Brighthouse Financial, Inc. provides annuity and life insurance products in the United States.

It operates through three segments: Annuities, Life, and Run-off.

The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security.

The Life segment provides term, universal, whole, and variable life policies for policyholders' needs for financial security and protected wealth transfer.

The Run-off segment manages structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements, and universal life with secondary guarantees.

The company was incorporated in 2016 and is based in Charlotte, North Carolina.