CF Bankshares Inc. (CFBK)
CF Bankshares Statistics
Share Statistics
CF Bankshares has 6.4M shares outstanding. The number of shares has increased by 0.18% in one year.
| Shares Outstanding | 6.4M |
| Shares Change (YoY) | 0.18% |
| Shares Change (QoQ) | 0.17% |
| Owned by Institutions (%) | 1.2% |
| Shares Floating | 4.36M |
| Failed to Deliver (FTD) Shares | 24 |
| FTD / Avg. Volume | 0.15% |
Short Selling Information
The latest short interest is 49.47K, so 0.77% of the outstanding shares have been sold short.
| Short Interest | 49.47K |
| Short % of Shares Out | 0.77% |
| Short % of Float | 1.12% |
| Short Ratio (days to cover) | 1.43 |
Valuation Ratios
The PE ratio is 12.2 and the forward PE ratio is 10.91. CF Bankshares's PEG ratio is -0.66.
| PE Ratio | 12.2 |
| Forward PE | 10.91 |
| PS Ratio | 3.24 |
| Forward PS | 2.5 |
| PB Ratio | 0.97 |
| P/FCF Ratio | 11.73 |
| PEG Ratio | -0.66 |
Enterprise Valuation
CF Bankshares has an Enterprise Value (EV) of 41.92M.
| EV / Sales | 0.83 |
| EV / EBITDA | 0 |
| EV / EBIT | 2.95 |
| EV / FCF | 3.01 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.68.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.68 |
| Debt / EBITDA | - |
| Debt / FCF | 8.18 |
| Interest Coverage | 0.4 |
Financial Efficiency
Return on Equity is 7.95% and Return on Invested Capital is 9.33%.
| Return on Equity | 7.95% |
| Return on Assets | 0.65% |
| Return on Invested Capital | 9.33% |
| Revenue Per Employee | $494.3K |
| Profits Per Employee | $131.25K |
| Employee Count | 102 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 2.76M |
| Effective Tax Rate | 17.08% |
Stock Price Statistics
The stock price has increased by 15.21% in the last 52 weeks. The beta is 0.59, so CF Bankshares's price volatility has been higher than the market average.
| Beta | 0.59 |
| 52-Week Price Change | 15.21% |
| 50-Day Moving Average | 23.37 |
| 200-Day Moving Average | 23.14 |
| Relative Strength Index (RSI) | 36.38 |
| Average Volume (20 Days) | 16.22K |
Income Statement
In the last 12 months, CF Bankshares had revenue of 50.42M and earned 13.39M in profits. Earnings per share was 2.15.
| Revenue | 50.42M |
| Gross Profit | 118.39M |
| Operating Income | 28.53M |
| Net Income | 13.39M |
| EBITDA | 0 |
| EBIT | 890K |
| Earnings Per Share (EPS) | 2.15 |
Balance Sheet
The company has 235.27M in cash and 113.91M in debt, giving a net cash position of 121.36M.
| Cash & Cash Equivalents | 235.27M |
| Total Debt | 113.91M |
| Net Cash | 121.36M |
| Retained Earnings | 88.29M |
| Total Assets | 2.07B |
| Working Capital | 243.96M |
Cash Flow
In the last 12 months, operating cash flow was 14.19M and capital expenditures 0, giving a free cash flow of 13.92M.
| Operating Cash Flow | 14.19M |
| Capital Expenditures | 0 |
| Free Cash Flow | 13.92M |
| FCF Per Share | 2.18 |
Margins
Gross margin is 234.81%, with operating and profit margins of 56.58% and 26.55%.
| Gross Margin | 234.81% |
| Operating Margin | 56.58% |
| Pretax Margin | 32.02% |
| Profit Margin | 26.55% |
| EBITDA Margin | n/a |
| EBIT Margin | 56.58% |
| FCF Margin | 27.61% |
Dividends & Yields
CFBK pays an annual dividend of $0.26, which amounts to a dividend yield of 1.17%.
| Dividend Per Share | $0.26 |
| Dividend Yield | 1.17% |
| Dividend Growth (YoY) | 16.67% |
| Payout Ratio | 12.62% |
| Earnings Yield | 8.2% |
| FCF Yield | 8.53% |
Analyst Forecast
Currently there are no analyst rating for CFBK.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Aug 21, 2018. It was a backward split with a ratio of 181:1000.
| Last Split Date | Aug 21, 2018 |
| Split Type | backward |
| Split Ratio | 181:1000 |
Scores
| Altman Z-Score | 0.29 |
| Piotroski F-Score | 8 |