Shares Outstanding Shares Outstanding n/a Close	15.01M
Shares Change (YoY) Shares Change (YoY) n/a Close	0.91%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0.1%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	69.06%
Shares Floating Shares Floating n/a Close	13.21M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	1
FTD / Avg. Volume FTD / Avg. Volume n/a Close	n/a

Short Selling Information

The latest short interest is 134.99K, so 0.9% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	134.99K
Short % of Shares Out Short % of Shares Out n/a Close	0.9%
Short % of Float Short % of Float n/a Close	1.01%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	4.47

Valuation Ratios

The PE ratio is 26.14 and the forward PE ratio is 7.37. Burke & Herbert Bank & Trust's PEG ratio is -1.12.

PE Ratio PE Ratio n/a Close	26.14
Forward PE Forward PE n/a Close	7.37
PS Ratio PS Ratio n/a Close	2.35
Forward PS Forward PS n/a Close	2.5
PB Ratio PB Ratio n/a Close	1.28
P/FCF Ratio P/FCF Ratio n/a Close	11.49
PEG Ratio PEG Ratio n/a Close	-1.12

Financial Ratio History

Enterprise Valuation

Burke & Herbert Bank & Trust has an Enterprise Value (EV) of 1.28B.

EV / Sales EV / Sales n/a Close	3.21
EV / EBITDA EV / EBITDA n/a Close	22.25
EV / EBIT EV / EBIT n/a Close	14.8
EV / FCF EV / FCF n/a Close	15.7

Financial Position

The company has a current ratio of 0.07, with a Debt / Equity ratio of 0.65.

Current Ratio Current Ratio n/a Close	0.07
Quick Ratio Quick Ratio n/a Close	0.07
Debt / Equity Debt / Equity n/a Close	0.65
Debt / EBITDA Debt / EBITDA n/a Close	8.32
Debt / FCF Debt / FCF n/a Close	5.87
Interest Coverage Interest Coverage n/a Close	0.28

Financial Efficiency

Return on Equity is 4.89% and Return on Invested Capital is 2.75%.

Return on Equity Return on Equity n/a Close	4.89%
Return on Assets Return on Assets n/a Close	0.46%
Return on Invested Capital Return on Invested Capital n/a Close	2.75%
Revenue Per Employee Revenue Per Employee n/a Close	$487,627.76
Profits Per Employee Profits Per Employee n/a Close	$43,867.32
Employee Count Employee Count n/a Close	814
Asset Turnover Asset Turnover n/a Close	0.05
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	4.19M
Effective Tax Rate Effective Tax Rate n/a Close	10.5%

Stock Price Statistics

The stock price has increased by 18.9% in the last 52 weeks. The beta is 0.17, so Burke & Herbert Bank & Trust's price volatility has been higher than the market average.

Beta Beta n/a Close	0.17
52-Week Price Change 52-Week Price Change n/a Close	18.9%
50-Day Moving Average 50-Day Moving Average n/a Close	56.02
200-Day Moving Average 200-Day Moving Average n/a Close	60.94
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	61.29
Average Volume (20 Days) Average Volume (20 Days) n/a Close	43,795

Income Statement

In the last 12 months, Burke & Herbert Bank & Trust had revenue of 396.93M and earned 35.71M in profits. Earnings per share was 2.34.

Revenue Revenue n/a Close	396.93M
Gross Profit Gross Profit n/a Close	232.33M
Operating Income Operating Income n/a Close	39.9M
Net Income Net Income n/a Close	35.71M
EBITDA EBITDA n/a Close	57.3M
EBIT EBIT n/a Close	39.9M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	2.34

Full Income Statement

Balance Sheet

The company has 135.31M in cash and 476.88M in debt, giving a net cash position of -341.57M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	135.31M
Total Debt Total Debt n/a Close	476.88M
Net Cash Net Cash n/a Close	-341.57M
Retained Earnings Retained Earnings n/a Close	434.11M
Total Assets Total Assets n/a Close	7.84B
Working Capital Working Capital n/a Close	-5.22B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 86.15M and capital expenditures -4.57M, giving a free cash flow of 81.23M.

Operating Cash Flow Operating Cash Flow n/a Close	86.15M
Capital Expenditures Capital Expenditures n/a Close	-4.57M
Free Cash Flow Free Cash Flow n/a Close	81.23M
FCF Per Share FCF Per Share n/a Close	5.43

Full Cash Flow Statement

Margins

Gross margin is 58.53%, with operating and profit margins of 10.05% and 9%.

Gross Margin Gross Margin n/a Close	58.53%
Operating Margin Operating Margin n/a Close	10.05%
Pretax Margin Pretax Margin n/a Close	10.05%
Profit Margin Profit Margin n/a Close	9%
EBITDA Margin EBITDA Margin n/a Close	14.44%
EBIT Margin EBIT Margin n/a Close	10.05%
FCF Margin FCF Margin n/a Close	20.47%

Dividends & Yields

BHRB pays an annual dividend of $2.71, which amounts to a dividend yield of 3.7%.

Dividend Per Share Dividend Per Share n/a Close	$2.71
Dividend Yield Dividend Yield n/a Close	3.7%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	3.77%
Payout Ratio Payout Ratio n/a Close	68.78%
Earnings Yield Earnings Yield n/a Close	3.83%
FCF Yield FCF Yield n/a Close	8.7%

Dividend Details

Analyst Forecast

The average price target for BHRB is $73, which is 22.3% higher than the current price. The consensus rating is "Buy".

Price Target Price Target n/a Close	$73
Price Target Difference Price Target Difference n/a Close	22.3%
Analyst Consensus Analyst Consensus n/a Close	Buy
Analyst Count Analyst Count n/a Close	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$11.7
Lynch Upside Lynch Upside n/a Close	-80.4%
Graham Number Graham Number n/a Close	51.17
Graham Upside Graham Upside n/a Close	-14.27%

Stock Splits

The last stock split was on Nov 15, 2022. It was a forward split with a ratio of 40:1.

Last Split Date Last Split Date n/a Close	Nov 15, 2022
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	40:1

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.56
Piotroski F-Score Piotroski F-Score n/a Close	7