Shares Outstanding Shares Outstanding n/a Close	142.47M
Shares Change (YoY) Shares Change (YoY) n/a Close	58.68%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	58.04%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	93.74%
Shares Floating Shares Floating n/a Close	141.16M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	20,329
FTD / Avg. Volume FTD / Avg. Volume n/a Close	1.11%

Short Selling Information

The latest short interest is 6.22M, so 4.37% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	6.22M
Short % of Shares Out Short % of Shares Out n/a Close	4.37%
Short % of Float Short % of Float n/a Close	5.13%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	4.09

Valuation Ratios

The PE ratio is 15.6 and the forward PE ratio is 8.2. Atlantic Union Bankshares's PEG ratio is -1.64.

PE Ratio PE Ratio n/a Close	15.6
Forward PE Forward PE n/a Close	8.2
PS Ratio PS Ratio n/a Close	2.42
Forward PS Forward PS n/a Close	3
PB Ratio PB Ratio n/a Close	1.04
P/FCF Ratio P/FCF Ratio n/a Close	10.84
PEG Ratio PEG Ratio n/a Close	-1.64

Financial Ratio History

Enterprise Valuation

Atlantic Union Bankshares has an Enterprise Value (EV) of 3.45B.

EV / Sales EV / Sales n/a Close	2.56
EV / EBITDA EV / EBITDA n/a Close	11.68
EV / EBIT EV / EBIT n/a Close	11.18
EV / FCF EV / FCF n/a Close	11.45

Financial Position

The company has a current ratio of 0.14, with a Debt / Equity ratio of 0.17.

Current Ratio Current Ratio n/a Close	0.14
Quick Ratio Quick Ratio n/a Close	0.14
Debt / Equity Debt / Equity n/a Close	0.17
Debt / EBITDA Debt / EBITDA n/a Close	1.81
Debt / FCF Debt / FCF n/a Close	1.78
Interest Coverage Interest Coverage n/a Close	0.49

Financial Efficiency

Return on Equity is 6.65% and Return on Invested Capital is 4.99%.

Return on Equity Return on Equity n/a Close	6.65%
Return on Assets Return on Assets n/a Close	0.85%
Return on Invested Capital Return on Invested Capital n/a Close	4.99%
Revenue Per Employee Revenue Per Employee n/a Close	$632,712.88
Profits Per Employee Profits Per Employee n/a Close	$98,275.85
Employee Count Employee Count n/a Close	2,128
Asset Turnover Asset Turnover n/a Close	0.05
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	50.66M
Effective Tax Rate Effective Tax Rate n/a Close	19.5%

Stock Price Statistics

The stock price has increased by 0.64% in the last 52 weeks. The beta is 0.84, so Atlantic Union Bankshares's price volatility has been higher than the market average.

Beta Beta n/a Close	0.84
52-Week Price Change 52-Week Price Change n/a Close	0.64%
50-Day Moving Average 50-Day Moving Average n/a Close	29.91
200-Day Moving Average 200-Day Moving Average n/a Close	34.89
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	68.32
Average Volume (20 Days) Average Volume (20 Days) n/a Close	1,827,608

Income Statement

In the last 12 months, Atlantic Union Bankshares had revenue of 1.35B and earned 209.13M in profits. Earnings per share was 2.29.

Revenue Revenue n/a Close	1.35B
Gross Profit Gross Profit n/a Close	767.33M
Operating Income Operating Income n/a Close	259.79M
Net Income Net Income n/a Close	209.13M
EBITDA EBITDA n/a Close	295.11M
EBIT EBIT n/a Close	259.79M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	2.29

Full Income Statement

Balance Sheet

The company has 350.13M in cash and 534.62M in debt, giving a net cash position of -184.49M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	350.13M
Total Debt Total Debt n/a Close	534.62M
Net Cash Net Cash n/a Close	-184.49M
Retained Earnings Retained Earnings n/a Close	1.1B
Total Assets Total Assets n/a Close	24.63B
Working Capital Working Capital n/a Close	-17.64B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 308.46M and capital expenditures -7.39M, giving a free cash flow of 301.06M.

Operating Cash Flow Operating Cash Flow n/a Close	308.46M
Capital Expenditures Capital Expenditures n/a Close	-7.39M
Free Cash Flow Free Cash Flow n/a Close	301.06M
FCF Per Share FCF Per Share n/a Close	3.49

Full Cash Flow Statement

Margins

Gross margin is 56.99%, with operating and profit margins of 19.3% and 15.53%.

Gross Margin Gross Margin n/a Close	56.99%
Operating Margin Operating Margin n/a Close	19.3%
Pretax Margin Pretax Margin n/a Close	19.3%
Profit Margin Profit Margin n/a Close	15.53%
EBITDA Margin EBITDA Margin n/a Close	21.92%
EBIT Margin EBIT Margin n/a Close	19.3%
FCF Margin FCF Margin n/a Close	22.36%

Dividends & Yields

AUB pays an annual dividend of $1.66, which amounts to a dividend yield of 4.65%.

Dividend Per Share Dividend Per Share n/a Close	$1.66
Dividend Yield Dividend Yield n/a Close	4.65%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	6.25%
Payout Ratio Payout Ratio n/a Close	77.57%
Earnings Yield Earnings Yield n/a Close	6.41%
FCF Yield FCF Yield n/a Close	9.23%

Dividend Details

Analyst Forecast

The average price target for AUB is $37, which is 11.6% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$37
Price Target Difference Price Target Difference n/a Close	11.6%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	5

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$11.45
Lynch Upside Lynch Upside n/a Close	-65.45%
Graham Number Graham Number n/a Close	44.64
Graham Upside Graham Upside n/a Close	34.7%

Stock Splits

The last stock split was on Oct 16, 2006. It was a forward split with a ratio of 3:2.

Last Split Date Last Split Date n/a Close	Oct 16, 2006
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	3:2

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.58
Piotroski F-Score Piotroski F-Score n/a Close	6