Credicorp Ltd. (BAP)
Credicorp Statistics
Share Statistics
Credicorp has 79.53M shares outstanding. The number of shares has increased by 0% in one year.
| Shares Outstanding | 79.53M |
| Shares Change (YoY) | 0% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 70.14% |
| Shares Floating | 53.31M |
| Failed to Deliver (FTD) Shares | 44 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 574.84K, so 0.72% of the outstanding shares have been sold short.
| Short Interest | 574.84K |
| Short % of Shares Out | 0.72% |
| Short % of Float | 1.08% |
| Short Ratio (days to cover) | 1.69 |
Valuation Ratios
The PE ratio is 10 and the forward PE ratio is 2.14. Credicorp's PEG ratio is 0.76.
| PE Ratio | 10 |
| Forward PE | 2.14 |
| PS Ratio | 3.02 |
| Forward PS | 0.6 |
| PB Ratio | 1.6 |
| P/FCF Ratio | 59.45 |
| PEG Ratio | 0.76 |
Enterprise Valuation
Credicorp has an Enterprise Value (EV) of 57.58B.
| EV / Sales | 3.16 |
| EV / EBITDA | 0 |
| EV / EBIT | 46.6 |
| EV / FCF | 62.21 |
Financial Position
The company has a current ratio of 7.67, with a Debt / Equity ratio of 0.66.
| Current Ratio | 7.67 |
| Quick Ratio | 7.67 |
| Debt / Equity | 0.66 |
| Debt / EBITDA | - |
| Debt / FCF | 24.45 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 16.02% and Return on Invested Capital is 2.6%.
| Return on Equity | 16.02% |
| Return on Assets | 2.15% |
| Return on Invested Capital | 2.6% |
| Revenue Per Employee | $469.55K |
| Profits Per Employee | $141.94K |
| Employee Count | 38,758 |
| Asset Turnover | 0.07 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 2.2B |
| Effective Tax Rate | 28.13% |
Stock Price Statistics
The stock price has increased by 18.28% in the last 52 weeks. The beta is 0.94, so Credicorp's price volatility has been higher than the market average.
| Beta | 0.94 |
| 52-Week Price Change | 18.28% |
| 50-Day Moving Average | 185.62 |
| 200-Day Moving Average | 181.85 |
| Relative Strength Index (RSI) | 63.78 |
| Average Volume (20 Days) | 314.34K |
Income Statement
In the last 12 months, Credicorp had revenue of 18.2B and earned 5.5B in profits. Earnings per share was 69.09.
| Revenue | 18.2B |
| Gross Profit | 18.2B |
| Operating Income | 9.16B |
| Net Income | 5.5B |
| EBITDA | 0 |
| EBIT | 18.32B |
| Earnings Per Share (EPS) | 69.09 |
Balance Sheet
The company has 20.07B in cash and 22.63B in debt, giving a net cash position of -2.56B.
| Cash & Cash Equivalents | 20.07B |
| Total Debt | 22.63B |
| Net Cash | -2.56B |
| Retained Earnings | 5.64B |
| Total Assets | 256.09B |
| Working Capital | 17.45B |
Cash Flow
In the last 12 months, operating cash flow was 1.24B and capital expenditures -310.14M, giving a free cash flow of 925.5M.
| Operating Cash Flow | 1.24B |
| Capital Expenditures | -310.14M |
| Free Cash Flow | 925.5M |
| FCF Per Share | 11.62 |
Margins
Gross margin is 100%, with operating and profit margins of 50.35% and 30.23%.
| Gross Margin | 100% |
| Operating Margin | 50.35% |
| Pretax Margin | 42.99% |
| Profit Margin | 30.23% |
| EBITDA Margin | n/a |
| EBIT Margin | 50.35% |
| FCF Margin | 5.09% |
Dividends & Yields
BAP pays an annual dividend of $12.21, which amounts to a dividend yield of 1.66%.
| Dividend Per Share | $12.21 |
| Dividend Yield | 1.66% |
| Dividend Growth (YoY) | 37.02% |
| Payout Ratio | 66.32% |
| Earnings Yield | 10% |
| FCF Yield | 1.68% |
Analyst Forecast
The average price target for BAP is $208, which is 5.3% higher than the current price. The consensus rating is "Hold".
| Price Target | $208 |
| Price Target Difference | 5.3% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Apr 16, 2014. It was a forward split with a ratio of 1039:1000.
| Last Split Date | Apr 16, 2014 |
| Split Type | forward |
| Split Ratio | 1039:1000 |
Scores
| Altman Z-Score | 0.26 |
| Piotroski F-Score | 5 |