Affinity Bancshares Inc.

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17.61
0.06 (0.34%)
At close: Jan 15, 2025, 9:30 AM

Affinity Bancshares Statistics

Share Statistics

Affinity Bancshares has 6.41M shares outstanding. The number of shares has increased by -0.07% in one year.

Shares Outstanding 6.41M
Shares Change (YoY) n/a
Shares Change (QoQ) 0%
Owned by Institutions (%) n/a
Shares Floating 4.57M
Failed to Deliver (FTD) Shares 4
FTD / Avg. Volume 0.03%

Short Selling Information

The latest short interest is 17.50K, so 0.27% of the outstanding shares have been sold short.

Short Interest 17.50K
Short % of Shares Out 0.27%
Short % of Float 0.38%
Short Ratio (days to cover) 3.92

Valuation Ratios

The PE ratio is 16.04 and the forward PE ratio is null.

PE Ratio 16.04
Forward PE null
PS Ratio 3.49
Forward PS null
PB Ratio 0.85
P/FCF Ratio 14.08
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Affinity Bancshares Inc..

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 16.46, with a Debt / Equity ratio of 0.33.

Current Ratio 16.46
Quick Ratio 16.46
Debt / Equity 0.33
Total Debt / Capitalization 24.77
Cash Flow / Debt 0.2
Interest Coverage 0.54

Financial Efficiency

Return on equity (ROE) is 0.05% and return on capital (ROIC) is 3.99%.

Return on Equity (ROE) 0.05%
Return on Assets (ROA) 0.01%
Return on Capital (ROIC) 3.99%
Revenue Per Employee 325.98K
Profits Per Employee 70.86K
Employee Count 91
Asset Turnover 0.04
Inventory Turnover 0

Taxes

Income Tax 1.94M
Effective Tax Rate 0.23

Stock Price Statistics

The stock price has increased by 12.14% in the last 52 weeks. The beta is 0.51, so Affinity Bancshares 's price volatility has been higher than the market average.

Beta 0.51
52-Week Price Change 12.14%
50-Day Moving Average 20.88
200-Day Moving Average 20.15
Relative Strength Index (RSI) 19.98
Average Volume (20 Days) 13.18K

Income Statement

In the last 12 months, Affinity Bancshares had revenue of 29.66M and earned 6.45M in profits. Earnings per share was 1.

Revenue 29.66M
Gross Profit 29.71M
Operating Income 8.39M
Net Income 6.45M
EBITDA 0
EBIT 8.39M
Earnings Per Share (EPS) 1
Full Income Statement

Balance Sheet

The company has 50.02M in cash and 40.00M in debt, giving a net cash position of 10.03M.

Cash & Cash Equivalents 50.02M
Total Debt 40.00M
Net Cash 10.03M
Retained Earnings 71.34M
Total Assets 878.56M
Working Capital 53.72M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 7.87M and capital expenditures -527.00K, giving a free cash flow of 7.34M.

Operating Cash Flow 7.87M
Capital Expenditures -527.00K
Free Cash Flow 7.34M
FCF Per Share 1.13
Full Cash Flow Statement

Margins

Gross margin is 100.14%, with operating and profit margins of 28.28% and 21.74%.

Gross Margin 100.14%
Operating Margin 28.28%
Pretax Margin 28.28%
Profit Margin 21.74%
EBITDA Margin n/a
EBIT Margin 28.28%
FCF Margin 24.76%

Dividends & Yields

AFBI does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Payout Ratio n/a
Earnings Yield 5.7%
FCF Yield 6.53%
Dividend Details

Analyst Forecast

Currently there are no analyst rating for AFBI.

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Stock Forecasts

Stock Splits

The last stock split was on Jan 21, 2021. It was a backward split with a ratio of 453:500.

Last Split Date Jan 21, 2021
Split Type backward
Split Ratio 453:500

Scores

Altman Z-Score 0.35
Piotroski F-Score 6