BankFinancial Corporation (BFIN)
BankFinancial Statistics
Share Statistics
BankFinancial has 12.46M shares outstanding. The number of shares has increased by 0% in one year.
| Shares Outstanding | 12.46M |
| Shares Change (YoY) | 0% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 54.45% |
| Shares Floating | 10.81M |
| Failed to Deliver (FTD) Shares | 295 |
| FTD / Avg. Volume | 1.61% |
Short Selling Information
The latest short interest is 133.45K, so 1.07% of the outstanding shares have been sold short.
| Short Interest | 133.45K |
| Short % of Shares Out | 1.07% |
| Short % of Float | 1.23% |
| Short Ratio (days to cover) | 6.93 |
Valuation Ratios
The PE ratio is 38.86 and the forward PE ratio is 16.35. BankFinancial's PEG ratio is -0.7.
| PE Ratio | 38.86 |
| Forward PE | 16.35 |
| PS Ratio | 3.22 |
| Forward PS | 2.4 |
| PB Ratio | 1.01 |
| P/FCF Ratio | 28.94 |
| PEG Ratio | -0.7 |
Enterprise Valuation
BankFinancial has an Enterprise Value (EV) of 176.36M.
| EV / Sales | 3.58 |
| EV / EBITDA | 0 |
| EV / EBIT | 23.32 |
| EV / FCF | 32.25 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.25.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.25 |
| Debt / EBITDA | - |
| Debt / FCF | 7.08 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 2.6% and Return on Invested Capital is 0.66%.
| Return on Equity | 2.6% |
| Return on Assets | 0.28% |
| Return on Invested Capital | 0.66% |
| Revenue Per Employee | $284.42K |
| Profits Per Employee | $23.54K |
| Employee Count | 173 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 948K |
| Effective Tax Rate | 18.88% |
Stock Price Statistics
The stock price has increased by 13.69% in the last 52 weeks. The beta is 0.3, so BankFinancial's price volatility has been higher than the market average.
| Beta | 0.3 |
| 52-Week Price Change | 13.69% |
| 50-Day Moving Average | 12.75 |
| 200-Day Moving Average | 12.19 |
| Relative Strength Index (RSI) | 40.46 |
| Average Volume (20 Days) | 18.29K |
Income Statement
In the last 12 months, BankFinancial had revenue of 49.2M and earned 4.07M in profits. Earnings per share was 0.33.
| Revenue | 49.2M |
| Gross Profit | 49.2M |
| Operating Income | 11.61M |
| Net Income | 4.07M |
| EBITDA | 0 |
| EBIT | 23.21M |
| Earnings Per Share (EPS) | 0.33 |
Balance Sheet
The company has 20.65M in cash and 38.74M in debt, giving a net cash position of -18.09M.
| Cash & Cash Equivalents | 20.65M |
| Total Debt | 38.74M |
| Net Cash | -18.09M |
| Retained Earnings | 0 |
| Total Assets | 1.43B |
| Working Capital | 20.65M |
Cash Flow
In the last 12 months, operating cash flow was 7.56M and capital expenditures 0, giving a free cash flow of 5.47M.
| Operating Cash Flow | 7.56M |
| Capital Expenditures | 0 |
| Free Cash Flow | 5.47M |
| FCF Per Share | 0.44 |
Margins
Gross margin is 100%, with operating and profit margins of 23.59% and 8.28%.
| Gross Margin | 100% |
| Operating Margin | 23.59% |
| Pretax Margin | 10.2% |
| Profit Margin | 8.28% |
| EBITDA Margin | n/a |
| EBIT Margin | 23.59% |
| FCF Margin | 11.11% |
Dividends & Yields
BFIN pays an annual dividend of $0.4, which amounts to a dividend yield of 3.03%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 3.03% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 121.21% |
| Earnings Yield | 2.57% |
| FCF Yield | 3.46% |
Analyst Forecast
Currently there are no analyst rating for BFIN.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 0.14 |
| Piotroski F-Score | 7 |