Affinity Bancshares Inc. (AFBI)
Affinity Bancshares Statistics
Share Statistics
Affinity Bancshares has 6.33M shares outstanding. The number of shares has increased by -0.46% in one year.
| Shares Outstanding | 6.33M |
| Shares Change (YoY) | -0.46% |
| Shares Change (QoQ) | -0.39% |
| Owned by Institutions (%) | 26.74% |
| Shares Floating | 4.51M |
| Failed to Deliver (FTD) Shares | 205 |
| FTD / Avg. Volume | 1.2% |
Short Selling Information
The latest short interest is 24.18K, so 0.38% of the outstanding shares have been sold short.
| Short Interest | 24.18K |
| Short % of Shares Out | 0.38% |
| Short % of Float | 0.47% |
| Short Ratio (days to cover) | 1.3 |
Valuation Ratios
The PE ratio is 20.63 and the forward PE ratio is null. Affinity Bancshares's PEG ratio is -1.38.
| PE Ratio | 20.63 |
| Forward PE | n/a |
| PS Ratio | 3.67 |
| Forward PS | n/a |
| PB Ratio | 0.87 |
| P/FCF Ratio | 17.62 |
| PEG Ratio | -1.38 |
Enterprise Valuation
Affinity Bancshares has an Enterprise Value (EV) of 129.64M.
| EV / Sales | 4.24 |
| EV / EBITDA | 0 |
| EV / EBIT | -66.69 |
| EV / FCF | 20.35 |
Financial Position
The company has a current ratio of 7.66, with a Debt / Equity ratio of 0.46.
| Current Ratio | 7.66 |
| Quick Ratio | 7.66 |
| Debt / Equity | 0.46 |
| Debt / EBITDA | - |
| Debt / FCF | 9.23 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 4.21% and Return on Invested Capital is 0.98%.
| Return on Equity | 4.21% |
| Return on Assets | 0.63% |
| Return on Invested Capital | 0.98% |
| Revenue Per Employee | $347.82K |
| Profits Per Employee | $61.83K |
| Employee Count | 88 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 1.54M |
| Effective Tax Rate | 22.07% |
Stock Price Statistics
The stock price has increased by 10.73% in the last 52 weeks. The beta is 0.29, so Affinity Bancshares's price volatility has been higher than the market average.
| Beta | 0.29 |
| 52-Week Price Change | 10.73% |
| 50-Day Moving Average | 18.38 |
| 200-Day Moving Average | 20.18 |
| Relative Strength Index (RSI) | 59.7 |
| Average Volume (20 Days) | 17.09K |
Income Statement
In the last 12 months, Affinity Bancshares had revenue of 30.61M and earned 5.44M in profits. Earnings per share was 0.85.
| Revenue | 30.61M |
| Gross Profit | 30.61M |
| Operating Income | 10.88M |
| Net Income | 5.44M |
| EBITDA | 0 |
| EBIT | 21.75M |
| Earnings Per Share (EPS) | 0.85 |
Balance Sheet
The company has 41.42M in cash and 58.81M in debt, giving a net cash position of -17.39M.
| Cash & Cash Equivalents | 41.42M |
| Total Debt | 58.81M |
| Net Cash | -17.39M |
| Retained Earnings | 76.79M |
| Total Assets | 866.82M |
| Working Capital | 36.02M |
Cash Flow
In the last 12 months, operating cash flow was -1.94M and capital expenditures 0, giving a free cash flow of 6.37M.
| Operating Cash Flow | -1.94M |
| Capital Expenditures | 0 |
| Free Cash Flow | 6.37M |
| FCF Per Share | 0.99 |
Margins
Gross margin is 100%, with operating and profit margins of 35.53% and 17.78%.
| Gross Margin | 100% |
| Operating Margin | 35.53% |
| Pretax Margin | 22.81% |
| Profit Margin | 17.78% |
| EBITDA Margin | n/a |
| EBIT Margin | 35.53% |
| FCF Margin | 20.81% |
Dividends & Yields
AFBI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 4.85% |
| FCF Yield | 5.67% |
Analyst Forecast
Currently there are no analyst rating for AFBI.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Jan 21, 2021. It was a backward split with a ratio of 453:500.
| Last Split Date | Jan 21, 2021 |
| Split Type | backward |
| Split Ratio | 453:500 |
Scores
| Altman Z-Score | 0.33 |
| Piotroski F-Score | 7 |