Affinity Bancshares Inc. (AFBI)
Affinity Bancshares Statistics
Share Statistics
Affinity Bancshares has 6.39M shares outstanding. The number of shares has increased by -0.46% in one year.
Shares Outstanding | 6.39M |
Shares Change (YoY) | -0.46% |
Shares Change (QoQ) | -0.39% |
Owned by Institutions (%) | 26.74% |
Shares Floating | 4.55M |
Failed to Deliver (FTD) Shares | 152 |
FTD / Avg. Volume | 0.71% |
Short Selling Information
The latest short interest is 17.03K, so 0.27% of the outstanding shares have been sold short.
Short Interest | 17.03K |
Short % of Shares Out | 0.27% |
Short % of Float | 0.37% |
Short Ratio (days to cover) | 0.55 |
Valuation Ratios
The PE ratio is 20.63 and the forward PE ratio is null. Affinity Bancshares's PEG ratio is -1.38.
PE Ratio | 20.63 |
Forward PE | n/a |
PS Ratio | 3.67 |
Forward PS | null |
PB Ratio | 0.87 |
P/FCF Ratio | 17.62 |
PEG Ratio | -1.38 |
Enterprise Valuation
Affinity Bancshares has an Enterprise Value (EV) of 129.64M.
EV / Sales | 4.24 |
EV / EBITDA | 0 |
EV / EBIT | -66.69 |
EV / FCF | 20.35 |
Financial Position
The company has a current ratio of 7.66, with a Debt / Equity ratio of 0.46.
Current Ratio | 7.66 |
Quick Ratio | 7.66 |
Debt / Equity | 0.46 |
Debt / EBITDA | - |
Debt / FCF | 9.23 |
Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 4.21% and Return on Invested Capital is 0.98%.
Return on Equity | 4.21% |
Return on Assets | 0.63% |
Return on Invested Capital | 0.98% |
Revenue Per Employee | $347.82K |
Profits Per Employee | $61.83K |
Employee Count | 88 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
Income Tax | 1.54M |
Effective Tax Rate | 22.07% |
Stock Price Statistics
The stock price has increased by 13.75% in the last 52 weeks. The beta is 0.53, so Affinity Bancshares's price volatility has been higher than the market average.
Beta | 0.53 |
52-Week Price Change | 13.75% |
50-Day Moving Average | 18.51 |
200-Day Moving Average | 20.43 |
Relative Strength Index (RSI) | 45.65 |
Average Volume (20 Days) | 21.48K |
Income Statement
In the last 12 months, Affinity Bancshares had revenue of 30.61M and earned 5.44M in profits. Earnings per share was 0.85.
Revenue | 30.61M |
Gross Profit | 30.61M |
Operating Income | 10.88M |
Net Income | 5.44M |
EBITDA | 0 |
EBIT | 21.75M |
Earnings Per Share (EPS) | 0.85 |
Balance Sheet
The company has 41.42M in cash and 58.81M in debt, giving a net cash position of -17.39M.
Cash & Cash Equivalents | 41.42M |
Total Debt | 58.81M |
Net Cash | -17.39M |
Retained Earnings | 76.79M |
Total Assets | 866.82M |
Working Capital | 36.02M |
Cash Flow
In the last 12 months, operating cash flow was -1.94M and capital expenditures 0, giving a free cash flow of 6.37M.
Operating Cash Flow | -1.94M |
Capital Expenditures | 0 |
Free Cash Flow | 6.37M |
FCF Per Share | 0.99 |
Margins
Gross margin is 100%, with operating and profit margins of 35.53% and 17.78%.
Gross Margin | 100% |
Operating Margin | 35.53% |
Pretax Margin | 22.81% |
Profit Margin | 17.78% |
EBITDA Margin | n/a |
EBIT Margin | 35.53% |
FCF Margin | 20.81% |
Dividends & Yields
AFBI does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Dividend Growth (YoY) | n/a |
Payout Ratio | n/a |
Earnings Yield | 4.85% |
FCF Yield | 5.67% |
Analyst Forecast
Currently there are no analyst rating for AFBI.
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Stock Splits
The last stock split was on Jan 21, 2021. It was a backward split with a ratio of 453:500.
Last Split Date | Jan 21, 2021 |
Split Type | backward |
Split Ratio | 453:500 |
Scores
Altman Z-Score | 0.32 |
Piotroski F-Score | 7 |