Summit State Bank (SSBI)
NASDAQ: SSBI
· Real-Time Price · USD
11.82
-0.18 (-1.50%)
At close: Aug 15, 2025, 2:51 PM
11.70
-1.06%
After-hours: Aug 15, 2025, 04:10 PM EDT
Summit State Bank Income Statement
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 62.15M | 61.79M | 62.03M | 61.6M | 61.97M | 63.88M | 65.06M | 66.11M | 63.31M | 59.93M | 56.16M | 51.81M | 50.18M | 48.16M | 46.42M | 45.52M | 43.92M | 41.75M |
Cost of Revenue | 28.82M | 36.08M | 37.22M | 30.38M | 28.32M | 27.06M | 25.05M | 21.54M | 16.9M | 12.94M | 9.07M | 7.45M | 6.15M | 5.21M | 5.66M | 5.5M | 6.41M | 7.45M |
Gross Profit | 17.81M | 25.72M | 24.81M | 31.23M | 33.65M | 36.82M | 40.01M | 44.57M | 46.41M | 46.99M | 47.09M | 44.36M | 44.03M | 42.94M | 40.76M | 40.02M | 37.51M | 34.3M |
Operating Income | -1.37M | -3.33M | -4.39M | 6.86M | 8.54M | 11.51M | 15.28M | 18.9M | 22.14M | 24.24M | 23.87M | 22.78M | 22.43M | 21.61M | 20.88M | 19.8M | 18.6M | 16.21M |
Interest Income | 44.07M | 58.31M | 58.25M | 58.35M | 58.3M | 59.61M | 59.82M | 59M | 56.67M | 52.4M | 48.65M | 45.38M | 43.43M | 42.18M | 41.73M | 41.02M | 39.62M | 38.33M |
Pretax Income | -1.37M | -3.33M | -4.39M | 6.86M | 8.54M | 11.51M | 15.28M | 18.9M | 22.14M | 24.24M | 23.87M | 22.78M | 22.43M | 21.61M | 20.88M | 19.8M | 18.6M | 16.21M |
Net Income | -1.6M | -3.09M | -4.19M | 4.85M | 6.04M | 8.1M | 10.82M | 13.47M | 15.63M | 17.15M | 16.97M | 16.1M | 15.92M | 15.32M | 14.7M | 13.94M | 13.1M | 11.42M |
Selling & General & Admin | 13.22M | 18.15M | 18.12M | 17.6M | 18.43M | 18.67M | 18.27M | 20.22M | 19.09M | 17.77M | 18.83M | 17.3M | 16.94M | 17.16M | 15.89M | 15.91M | 15.56M | 14.77M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 8.94M | 10.64M | 10.82M | 6.51M | 6.68M | 6.63M | 6.46M | 5.45M | 5.18M | 4.98M | 4.39M | 4.28M | 4.65M | 4.17M | 4.01M | 4.33M | 3.36M | 3.33M |
Operating Expenses | 22.42M | 29.05M | 29.19M | 24.37M | 25.11M | 25.31M | 24.73M | 25.67M | 24.27M | 22.75M | 23.22M | 21.57M | 21.59M | 21.33M | 19.88M | 20.23M | 18.91M | 18.09M |
Interest Expense | 21.4M | 28.68M | 29.29M | 29.26M | 28.55M | 27.24M | 24.78M | 20.51M | 15.06M | 10.14M | 6.53M | 4.62M | 4.08M | 4.14M | 4.37M | 4.67M | 5.08M | 5.62M |
Selling & Marketing Expenses | 751K | 1M | 965K | 1.02M | 1.16M | 1.29M | 1.27M | 1.48M | 1.43M | 1.4M | 1.48M | 1.2M | 1.18M | 1.05M | 959K | 970K | 842K | 808K |
Cost & Expenses | 51.23M | 65.12M | 66.42M | 54.74M | 53.44M | 52.37M | 49.78M | 47.21M | 41.17M | 35.69M | 32.29M | 29.03M | 27.74M | 26.55M | 25.55M | 25.73M | 25.32M | 25.54M |
Income Tax Expense | 234K | -235K | -195K | 2.01M | 2.49M | 3.41M | 4.46M | 5.42M | 6.5M | 7.09M | 6.9M | 6.68M | 6.51M | 6.29M | 6.18M | 5.86M | 5.5M | 4.8M |
Shares Outstanding (Basic) | 6.73M | 6.72M | 6.72M | 6.72M | 6.72M | 6.7M | 6.7M | 6.7M | 6.7M | 6.69M | 6.69M | 6.69M | 6.69M | 6.68M | 6.68M | 6.68M | 6.68M | 6.68M |
Shares Outstanding (Diluted) | 6.73M | 6.72M | 6.72M | 6.72M | 6.72M | 6.7M | 6.7M | 6.71M | 6.7M | 6.69M | 6.69M | 6.69M | 6.69M | 6.68M | 6.68M | 6.68M | 6.68M | 6.68M |
EPS (Basic) | -0.16 | -0.38 | -0.54 | 0.72 | 0.90 | 1.21 | 1.62 | 2.02 | 2.34 | 2.56 | 2.53 | 2.40 | 2.38 | 2.29 | 2.20 | 2.13 | 2.01 | 1.77 |
EPS (Diluted) | -0.16 | -0.38 | -0.54 | 0.72 | 0.90 | 1.21 | 1.62 | 2.02 | 2.34 | 2.56 | 2.53 | 2.40 | 2.38 | 2.29 | 2.20 | 2.13 | 2.01 | 1.77 |
EBITDA | -1.07M | -2.94M | -4M | 7.25M | 8.93M | 11.9M | 15.67M | 19.29M | 22.53M | 24.65M | 24.28M | 23.2M | 22.85M | 22.01M | 21.29M | 19.93M | 18.83M | 16.55M |
EBIT | -1.37M | -3.33M | -4.39M | 6.86M | 8.54M | 11.51M | 15.28M | 18.9M | 22.14M | 24.26M | 23.89M | 22.8M | 22.45M | 21.61M | 20.88M | 19.8M | 18.6M | 16.22M |
Depreciation & Amortization | 298K | 391K | 391K | 390K | 388K | 392K | 385K | 387K | 388K | 388K | 391K | 397K | 395K | 397K | 408K | 133K | 230K | 333K |