Arrow Financial Corporati... (AROW)
Arrow Financial Statistics
Share Statistics
Arrow Financial has 16.72M shares outstanding. The number of shares has increased by 0.12% in one year.
| Shares Outstanding | 16.72M |
| Shares Change (YoY) | 0.12% |
| Shares Change (QoQ) | -0.13% |
| Owned by Institutions (%) | 51.09% |
| Shares Floating | 16.21M |
| Failed to Deliver (FTD) Shares | 159 |
| FTD / Avg. Volume | 0.41% |
Short Selling Information
The latest short interest is 105.48K, so 0.63% of the outstanding shares have been sold short.
| Short Interest | 105.48K |
| Short % of Shares Out | 0.63% |
| Short % of Float | 0.65% |
| Short Ratio (days to cover) | 2.32 |
Valuation Ratios
The PE ratio is 16.18 and the forward PE ratio is 10.49. Arrow Financial's PEG ratio is 0.
| PE Ratio | 16.18 |
| Forward PE | 10.49 |
| PS Ratio | 3.44 |
| Forward PS | 2.3 |
| PB Ratio | 1.2 |
| P/FCF Ratio | 237.44 |
| PEG Ratio | 0 |
Enterprise Valuation
Arrow Financial has an Enterprise Value (EV) of 359.64M.
| EV / Sales | 2.57 |
| EV / EBITDA | 0 |
| EV / EBIT | 177.69 |
| EV / FCF | 177.69 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.08.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.08 |
| Debt / EBITDA | - |
| Debt / FCF | 16.6 |
| Interest Coverage | 0.03 |
Financial Efficiency
Return on Equity is 7.41% and Return on Invested Capital is 1.96%.
| Return on Equity | 7.41% |
| Return on Assets | 0.69% |
| Return on Invested Capital | 1.96% |
| Revenue Per Employee | $252.36K |
| Profits Per Employee | $53.63K |
| Employee Count | 554 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 7.65M |
| Effective Tax Rate | 20.47% |
Stock Price Statistics
The stock price has increased by 3.06% in the last 52 weeks. The beta is 0.7, so Arrow Financial's price volatility has been higher than the market average.
| Beta | 0.7 |
| 52-Week Price Change | 3.06% |
| 50-Day Moving Average | 26.6 |
| 200-Day Moving Average | 28.5 |
| Relative Strength Index (RSI) | 34.85 |
| Average Volume (20 Days) | 39.2K |
Income Statement
In the last 12 months, Arrow Financial had revenue of 139.81M and earned 29.71M in profits. Earnings per share was 1.77.
| Revenue | 139.81M |
| Gross Profit | 194.99M |
| Operating Income | 2.78M |
| Net Income | 29.71M |
| EBITDA | 0 |
| EBIT | -5.36M |
| Earnings Per Share (EPS) | 1.77 |
Balance Sheet
The company has 154.55M in cash and 33.6M in debt, giving a net cash position of 120.94M.
| Cash & Cash Equivalents | 154.55M |
| Total Debt | 33.6M |
| Net Cash | 120.94M |
| Retained Earnings | 77.22M |
| Total Assets | 4.31B |
| Working Capital | 27.42M |
Cash Flow
In the last 12 months, operating cash flow was 2.02M and capital expenditures 0, giving a free cash flow of 2.02M.
| Operating Cash Flow | 2.02M |
| Capital Expenditures | 0 |
| Free Cash Flow | 2.02M |
| FCF Per Share | 0.12 |
Margins
Gross margin is 139.47%, with operating and profit margins of 1.99% and 21.25%.
| Gross Margin | 139.47% |
| Operating Margin | 1.99% |
| Pretax Margin | 26.72% |
| Profit Margin | 21.25% |
| EBITDA Margin | n/a |
| EBIT Margin | 1.99% |
| FCF Margin | 1.45% |
Dividends & Yields
AROW pays an annual dividend of $1.37, which amounts to a dividend yield of 4.14%.
| Dividend Per Share | $1.37 |
| Dividend Yield | 4.14% |
| Dividend Growth (YoY) | 3.7% |
| Payout Ratio | 77.4% |
| Earnings Yield | 6.18% |
| FCF Yield | 0.42% |
Analyst Forecast
The average price target for AROW is $30, which is 22.1% higher than the current price. The consensus rating is "Hold".
| Price Target | $30 |
| Price Target Difference | 22.1% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Sep 19, 2023. It was a forward split with a ratio of 103:100.
| Last Split Date | Sep 19, 2023 |
| Split Type | forward |
| Split Ratio | 103:100 |
Scores
| Altman Z-Score | 0.14 |
| Piotroski F-Score | 7 |