Arrow Financial Corporation Statistics
Share Statistics
Arrow Financial Corporation has 16.74M shares outstanding. The number of shares has increased by 1.12% in one year.
| Shares Outstanding | 16.74M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.04% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 16.26M |
| Failed to Deliver (FTD) Shares | 201 |
| FTD / Avg. Volume | 0.46% |
Short Selling Information
The latest short interest is 114.88K, so 0.69% of the outstanding shares have been sold short.
| Short Interest | 114.88K |
| Short % of Shares Out | 0.69% |
| Short % of Float | 0.71% |
| Short Ratio (days to cover) | 2.76 |
Valuation Ratios
The PE ratio is 15.83 and the forward PE ratio is 12.97. Arrow Financial Corporation's PEG ratio is 0.23.
| PE Ratio | 15.83 |
| Forward PE | 12.97 |
| PS Ratio | 3.55 |
| Forward PS | 2.6 |
| PB Ratio | 1.25 |
| P/FCF Ratio | 35.26 |
| PEG Ratio | 0.23 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Arrow Financial Corporation.
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.18.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.18 |
| Total Debt / Capitalization | 14.9 |
| Cash Flow / Debt | 0.31 |
| Interest Coverage | 0.04 |
Financial Efficiency
Return on equity (ROE) is 0.08% and return on capital (ROIC) is 0.43%.
| Return on Equity (ROE) | 0.08% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 0.43% |
| Revenue Per Employee | 239.19K |
| Profits Per Employee | 53.71K |
| Employee Count | 560 |
| Asset Turnover | 0.03 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 7.45M |
| Effective Tax Rate | 0.2 |
Stock Price Statistics
The stock price has increased by 4.52% in the last 52 weeks. The beta is 0.72, so Arrow Financial Corporation's price volatility has been higher than the market average.
| Beta | 0.72 |
| 52-Week Price Change | 4.52% |
| 50-Day Moving Average | 30.71 |
| 200-Day Moving Average | 27.72 |
| Relative Strength Index (RSI) | 37.18 |
| Average Volume (20 Days) | 43.46K |
Income Statement
In the last 12 months, Arrow Financial Corporation had revenue of 133.95M and earned 30.07M in profits. Earnings per share was 1.77.
| Revenue | 133.95M |
| Gross Profit | 130.57M |
| Operating Income | 2.44M |
| Net Income | 30.07M |
| EBITDA | 0 |
| EBIT | 2.44M |
| Earnings Per Share (EPS) | 1.77 |
Balance Sheet
The company has 142.54M in cash and 71.57M in debt, giving a net cash position of 70.97M.
| Cash & Cash Equivalents | 142.54M |
| Total Debt | 71.57M |
| Net Cash | 70.97M |
| Retained Earnings | 65.79M |
| Total Assets | 4.41B |
| Working Capital | 340.09M |
Cash Flow
In the last 12 months, operating cash flow was 20.58M and capital expenditures -7.08M, giving a free cash flow of 13.50M.
| Operating Cash Flow | 20.58M |
| Capital Expenditures | -7.08M |
| Free Cash Flow | 13.50M |
| FCF Per Share | 0.79 |
Margins
Gross margin is 97.48%, with operating and profit margins of 1.82% and 22.45%.
| Gross Margin | 97.48% |
| Operating Margin | 1.82% |
| Pretax Margin | 28.01% |
| Profit Margin | 22.45% |
| EBITDA Margin | n/a |
| EBIT Margin | 1.82% |
| FCF Margin | 10.08% |
Dividends & Yields
AROW pays an annual dividend of $1.12, which amounts to a dividend yield of 4.26%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 4.26% |
| Dividend Growth (YoY) | 3.7% |
| Payout Ratio | 57.14% |
| Earnings Yield | 6.55% |
| FCF Yield | 2.98% |
Analyst Forecast
The average price target for AROW is $32, which is 18.3% higher than the current price. The consensus rating is "Hold".
| Price Target | $32 |
| Price Target Difference | 18.3% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Sep 19, 2023. It was a forward split with a ratio of 103:100.
| Last Split Date | Sep 19, 2023 |
| Split Type | forward |
| Split Ratio | 103:100 |
Scores
| Altman Z-Score | 0.23 |
| Piotroski F-Score | 6 |