Price Alert

Spirit of Texas Bancshare... (STXB)

NASDAQ: STXB · Real-Time Price · USD

25.55

-0.06 (-0.23%)

At close: Apr 24, 2025, 3:47 PM

Spirit of Texas Bancshares Statistics

Share Statistics

Spirit of Texas Bancshares has 0 shares outstanding. The number of shares has increased by null% in one year.

Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Institutions (%)	n/a
Shares Floating	n/a
Failed to Deliver (FTD) Shares	n/a
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 85.52K, so 0% of the outstanding shares have been sold short.

Short Interest	85.52K
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.32

Valuation Ratios

The PE ratio is 12.17 and the forward PE ratio is null. Spirit of Texas Bancshares's PEG ratio is 0.37.

PE Ratio	12.17
Forward PE	n/a
PS Ratio	3.99
Forward PS	n/a
PB Ratio	1.3
P/FCF Ratio	9.76
PEG Ratio	0.37

Financial Ratio History

Enterprise Valuation

Spirit of Texas Bancshares has an Enterprise Value (EV) of 285.63M.

EV / Sales	2.23
EV / EBITDA	3.99
EV / EBIT	5.25
EV / FCF	5.45

Financial Position

The company has a current ratio of 3428.12, with a Debt / Equity ratio of 0.2.

Current Ratio	3428.12
Quick Ratio	3428.12
Debt / Equity	0.2
Debt / EBITDA	1.11
Debt / FCF	1.52
Interest Coverage	5.62

Financial Efficiency

Return on Equity is 10.68% and Return on Invested Capital is 1.57%.

Return on Equity	10.68%
Return on Assets	1.29%
Return on Invested Capital	1.57%
Revenue Per Employee	$353.13K
Profits Per Employee	$115.85K
Employee Count	363
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

Income Tax	10.67M
Effective Tax Rate	20.24%

Stock Price Statistics

The stock price has increased by 0% in the last 52 weeks. The beta is 0.94, so Spirit of Texas Bancshares's price volatility has been higher than the market average.

Beta	0.94
52-Week Price Change	n/a
50-Day Moving Average	27.89
200-Day Moving Average	n/a
Relative Strength Index (RSI)	34.37
Average Volume (20 Days)	93,120

Income Statement

In the last 12 months, Spirit of Texas Bancshares had revenue of 128.19M and earned 42.05M in profits. Earnings per share was 2.36.

Revenue	128.19M
Gross Profit	128.19M
Operating Income	64.13M
Net Income	42.05M
EBITDA	71.56M
EBIT	64.13M
Earnings Per Share (EPS)	2.36

Full Income Statement

Balance Sheet

The company has 305.79M in cash and 79.66M in debt, giving a net cash position of 226.13M.

Cash & Cash Equivalents	305.79M
Total Debt	79.66M
Net Cash	226.13M
Retained Earnings	111.53M
Total Assets	n/a
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 54.41M and capital expenditures -1.99M, giving a free cash flow of 52.43M.

Operating Cash Flow	54.41M
Capital Expenditures	-1.99M
Free Cash Flow	52.43M
FCF Per Share	2.95

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 50.03% and 32.81%.

Gross Margin	100%
Operating Margin	50.03%
Pretax Margin	41.13%
Profit Margin	32.81%
EBITDA Margin	55.82%
EBIT Margin	50.03%
FCF Margin	40.9%

Dividends & Yields

STXB pays an annual dividend of $0.54, which amounts to a dividend yield of 1.61%.

Dividend Per Share	$0.54
Dividend Yield	1.61%
Dividend Growth (YoY)	33.33%
Payout Ratio	22.69%
Earnings Yield	8.22%
FCF Yield	10.24%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for STXB.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$59
Lynch Upside	130.92%
Graham Number	34.33
Graham Upside	34.36%

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a