Bankwell Financial Group ... (BWFG)
Bankwell Financial Group Statistics
Share Statistics
Bankwell Financial Group has 7.86M shares outstanding. The number of shares has increased by -0.99% in one year.
| Shares Outstanding | 7.86M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.02% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 5.96M |
| Failed to Deliver (FTD) Shares | 33 |
| FTD / Avg. Volume | 0.21% |
Short Selling Information
The latest short interest is 93.16K, so 1.19% of the outstanding shares have been sold short.
| Short Interest | 93.16K |
| Short % of Shares Out | 1.19% |
| Short % of Float | 1.56% |
| Short Ratio (days to cover) | 5.55 |
Valuation Ratios
The PE ratio is 6.25 and the forward PE ratio is 9.16.
| PE Ratio | 6.25 |
| Forward PE | 9.16 |
| PS Ratio | 2.31 |
| Forward PS | 2.2 |
| PB Ratio | 0.86 |
| P/FCF Ratio | 7.66 |
| PEG Ratio | n/a |
Enterprise Valuation
Bankwell Financial Group Inc. has an Enterprise Value (EV) of 134.33M.
| EV / Earnings | 3.66 |
| EV / Sales | 1.35 |
| EV / EBITDA | 2.6 |
| EV / EBIT | 2.8 |
| EV / FCF | 4.5 |
Financial Position
The company has a current ratio of 7.76, with a Debt / Equity ratio of 0.6.
| Current Ratio | 7.76 |
| Quick Ratio | 7.76 |
| Debt / Equity | 0.6 |
| Total Debt / Capitalization | 37.46 |
| Cash Flow / Debt | 0.2 |
| Interest Coverage | 0.51 |
Financial Efficiency
Return on equity (ROE) is 0.14% and return on capital (ROIC) is 8.63%.
| Return on Equity (ROE) | 0.14% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 8.63% |
| Revenue Per Employee | 709.36K |
| Profits Per Employee | 261.88K |
| Employee Count | 140 |
| Asset Turnover | 0.03 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 11.38M |
| Effective Tax Rate | 0.24 |
Stock Price Statistics
The stock price has increased by 4.65% in the last 52 weeks. The beta is 0.82, so Bankwell Financial Group 's price volatility has been higher than the market average.
| Beta | 0.82 |
| 52-Week Price Change | 4.65% |
| 50-Day Moving Average | 31.58 |
| 200-Day Moving Average | 27.69 |
| Relative Strength Index (RSI) | 47.42 |
| Average Volume (20 Days) | 15.81K |
Income Statement
In the last 12 months, Bankwell Financial Group had revenue of 99.31M and earned 36.66M in profits. Earnings per share was 4.71.
| Revenue | 99.31M |
| Gross Profit | 98.44M |
| Operating Income | 48.04M |
| Net Income | 36.66M |
| EBITDA | 51.67M |
| EBIT | 48.04M |
| Earnings Per Share (EPS) | 4.71 |
Balance Sheet
The company has 267.52M in cash and 159.21M in debt, giving a net cash position of 108.32M.
| Cash & Cash Equivalents | 267.52M |
| Total Debt | 159.21M |
| Net Cash | 108.32M |
| Retained Earnings | 149.17M |
| Total Assets | 3.16B |
| Working Capital | 1.67B |
Cash Flow
In the last 12 months, operating cash flow was 31.93M and capital expenditures -2.04M, giving a free cash flow of 29.88M.
| Operating Cash Flow | 31.93M |
| Capital Expenditures | -2.04M |
| Free Cash Flow | 29.88M |
| FCF Per Share | 3.94 |
Margins
Gross margin is 99.13%, with operating and profit margins of 48.38% and 36.92%.
| Gross Margin | 99.13% |
| Operating Margin | 48.38% |
| Pretax Margin | 48.38% |
| Profit Margin | 36.92% |
| EBITDA Margin | 52.02% |
| EBIT Margin | 48.38% |
| FCF Margin | 30.09% |
Dividends & Yields
BWFG pays an annual dividend of $0.8, which amounts to a dividend yield of 2.71%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 2.71% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 41.03% |
| Earnings Yield | 15.74% |
| FCF Yield | 12.71% |
Analyst Forecast
The average price target for BWFG is $40, which is 33.7% higher than the current price. The consensus rating is "Buy".
| Price Target | $40 |
| Price Target Difference | 33.7% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Scores
| Altman Z-Score | 0.81 |
| Piotroski F-Score | 6 |