Carver Bancorp Inc. (CARV)
1.80
-0.02 (-1.10%)
At close: Jan 17, 2025, 3:59 PM
1.83
1.67%
After-hours Jan 17, 2025, 04:00 PM EST
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
| Year | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 |
| PE Ratio | -2.52 | -5.11 | -7.74 | -7.96 | -1.29 | -2.26 | 1.95 | -4.74 | -113.04 | 47.12 | 200.15 | 26.18 | -0.53 | -0.06 | -21.2 | -1.2 | 7.26 | 16.19 | 11.37 | 16.88 | 11.11 | 8.35 | 5.52 | -51.39 | -17.25 | -4.29 | 32.54 | -12.03 | 24.29 | 17.19 |
| PS Ratio | 0.26 | 0.65 | 0.90 | 1.40 | 0.35 | 0.63 | 0.44 | 0.53 | 0.69 | 0.72 | 1.77 | 0.67 | 0.53 | 0.07 | 0.63 | 0.27 | 0.87 | 1.65 | 1.77 | 1.96 | 2.36 | 1.48 | 1.26 | 1.18 | 1.23 | 1.20 | 2.14 | 1.95 | 1.85 | 1.40 |
| PB Ratio | 0.18 | 0.38 | 0.46 | 0.59 | 0.14 | 0.28 | 0.20 | 0.29 | 0.35 | 0.31 | 0.89 | 0.31 | 0.23 | 0.09 | 0.35 | 0.13 | 0.53 | 0.81 | 0.88 | 0.98 | 1.20 | 0.78 | 0.71 | 0.62 | 0.60 | 0.62 | 0.92 | 0.60 | 0.56 | 0.40 |
| P/FCF Ratio | -1.08 | -1.59 | 3.61 | 15.85 | -5.31 | -1.15 | -1.58 | 23.94 | -228.76 | 4.84 | 3.03 | 0.86 | 0.40 | 0.59 | 14.75 | 0.81 | -0.98 | -2.76 | 1.46 | -5.34 | 3.79 | -14.47 | 3.36 | 10.04 | 4.33 | 2.97 | 4.40 | -10.23 | -16.19 | 3.35 |
| P/OCF Ratio | -1.14 | -1.62 | 3.51 | 14.02 | -225.54 | -1.53 | -2.09 | 16.36 | 39.22 | 4.47 | 2.97 | 0.85 | 0.40 | 0.52 | 14.75 | 0.72 | -1.09 | -3.06 | 1.40 | -8.98 | 3.17 | -30.59 | 2.92 | 7.69 | 3.89 | 2.35 | 3.92 | 204.54 | 4.13 | 2.41 |
| OCF/S Ratio | -0.23 | -0.4 | 0.26 | 0.10 | -0.00 | -0.41 | -0.21 | 0.03 | 0.02 | 0.16 | 0.60 | 0.78 | 1.34 | 0.13 | 0.04 | 0.38 | -0.8 | -0.54 | 1.26 | -0.22 | 0.74 | -0.05 | 0.43 | 0.15 | 0.32 | 0.51 | 0.55 | 0.01 | 0.45 | 0.58 |
| Debt / Equity Ratio | 1.35 | 1.42 | 0.55 | 1.02 | 0.65 | 0.45 | 0.74 | 1.04 | 1.26 | 1.52 | 1.36 | 1.35 | 0.81 | 4.76 | 2.13 | 1.79 | 1.08 | 1.18 | 1.93 | 2.52 | 2.34 | 2.65 | n/a | 3.14 | 2.06 | 2.14 | 1.07 | 1.38 | 0.77 | 1.84 |
| Quick Ratio | n/a | 31.93 | 389.82 | 31.74 | 223.45 | 260.64 | 852.34 | 793.08 | 3.71K | 3.75 | 5.32 | 3.94 | 15.35 | 835.80 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 18.30 | n/a | 4.12 | 6.12 | 8.97 | 11.57 | 9.13 | 32.36 | 5.80 |
| Current Ratio | n/a | 0.45 | 262.58 | 21.52 | 156.19 | 200.87 | 1.26 | 2.16 | 58.73 | 3.75 | 5.32 | 3.94 | 15.35 | 835.80 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 18.30 | n/a | 4.12 | 6.12 | 8.97 | 11.57 | 9.13 | 32.36 | 5.80 |
| Asset Turnover | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.03 | 0.02 | 0.03 | 0.03 |
| Interest Coverage | n/a | -0.11 | 0.65 | -0.88 | -0.96 | 0.06 | 2.01 | 0.44 | 0.99 | 1.13 | 0.81 | 1.20 | -2.03 | -1.52 | 0.65 | 0.38 | 1.14 | 1.09 | 1.38 | 1.43 | 1.84 | 1.76 | 1.46 | 0.98 | 0.93 | 0.59 | 1.15 | 0.76 | 1.10 | 1.14 |
| Return on Equity (ROE) | -0.07 | -0.07 | -0.06 | -0.07 | -0.11 | -0.13 | 0.10 | -0.06 | -0.00 | 0.01 | 0.00 | 0.01 | -0.43 | -1.67 | -0.02 | -0.11 | 0.07 | 0.05 | 0.08 | 0.06 | 0.11 | 0.09 | 0.13 | -0.01 | -0.03 | -0.14 | 0.03 | -0.05 | 0.02 | 0.02 |
| Return on Assets (ROA) | -0.00 | -0.00 | -0.00 | -0.01 | -0.01 | -0.01 | 0.01 | -0.00 | -0.00 | 0.00 | 0.00 | 0.00 | -0.04 | -0.06 | -0.00 | -0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | -0.00 | -0.00 | -0.01 | 0.00 | -0.00 | 0.00 | 0.00 |
| Return on Capital (ROIC) | n/a | -0.00 | 0.00 | -0.01 | -0.01 | 0.00 | 0.02 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | -0.03 | -0.02 | 0.01 | 0.01 | 0.03 | 0.03 | 0.03 | 0.02 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.02 | 0.04 | 0.03 | 0.04 | 0.04 |
| Dividend Yield | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.03 | 0.32 | 0.09 | 0.13 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | n/a | n/a | n/a |
| Payout Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -0.02 | -0.02 | -1.9 | -0.15 | 0.24 | 0.34 | 0.21 | 0.30 | 0.14 | 0.08 | 0.07 | -0.77 | -0.09 | -0.02 | 0.10 | n/a | n/a | n/a |
| Gross Profit Margin | 100.00% | 104.99% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Net Profit Margin | -10.19% | -12.67% | -11.67% | -17.64% | -27.48% | -27.83% | 22.47% | -11.08% | -0.61% | 1.52% | 0.88% | 2.55% | -99.45% | -115.85% | -2.96% | -22.9% | 11.94% | 10.18% | 15.56% | 11.59% | 21.21% | 17.77% | 22.78% | -2.29% | -7.14% | -27.95% | 6.58% | -16.19% | 7.62% | 8.16% |
| Pretax Profit Margin | -10.19% | -16.68% | -3.04% | -17.64% | -27.48% | -27.2% | 22.34% | -10.61% | -0.15% | 1.04% | 0.85% | 0.17% | -100.86% | -69.61% | -11.26% | -32.17% | 9.30% | 6.94% | 21.04% | 18.23% | 32.14% | 31.84% | 27.03% | -1.72% | -6.45% | -37.27% | 14.47% | -28.57% | 13.33% | 15.31% |
| Operating Profit Margin | n/a | -2.08% | 5.58% | -17.64% | -27.48% | 1.58% | 44.50% | 8.48% | 16.24% | 18.67% | 12.32% | 22.61% | -69.32% | -42.07% | 20.62% | 20.48% | 77.26% | 82.73% | 76.72% | 60.91% | 70.28% | 73.52% | 85.26% | 82.46% | 81.67% | 54.66% | 113.16% | 90.48% | 142.86% | 123.47% |
| FCF Margin | -23.74% | -40.7% | 25.02% | 8.86% | -6.67% | -54.59% | -27.65% | 2.19% | -0.3% | 14.80% | 58.39% | 77.53% | 133.33% | 11.15% | 4.25% | 33.80% | -88.44% | -59.68% | 121.48% | -36.66% | 62.14% | -10.26% | 37.37% | 11.74% | 28.46% | 40.37% | 48.68% | -19.05% | -11.43% | 41.84% |
| EBITDA Margin | n/a | n/a | n/a | -13.04% | -22.59% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -77.6% | -53.61% | n/a | n/a | n/a | n/a | 49.85% | 49.84% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |