Affinity Bancshares Inc.

17.64
-0.41 (-2.27%)
At close: Apr 03, 2025, 3:57 PM
17.79
0.86%
After-hours: Apr 03, 2025, 04:10 PM EDT

Affinity Bancshares Statistics

Share Statistics

Affinity Bancshares has 6.39M shares outstanding. The number of shares has increased by -0.46% in one year.

Shares Outstanding 6.39M
Shares Change (YoY) -0.46%
Shares Change (QoQ) -0.39%
Owned by Institutions (%) 26.74%
Shares Floating 4.55M
Failed to Deliver (FTD) Shares 152
FTD / Avg. Volume 0.71%

Short Selling Information

The latest short interest is 17.03K, so 0.27% of the outstanding shares have been sold short.

Short Interest 17.03K
Short % of Shares Out 0.27%
Short % of Float 0.37%
Short Ratio (days to cover) 0.55

Valuation Ratios

The PE ratio is 20.63 and the forward PE ratio is null. Affinity Bancshares's PEG ratio is -1.38.

PE Ratio 20.63
Forward PE n/a
PS Ratio 3.67
Forward PS null
PB Ratio 0.87
P/FCF Ratio 17.62
PEG Ratio -1.38
Financial Ratio History

Enterprise Valuation

Affinity Bancshares has an Enterprise Value (EV) of 129.64M.

EV / Sales 4.24
EV / EBITDA 0
EV / EBIT -66.69
EV / FCF 20.35

Financial Position

The company has a current ratio of 7.66, with a Debt / Equity ratio of 0.46.

Current Ratio 7.66
Quick Ratio 7.66
Debt / Equity 0.46
Debt / EBITDA -
Debt / FCF 9.23
Interest Coverage 0

Financial Efficiency

Return on Equity is 4.21% and Return on Invested Capital is 0.98%.

Return on Equity 4.21%
Return on Assets 0.63%
Return on Invested Capital 0.98%
Revenue Per Employee $347.82K
Profits Per Employee $61.83K
Employee Count 88
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

Income Tax 1.54M
Effective Tax Rate 22.07%

Stock Price Statistics

The stock price has increased by 13.75% in the last 52 weeks. The beta is 0.53, so Affinity Bancshares's price volatility has been higher than the market average.

Beta 0.53
52-Week Price Change 13.75%
50-Day Moving Average 18.51
200-Day Moving Average 20.43
Relative Strength Index (RSI) 45.65
Average Volume (20 Days) 21.48K

Income Statement

In the last 12 months, Affinity Bancshares had revenue of 30.61M and earned 5.44M in profits. Earnings per share was 0.85.

Revenue 30.61M
Gross Profit 30.61M
Operating Income 10.88M
Net Income 5.44M
EBITDA 0
EBIT 21.75M
Earnings Per Share (EPS) 0.85
Full Income Statement

Balance Sheet

The company has 41.42M in cash and 58.81M in debt, giving a net cash position of -17.39M.

Cash & Cash Equivalents 41.42M
Total Debt 58.81M
Net Cash -17.39M
Retained Earnings 76.79M
Total Assets 866.82M
Working Capital 36.02M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -1.94M and capital expenditures 0, giving a free cash flow of 6.37M.

Operating Cash Flow -1.94M
Capital Expenditures 0
Free Cash Flow 6.37M
FCF Per Share 0.99
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 35.53% and 17.78%.

Gross Margin 100%
Operating Margin 35.53%
Pretax Margin 22.81%
Profit Margin 17.78%
EBITDA Margin n/a
EBIT Margin 35.53%
FCF Margin 20.81%

Dividends & Yields

AFBI does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Payout Ratio n/a
Earnings Yield 4.85%
FCF Yield 5.67%
Dividend Details

Analyst Forecast

Currently there are no analyst rating for AFBI.

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Stock Forecasts

Stock Splits

The last stock split was on Jan 21, 2021. It was a backward split with a ratio of 453:500.

Last Split Date Jan 21, 2021
Split Type backward
Split Ratio 453:500

Scores

Altman Z-Score 0.32
Piotroski F-Score 7