Price Alert

Enact Inc. (ACT)

NASDAQ: ACT · Real-Time Price · USD

38.26

0.09 (0.24%)

At close: Aug 14, 2025, 3:59 PM

38.25

-0.03%

After-hours: Aug 14, 2025, 04:20 PM EDT

Enact Statistics

Share Statistics

Enact has 147.51M shares outstanding. The number of shares has increased by -3.62% in one year.

Shares Outstanding	147.51M
Shares Change (YoY)	-3.62%
Shares Change (QoQ)	-1.2%
Owned by Institutions (%)	19.55%
Shares Floating	32.08M
Failed to Deliver (FTD) Shares	12
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 3.14M, so 2.09% of the outstanding shares have been sold short.

Short Interest	3.14M
Short % of Shares Out	2.09%
Short % of Float	11.79%
Short Ratio (days to cover)	7.95

Valuation Ratios

The PE ratio is 7.35 and the forward PE ratio is 8.18. Enact's PEG ratio is 1.17.

PE Ratio	7.35
Forward PE	8.18
PS Ratio	4.21
Forward PS	4.3
PB Ratio	1.01
P/FCF Ratio	7.37
PEG Ratio	1.17

Financial Ratio History

Enterprise Valuation

Enact has an Enterprise Value (EV) of 5.2B.

EV / Sales	4.33
EV / EBITDA	5.6
EV / EBIT	7.58
EV / FCF	7.58

Financial Position

The company has a current ratio of 11.6, with a Debt / Equity ratio of 0.15.

Current Ratio	11.6
Quick Ratio	11.6
Debt / Equity	0.15
Debt / EBITDA	0.8
Debt / FCF	1.08
Interest Coverage	18.38

Financial Efficiency

Return on Equity is 13.77% and Return on Invested Capital is 12.8%.

Return on Equity	13.77%
Return on Assets	10.55%
Return on Invested Capital	12.8%
Revenue Per Employee	$2.85M
Profits Per Employee	$1.63M
Employee Count	421
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

Income Tax	189.99M
Effective Tax Rate	21.64%

Stock Price Statistics

The stock price has increased by 12.91% in the last 52 weeks. The beta is 0.53, so Enact's price volatility has been higher than the market average.

Beta	0.53
52-Week Price Change	12.91%
50-Day Moving Average	35.69
200-Day Moving Average	34.57
Relative Strength Index (RSI)	63.14
Average Volume (20 Days)	414,940

Income Statement

In the last 12 months, Enact had revenue of 1.2B and earned 688.07M in profits. Earnings per share was 4.4.

Revenue	1.2B
Gross Profit	943.06M
Operating Income	940.15M
Net Income	688.07M
EBITDA	929.22M
EBIT	929.22M
Earnings Per Share (EPS)	4.4

Full Income Statement

Balance Sheet

The company has 599.43M in cash and 743.05M in debt, giving a net cash position of -143.62M.

Cash & Cash Equivalents	599.43M
Total Debt	743.05M
Net Cash	-143.62M
Retained Earnings	3.13B
Total Assets	6.77B
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 686.26M and capital expenditures 0, giving a free cash flow of 686.26M.

Operating Cash Flow	686.26M
Capital Expenditures	n/a
Free Cash Flow	686.26M
FCF Per Share	4.39

Full Cash Flow Statement

Margins

Gross margin is 78.47%, with operating and profit margins of 78.23% and 57.25%.

Gross Margin	78.47%
Operating Margin	78.23%
Pretax Margin	73.06%
Profit Margin	57.25%
EBITDA Margin	77.32%
EBIT Margin	78.23%
FCF Margin	57.1%

Dividends & Yields

ACT pays an annual dividend of $0.98, which amounts to a dividend yield of 2.13%.

Dividend Per Share	$0.98
Dividend Yield	2.13%
Dividend Growth (YoY)	15.62%
Payout Ratio	22.11%
Earnings Yield	13.6%
FCF Yield	13.56%

Dividend Details

Analyst Forecast

The average price target for ACT is $40, which is 7.4% higher than the current price. The consensus rating is "Hold".

Price Target	$40
Price Target Difference	7.4%
Analyst Consensus	Hold
Analyst Count	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$62.26
Lynch Upside	67.1%
Graham Number	56.28
Graham Upside	51.05%

Scores

Altman Z-Score	3.45
Piotroski F-Score	5