Affinity Bancshares Inc. (AFBI)
Affinity Bancshares Statistics
Share Statistics
Affinity Bancshares has 6.41M shares outstanding. The number of shares has increased by -0.07% in one year.
| Shares Outstanding | 6.41M |
| Shares Change (YoY) | -0.07% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 22.84% |
| Shares Floating | 4.57M |
| Failed to Deliver (FTD) Shares | 152 |
| FTD / Avg. Volume | 0.9% |
Short Selling Information
The latest short interest is 17.03K, so 0.27% of the outstanding shares have been sold short.
| Short Interest | 17.03K |
| Short % of Shares Out | 0.27% |
| Short % of Float | 0.37% |
| Short Ratio (days to cover) | 0.55 |
Valuation Ratios
The PE ratio is 16.04 and the forward PE ratio is null. Affinity Bancshares's PEG ratio is -2.45.
| PE Ratio | 16.04 |
| Forward PE | n/a |
| PS Ratio | 3.49 |
| Forward PS | null |
| PB Ratio | 0.85 |
| P/FCF Ratio | 14.08 |
| PEG Ratio | -2.45 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Affinity Bancshares Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 16.46, with a Debt / Equity ratio of 0.33.
| Current Ratio | 16.46 |
| Quick Ratio | 16.46 |
| Debt / Equity | 0.33 |
| Total Debt / Capitalization | 24.77 |
| Cash Flow / Debt | 0.2 |
| Interest Coverage | 0.54 |
Financial Efficiency
Return on equity (ROE) is 0.05% and return on capital (ROIC) is 3.99%.
| Return on Equity (ROE) | 0.05% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 3.99% |
| Revenue Per Employee | $325,978.02 |
| Profits Per Employee | $70,857.14 |
| Employee Count | 91 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 1.94M |
| Effective Tax Rate | 0.23 |
Stock Price Statistics
The stock price has increased by 18.91% in the last 52 weeks. The beta is 0.54, so Affinity Bancshares's price volatility has been higher than the market average.
| Beta | 0.54 |
| 52-Week Price Change | 18.91% |
| 50-Day Moving Average | 18.99 |
| 200-Day Moving Average | 20.45 |
| Relative Strength Index (RSI) | 67.98 |
| Average Volume (20 Days) | 16.91K |
Income Statement
In the last 12 months, Affinity Bancshares had revenue of 29.66M and earned 6.45M in profits. Earnings per share was 1.
| Revenue | 29.66M |
| Gross Profit | 29.71M |
| Operating Income | 8.39M |
| Net Income | 6.45M |
| EBITDA | 0 |
| EBIT | 8.39M |
| Earnings Per Share (EPS) | 1 |
Balance Sheet
The company has 50.02M in cash and 40M in debt, giving a net cash position of 10.03M.
| Cash & Cash Equivalents | 50.02M |
| Total Debt | 40M |
| Net Cash | 10.03M |
| Retained Earnings | 71.34M |
| Total Assets | 878.56M |
| Working Capital | 53.72M |
Cash Flow
In the last 12 months, operating cash flow was 7.87M and capital expenditures -527K, giving a free cash flow of 7.34M.
| Operating Cash Flow | 7.87M |
| Capital Expenditures | -527K |
| Free Cash Flow | 7.34M |
| FCF Per Share | 1.13 |
Margins
Gross margin is 100.14%, with operating and profit margins of 28.28% and 21.74%.
| Gross Margin | 100.14% |
| Operating Margin | 28.28% |
| Pretax Margin | 28.28% |
| Profit Margin | 21.74% |
| EBITDA Margin | n/a |
| EBIT Margin | 28.28% |
| FCF Margin | 24.76% |
Dividends & Yields
AFBI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 5.1% |
| FCF Yield | 5.84% |
Analyst Forecast
Currently there are no analyst rating for AFBI.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Jan 21, 2021. It was a backward split with a ratio of 453:500.
| Last Split Date | Jan 21, 2021 |
| Split Type | backward |
| Split Ratio | 453:500 |
Scores
| Altman Z-Score | 0.36 |
| Piotroski F-Score | 6 |