Alerus Financial Corporat... (ALRS)
Alerus Financial Statistics
Share Statistics
Alerus Financial has 25.51M shares outstanding. The number of shares has increased by 28.99% in one year.
| Shares Outstanding | 25.51M |
| Shares Change (YoY) | 28.99% |
| Shares Change (QoQ) | 0.68% |
| Owned by Institutions (%) | 67.33% |
| Shares Floating | 22.72M |
| Failed to Deliver (FTD) Shares | 66 |
| FTD / Avg. Volume | 0.09% |
Short Selling Information
The latest short interest is 209.62K, so 0.82% of the outstanding shares have been sold short.
| Short Interest | 209.62K |
| Short % of Shares Out | 0.82% |
| Short % of Float | 0.86% |
| Short Ratio (days to cover) | 3.27 |
Valuation Ratios
The PE ratio is 22.78 and the forward PE ratio is 7.33. Alerus Financial's PEG ratio is 0.52.
| PE Ratio | 22.78 |
| Forward PE | 7.33 |
| PS Ratio | 1.88 |
| Forward PS | 1.5 |
| PB Ratio | 0.82 |
| P/FCF Ratio | 13.98 |
| PEG Ratio | 0.52 |
Enterprise Valuation
Alerus Financial has an Enterprise Value (EV) of 660.73M.
| EV / Sales | 3.06 |
| EV / EBITDA | 0 |
| EV / EBIT | 22.82 |
| EV / FCF | 22.82 |
Financial Position
The company has a current ratio of 0.32, with a Debt / Equity ratio of 0.64.
| Current Ratio | 0.32 |
| Quick Ratio | 0.32 |
| Debt / Equity | 0.64 |
| Debt / EBITDA | - |
| Debt / FCF | 10.95 |
| Interest Coverage | -1.33 |
Financial Efficiency
Return on Equity is 3.59% and Return on Invested Capital is -36.96%.
| Return on Equity | 3.59% |
| Return on Assets | 0.34% |
| Return on Invested Capital | -36.96% |
| Revenue Per Employee | $255.17K |
| Profits Per Employee | $21.02K |
| Employee Count | 846 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 5.38M |
| Effective Tax Rate | 23.23% |
Stock Price Statistics
The stock price has increased by -18.07% in the last 52 weeks. The beta is 0.68, so Alerus Financial's price volatility has been higher than the market average.
| Beta | 0.68 |
| 52-Week Price Change | -18.07% |
| 50-Day Moving Average | 19.05 |
| 200-Day Moving Average | 20.83 |
| Relative Strength Index (RSI) | 41.29 |
| Average Volume (20 Days) | 70.88K |
Income Statement
In the last 12 months, Alerus Financial had revenue of 215.87M and earned 17.78M in profits. Earnings per share was 0.85.
| Revenue | 215.87M |
| Gross Profit | 215.87M |
| Operating Income | -152.57M |
| Net Income | 17.78M |
| EBITDA | 0 |
| EBIT | -14.88M |
| Earnings Per Share (EPS) | 0.85 |
Balance Sheet
The company has 61.24M in cash and 317.02M in debt, giving a net cash position of -255.78M.
| Cash & Cash Equivalents | 61.24M |
| Total Debt | 317.02M |
| Net Cash | -255.78M |
| Retained Earnings | 273.72M |
| Total Assets | 5.26B |
| Working Capital | 649.29M |
Cash Flow
In the last 12 months, operating cash flow was 28.96M and capital expenditures 0, giving a free cash flow of 28.96M.
| Operating Cash Flow | 28.96M |
| Capital Expenditures | 0 |
| Free Cash Flow | 28.96M |
| FCF Per Share | 1.38 |
Margins
Gross margin is 100%, with operating and profit margins of -70.68% and 8.24%.
| Gross Margin | 100% |
| Operating Margin | -70.68% |
| Pretax Margin | 10.73% |
| Profit Margin | 8.24% |
| EBITDA Margin | n/a |
| EBIT Margin | -70.68% |
| FCF Margin | 13.42% |
Dividends & Yields
ALRS pays an annual dividend of $0.99, which amounts to a dividend yield of 4.37%.
| Dividend Per Share | $0.99 |
| Dividend Yield | 4.37% |
| Dividend Growth (YoY) | 5.26% |
| Payout Ratio | 119.28% |
| Earnings Yield | 4.39% |
| FCF Yield | 7.15% |
Analyst Forecast
The average price target for ALRS is $23.5, which is 38.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $23.5 |
| Price Target Difference | 38.2% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Sep 15, 2014. It was a forward split with a ratio of 3:1.
| Last Split Date | Sep 15, 2014 |
| Split Type | forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | 0.33 |
| Piotroski F-Score | 5 |