Atlanticus Corporation (ATLC)
Atlanticus Statistics
Share Statistics
Atlanticus has 15.11M shares outstanding. The number of shares has increased by 2.18% in one year.
| Shares Outstanding | 15.11M |
| Shares Change (YoY) | 2.18% |
| Shares Change (QoQ) | 2.55% |
| Owned by Institutions (%) | 16.83% |
| Shares Floating | 5.02M |
| Failed to Deliver (FTD) Shares | 124 |
| FTD / Avg. Volume | 0.2% |
Short Selling Information
The latest short interest is 205.12K, so 1.39% of the outstanding shares have been sold short.
| Short Interest | 205.12K |
| Short % of Shares Out | 1.39% |
| Short % of Float | 4.33% |
| Short Ratio (days to cover) | 3.88 |
Valuation Ratios
The PE ratio is 9.41 and the forward PE ratio is 6.79. Atlanticus's PEG ratio is 1.27.
| PE Ratio | 9.41 |
| Forward PE | 6.79 |
| PS Ratio | 2.75 |
| Forward PS | 0.4 |
| PB Ratio | 1.67 |
| P/FCF Ratio | 1.75 |
| PEG Ratio | 1.27 |
Enterprise Valuation
Atlanticus has an Enterprise Value (EV) of 2.55B.
| EV / Sales | 8.5 |
| EV / EBITDA | 0 |
| EV / EBIT | 5.42 |
| EV / FCF | 5.42 |
Financial Position
The company has a current ratio of 0.21, with a Debt / Equity ratio of 4.51.
| Current Ratio | 0.21 |
| Quick Ratio | 0.21 |
| Debt / Equity | 4.51 |
| Debt / EBITDA | - |
| Debt / FCF | 4.74 |
| Interest Coverage | 0.01 |
Financial Efficiency
Return on Equity is 17.73% and Return on Invested Capital is 0.3%.
| Return on Equity | 17.73% |
| Return on Assets | 2.67% |
| Return on Invested Capital | 0.3% |
| Revenue Per Employee | $717.99K |
| Profits Per Employee | $209.52K |
| Employee Count | 417 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 28.47M |
| Effective Tax Rate | 20.55% |
Stock Price Statistics
The stock price has increased by 103.65% in the last 52 weeks. The beta is 2.17, so Atlanticus's price volatility has been higher than the market average.
| Beta | 2.17 |
| 52-Week Price Change | 103.65% |
| 50-Day Moving Average | 51.73 |
| 200-Day Moving Average | 45.86 |
| Relative Strength Index (RSI) | 57.64 |
| Average Volume (20 Days) | 60.56K |
Income Statement
In the last 12 months, Atlanticus had revenue of 299.4M and earned 87.37M in profits. Earnings per share was 5.93.
| Revenue | 299.4M |
| Gross Profit | 249.26M |
| Operating Income | 1.49M |
| Net Income | 87.37M |
| EBITDA | 0 |
| EBIT | -5.19M |
| Earnings Per Share (EPS) | 5.93 |
Balance Sheet
The company has 499.64M in cash and 2.22B in debt, giving a net cash position of -1.72B.
| Cash & Cash Equivalents | 499.64M |
| Total Debt | 2.22B |
| Net Cash | -1.72B |
| Retained Earnings | 394.63M |
| Total Assets | 3.27B |
| Working Capital | 375.42M |
Cash Flow
In the last 12 months, operating cash flow was 469.4M and capital expenditures 0, giving a free cash flow of 469.4M.
| Operating Cash Flow | 469.4M |
| Capital Expenditures | 0 |
| Free Cash Flow | 469.4M |
| FCF Per Share | 31.85 |
Margins
Gross margin is 83.25%, with operating and profit margins of 0.5% and 29.18%.
| Gross Margin | 83.25% |
| Operating Margin | 0.5% |
| Pretax Margin | 46.28% |
| Profit Margin | 29.18% |
| EBITDA Margin | n/a |
| EBIT Margin | 0.5% |
| FCF Margin | 156.78% |
Dividends & Yields
ATLC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 10.63% |
| FCF Yield | 57.09% |
Analyst Forecast
The average price target for ATLC is $62, which is 12.3% higher than the current price. The consensus rating is "Buy".
| Price Target | $62 |
| Price Target Difference | 12.3% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
Scores
| Altman Z-Score | 1.2 |
| Piotroski F-Score | 6 |