AmeriServ Financial Inc. (ASRV)
AmeriServ Financial Statistics
Share Statistics
AmeriServ Financial has 16.52M shares outstanding. The number of shares has increased by -3.66% in one year.
| Shares Outstanding | 16.52M |
| Shares Change (YoY) | -3.66% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 39.62% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 116 |
| FTD / Avg. Volume | 0.52% |
Short Selling Information
The latest short interest is 35.87K, so 0.22% of the outstanding shares have been sold short.
| Short Interest | 35.87K |
| Short % of Shares Out | 0.22% |
| Short % of Float | 0.23% |
| Short Ratio (days to cover) | 1.02 |
Valuation Ratios
The PE ratio is 12.5 and the forward PE ratio is null. AmeriServ Financial's PEG ratio is -0.06.
| PE Ratio | 12.5 |
| Forward PE | n/a |
| PS Ratio | 0.83 |
| Forward PS | 0.8 |
| PB Ratio | 0.42 |
| P/FCF Ratio | 46.14 |
| PEG Ratio | -0.06 |
Enterprise Valuation
AmeriServ Financial has an Enterprise Value (EV) of 128.97M.
| EV / Sales | 2.39 |
| EV / EBITDA | 0 |
| EV / EBIT | 48 |
| EV / FCF | 132.14 |
Financial Position
The company has a current ratio of 1.03, with a Debt / Equity ratio of 0.95.
| Current Ratio | 1.03 |
| Quick Ratio | 1.03 |
| Debt / Equity | 0.95 |
| Debt / EBITDA | n/a |
| Debt / FCF | 104.19 |
| Interest Coverage | 0.14 |
Financial Efficiency
Return on Equity is 3.36% and Return on Invested Capital is 7.45%.
| Return on Equity | 3.36% |
| Return on Assets | 0.25% |
| Return on Invested Capital | 7.45% |
| Revenue Per Employee | $181,285.23 |
| Profits Per Employee | $12,083.89 |
| Employee Count | 298 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 798K |
| Effective Tax Rate | 18.14% |
Stock Price Statistics
The stock price has increased by -0.41% in the last 52 weeks. The beta is 0.53, so AmeriServ Financial's price volatility has been higher than the market average.
| Beta | 0.53 |
| 52-Week Price Change | -0.41% |
| 50-Day Moving Average | 2.4 |
| 200-Day Moving Average | 2.61 |
| Relative Strength Index (RSI) | 56.03 |
| Average Volume (20 Days) | 22,337 |
Income Statement
In the last 12 months, AmeriServ Financial had revenue of 54.02M and earned 3.6M in profits. Earnings per share was 0.22.
| Revenue | 54.02M |
| Gross Profit | 54.02M |
| Operating Income | 4.4M |
| Net Income | 3.6M |
| EBITDA | n/a |
| EBIT | -2.08M |
| Earnings Per Share (EPS) | 0.22 |
Balance Sheet
The company has 17.75M in cash and 101.69M in debt, giving a net cash position of -83.94M.
| Cash & Cash Equivalents | 17.75M |
| Total Debt | 101.69M |
| Net Cash | -83.94M |
| Retained Earnings | 60.48M |
| Total Assets | 1.42B |
| Working Capital | 173.37M |
Cash Flow
In the last 12 months, operating cash flow was 2.69M and capital expenditures -1.71M, giving a free cash flow of 976K.
| Operating Cash Flow | 2.69M |
| Capital Expenditures | -1.71M |
| Free Cash Flow | 976K |
| FCF Per Share | 0.06 |
Margins
Gross margin is 100%, with operating and profit margins of 8.14% and 6.67%.
| Gross Margin | 100% |
| Operating Margin | 8.14% |
| Pretax Margin | 8.14% |
| Profit Margin | 6.67% |
| EBITDA Margin | n/a |
| EBIT Margin | 8.14% |
| FCF Margin | 1.81% |
Dividends & Yields
ASRV pays an annual dividend of $0.15, which amounts to a dividend yield of 5%.
| Dividend Per Share | $0.15 |
| Dividend Yield | 5% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 68.18% |
| Earnings Yield | 8% |
| FCF Yield | 2.17% |
Analyst Forecast
Currently there are no analyst rating for ASRV.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Aug 3, 1998. It was a forward split with a ratio of 3:1.
| Last Split Date | Aug 3, 1998 |
| Split Type | forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | 0.27 |
| Piotroski F-Score | 5 |