Credicorp Ltd.

178.93
-10.30 (-5.44%)
At close: Apr 04, 2025, 11:03 AM

Credicorp Ltd. Statistics

Share Statistics

Credicorp Ltd. has 79.53M shares outstanding. The number of shares has increased by 0% in one year.

Shares Outstanding 79.53M
Shares Change (YoY) 0%
Shares Change (QoQ) 0%
Owned by Institutions (%) 70.12%
Shares Floating 53.31M
Failed to Deliver (FTD) Shares 3.11K
FTD / Avg. Volume 0.96%

Short Selling Information

The latest short interest is 684.18K, so 0.86% of the outstanding shares have been sold short.

Short Interest 684.18K
Short % of Shares Out 0.86%
Short % of Float 1.28%
Short Ratio (days to cover) 2.51

Valuation Ratios

The PE ratio is 10 and the forward PE ratio is 8.28. Credicorp Ltd.'s PEG ratio is 0.76.

PE Ratio 10
Forward PE 8.28
PS Ratio 3.02
Forward PS 0.6
PB Ratio 1.6
P/FCF Ratio 59.45
PEG Ratio 0.76
Financial Ratio History

Enterprise Valuation

Credicorp Ltd. has an Enterprise Value (EV) of 57.58B.

EV / Sales 3.16
EV / EBITDA 0
EV / EBIT 46.6
EV / FCF 62.21

Financial Position

The company has a current ratio of 7.67, with a Debt / Equity ratio of 0.66.

Current Ratio 7.67
Quick Ratio 7.67
Debt / Equity 0.66
Debt / EBITDA -
Debt / FCF 24.45
Interest Coverage 0

Financial Efficiency

Return on Equity is 16.02% and Return on Invested Capital is 2.6%.

Return on Equity 16.02%
Return on Assets 2.15%
Return on Invested Capital 2.6%
Revenue Per Employee $469.55K
Profits Per Employee $141.94K
Employee Count 38,758
Asset Turnover 0.07
Inventory Turnover n/a

Taxes

Income Tax 2.2B
Effective Tax Rate 28.13%

Stock Price Statistics

The stock price has increased by 10.98% in the last 52 weeks. The beta is 0.94, so Credicorp Ltd.'s price volatility has been higher than the market average.

Beta 0.94
52-Week Price Change 10.98%
50-Day Moving Average 186.28
200-Day Moving Average 180.17
Relative Strength Index (RSI) 50.71
Average Volume (20 Days) 323.27K

Income Statement

In the last 12 months, Credicorp Ltd. had revenue of 18.2B and earned 5.5B in profits. Earnings per share was 69.09.

Revenue 18.2B
Gross Profit 18.2B
Operating Income 9.16B
Net Income 5.5B
EBITDA 0
EBIT 18.32B
Earnings Per Share (EPS) 69.09
Full Income Statement

Balance Sheet

The company has 20.07B in cash and 22.63B in debt, giving a net cash position of -2.56B.

Cash & Cash Equivalents 20.07B
Total Debt 22.63B
Net Cash -2.56B
Retained Earnings 5.64B
Total Assets 256.09B
Working Capital 17.45B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.24B and capital expenditures -310.14M, giving a free cash flow of 925.5M.

Operating Cash Flow 1.24B
Capital Expenditures -310.14M
Free Cash Flow 925.5M
FCF Per Share 11.62
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 50.35% and 30.23%.

Gross Margin 100%
Operating Margin 50.35%
Pretax Margin 42.99%
Profit Margin 30.23%
EBITDA Margin n/a
EBIT Margin 50.35%
FCF Margin 5.09%

Dividends & Yields

BAP pays an annual dividend of $12.21, which amounts to a dividend yield of 1.66%.

Dividend Per Share $12.21
Dividend Yield 1.66%
Dividend Growth (YoY) 37.02%
Payout Ratio 64.95%
Earnings Yield 10%
FCF Yield 1.68%
Dividend Details

Analyst Forecast

The average price target for BAP is $208, which is 9.8% higher than the current price. The consensus rating is "Hold".

Price Target $208
Price Target Difference 9.8%
Analyst Consensus Hold
Analyst Count 3
Stock Forecasts

Stock Splits

The last stock split was on Apr 16, 2014. It was a forward split with a ratio of 1039:1000.

Last Split Date Apr 16, 2014
Split Type forward
Split Ratio 1039:1000

Scores

Altman Z-Score 0.26
Piotroski F-Score 5