Price Alert

Chime Financial Inc. Clas... (CHYM)

NASDAQ: CHYM · Real-Time Price · USD

23.66

-0.28 (-1.17%)

At close: Sep 12, 2025, 3:59 PM

23.98

1.35%

After-hours: Sep 12, 2025, 04:15 PM EDT

Chime Financial Class A Common Stock Statistics

Share Statistics

Chime Financial Class A Common Stock has 371.76M shares outstanding. The number of shares has increased by null% in one year.

Shares Outstanding	371.76M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Institutions (%)	n/a
Shares Floating	n/a
Failed to Deliver (FTD) Shares	27,907
FTD / Avg. Volume	0.79%

Short Selling Information

The latest short interest is 3.99M, so 1.07% of the outstanding shares have been sold short.

Short Interest	3.99M
Short % of Shares Out	1.07%
Short % of Float	1.45%
Short Ratio (days to cover)	1.53

Valuation Ratios

The PE ratio is -533.6 and the forward PE ratio is -93.04. Chime Financial Class A Common Stock's PEG ratio is 6.09.

PE Ratio	-533.6
Forward PE	-93.04
PS Ratio	8.08
Forward PS	3.4
PB Ratio	14.09
P/FCF Ratio	272.27
PEG Ratio	6.09

Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Chime Financial Class A Common Stock.

EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.43, with a Debt / Equity ratio of 0.1.

Current Ratio	3.43
Quick Ratio	3.43
Debt / Equity	0.1
Debt / EBITDA	-2.62
Debt / FCF	1.94
Interest Coverage	0

Financial Efficiency

Return on Equity is n/a and Return on Invested Capital is n/a.

Return on Equity	n/a
Return on Assets	n/a
Return on Invested Capital	n/a
Revenue Per Employee	$1.14M
Profits Per Employee	$-17.3K
Employee Count	1,465
Asset Turnover	1.15
Inventory Turnover	n/a

Taxes

Income Tax	2.61M
Effective Tax Rate	-11.48%

Stock Price Statistics

The stock price has increased by null% in the last 52 weeks. The beta is 0, so Chime Financial Class A Common Stock's price volatility has been lower than the market average.

Beta	0
52-Week Price Change	n/a
50-Day Moving Average	29.79
200-Day Moving Average	n/a
Relative Strength Index (RSI)	33.56
Average Volume (20 Days)	3,548,980

Income Statement

In the last 12 months, Chime Financial Class A Common Stock had revenue of 1.67B and earned -25.34M in profits. Earnings per share was -0.07.

Revenue	1.67B
Gross Profit	1.47B
Operating Income	-62.2M
Net Income	-25.34M
EBITDA	-36.83M
EBIT	-62.2M
Earnings Per Share (EPS)	-0.07

Full Income Statement

Balance Sheet

The company has 337.7M in cash and 96.34M in debt, giving a net cash position of 241.36M.

Cash & Cash Equivalents	337.7M
Total Debt	96.34M
Net Cash	241.36M
Retained Earnings	-2.36B
Total Assets	n/a
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 64.14M and capital expenditures -14.47M, giving a free cash flow of 49.67M.

Operating Cash Flow	64.14M
Capital Expenditures	-14.47M
Free Cash Flow	49.67M
FCF Per Share	0.14

Full Cash Flow Statement

Margins

Gross margin is 87.6%, with operating and profit margins of -3.72% and -1.51%.

Gross Margin	87.6%
Operating Margin	-3.72%
Pretax Margin	-1.36%
Profit Margin	-1.51%
EBITDA Margin	-2.2%
EBIT Margin	-3.72%
FCF Margin	2.97%

Dividends & Yields

CHYM does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	n/a
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for CHYM is $38.5, which is 60.8% higher than the current price. The consensus rating is "Buy".

Price Target	$38.5
Price Target Difference	60.8%
Analyst Consensus	Buy
Analyst Count	13

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a