Bankwell Financial Group ... (BWFG)
Bankwell Financial Statistics
Share Statistics
Bankwell Financial has 7.89M shares outstanding. The number of shares has increased by 0.11% in one year.
| Shares Outstanding | 7.89M |
| Shares Change (YoY) | 0.11% |
| Shares Change (QoQ) | 0.62% |
| Owned by Institutions (%) | 39.15% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 386 |
| FTD / Avg. Volume | 2.82% |
Short Selling Information
The latest short interest is 105.3K, so 1.33% of the outstanding shares have been sold short.
| Short Interest | 105.3K |
| Short % of Shares Out | 1.33% |
| Short % of Float | 1.66% |
| Short Ratio (days to cover) | 7.35 |
Valuation Ratios
The PE ratio is 25.79 and the forward PE ratio is 7.27. Bankwell Financial's PEG ratio is -0.35.
| PE Ratio | 25.79 |
| Forward PE | 7.27 |
| PS Ratio | 2.76 |
| Forward PS | 2.4 |
| PB Ratio | 0.89 |
| P/FCF Ratio | -44.54 |
| PEG Ratio | -0.35 |
Enterprise Valuation
Bankwell Financial has an Enterprise Value (EV) of 106.07M.
| EV / Sales | 1.22 |
| EV / EBITDA | 0 |
| EV / EBIT | -19.67 |
| EV / FCF | -19.67 |
Financial Position
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.59 |
| Debt / EBITDA | n/a |
| Debt / FCF | -29.57 |
| Interest Coverage | 0.68 |
Financial Efficiency
Return on Equity is 3.44% and Return on Invested Capital is 1.79%.
| Return on Equity | 3.44% |
| Return on Assets | 0.28% |
| Return on Invested Capital | 1.79% |
| Revenue Per Employee | $600,000 |
| Profits Per Employee | $64,234.48 |
| Employee Count | 145 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 3.56M |
| Effective Tax Rate | 26.7% |
Stock Price Statistics
The stock price has increased by 40.35% in the last 52 weeks. The beta is 0.59, so Bankwell Financial's price volatility has been higher than the market average.
| Beta | 0.59 |
| 52-Week Price Change | 40.35% |
| 50-Day Moving Average | 30.16 |
| 200-Day Moving Average | 29.88 |
| Relative Strength Index (RSI) | 68.29 |
| Average Volume (20 Days) | 13,677 |
Income Statement
In the last 12 months, Bankwell Financial had revenue of 87M and earned 9.31M in profits. Earnings per share was 1.24.
| Revenue | 87M |
| Gross Profit | 87M |
| Operating Income | 73.78M |
| Net Income | 9.31M |
| EBITDA | n/a |
| EBIT | -3.77M |
| Earnings Per Share (EPS) | 1.24 |
Balance Sheet
The company has 293.55M in cash and 159.45M in debt, giving a net cash position of 134.1M.
| Cash & Cash Equivalents | 293.55M |
| Total Debt | 159.45M |
| Net Cash | 134.1M |
| Retained Earnings | 152.66M |
| Total Assets | 3.27B |
| Working Capital | 2.98B |
Cash Flow
In the last 12 months, operating cash flow was -5.39M and capital expenditures 0, giving a free cash flow of -5.39M.
| Operating Cash Flow | -5.39M |
| Capital Expenditures | n/a |
| Free Cash Flow | -5.39M |
| FCF Per Share | -0.7 |
Margins
Gross margin is 100%, with operating and profit margins of 84.8% and 10.71%.
| Gross Margin | 100% |
| Operating Margin | 84.8% |
| Pretax Margin | 15.32% |
| Profit Margin | 10.71% |
| EBITDA Margin | n/a |
| EBIT Margin | 84.8% |
| FCF Margin | -6.2% |
Dividends & Yields
BWFG pays an annual dividend of $1, which amounts to a dividend yield of 2.38%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.38% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 61.73% |
| Earnings Yield | 3.88% |
| FCF Yield | -2.25% |
Analyst Forecast
The average price target for BWFG is $42, which is 25.3% higher than the current price. The consensus rating is "Buy".
| Price Target | $42 |
| Price Target Difference | 25.3% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Scores
| Altman Z-Score | 1.27 |
| Piotroski F-Score | 5 |