Chemung Financial Corpora... (CHMG)
Chemung Financial Statistics
Share Statistics
Chemung Financial has 4.79M shares outstanding. The number of shares has increased by 0.77% in one year.
| Shares Outstanding | 4.79M |
| Shares Change (YoY) | 0.77% |
| Shares Change (QoQ) | 0.64% |
| Owned by Institutions (%) | 42.24% |
| Shares Floating | 3.53M |
| Failed to Deliver (FTD) Shares | 533 |
| FTD / Avg. Volume | 2.99% |
Short Selling Information
The latest short interest is 15.04K, so 0.31% of the outstanding shares have been sold short.
| Short Interest | 15.04K |
| Short % of Shares Out | 0.31% |
| Short % of Float | 0.39% |
| Short Ratio (days to cover) | 1.04 |
Valuation Ratios
The PE ratio is 9.84 and the forward PE ratio is 6.85. Chemung Financial's PEG ratio is -1.62.
| PE Ratio | 9.84 |
| Forward PE | 6.85 |
| PS Ratio | 2.42 |
| Forward PS | 1.7 |
| PB Ratio | 1.08 |
| P/FCF Ratio | 8.89 |
| PEG Ratio | -1.62 |
Enterprise Valuation
Chemung Financial has an Enterprise Value (EV) of 304.31M.
| EV / Sales | 3.17 |
| EV / EBITDA | 0 |
| EV / EBIT | 10.21 |
| EV / FCF | 11.62 |
Financial Position
The company has a current ratio of 5.42, with a Debt / Equity ratio of 0.55.
| Current Ratio | 5.42 |
| Quick Ratio | 5.42 |
| Debt / Equity | 0.55 |
| Debt / EBITDA | - |
| Debt / FCF | 4.53 |
| Interest Coverage | -1.6 |
Financial Efficiency
Return on Equity is 10.99% and Return on Invested Capital is -10.98%.
| Return on Equity | 10.99% |
| Return on Assets | 0.85% |
| Return on Invested Capital | -10.98% |
| Revenue Per Employee | $280.2K |
| Profits Per Employee | $69.01K |
| Employee Count | 343 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 6.41M |
| Effective Tax Rate | 21.32% |
Stock Price Statistics
The stock price has increased by 8.16% in the last 52 weeks. The beta is 0.12, so Chemung Financial's price volatility has been higher than the market average.
| Beta | 0.12 |
| 52-Week Price Change | 8.16% |
| 50-Day Moving Average | 48.11 |
| 200-Day Moving Average | 48.25 |
| Relative Strength Index (RSI) | 38.71 |
| Average Volume (20 Days) | 17.84K |
Income Statement
In the last 12 months, Chemung Financial had revenue of 96.11M and earned 23.67M in profits. Earnings per share was 4.96.
| Revenue | 96.11M |
| Gross Profit | 96.11M |
| Operating Income | -85.61M |
| Net Income | 23.67M |
| EBITDA | 0 |
| EBIT | -2.02M |
| Earnings Per Share (EPS) | 4.96 |
Balance Sheet
The company has 47.03M in cash and 118.52M in debt, giving a net cash position of -71.48M.
| Cash & Cash Equivalents | 47.03M |
| Total Debt | 118.52M |
| Net Cash | -71.48M |
| Retained Earnings | 0 |
| Total Assets | 2.78B |
| Working Capital | 448.56M |
Cash Flow
In the last 12 months, operating cash flow was 29.82M and capital expenditures -3.63M, giving a free cash flow of 26.19M.
| Operating Cash Flow | 29.82M |
| Capital Expenditures | -3.63M |
| Free Cash Flow | 26.19M |
| FCF Per Share | 5.49 |
Margins
Gross margin is 100%, with operating and profit margins of -89.07% and 24.63%.
| Gross Margin | 100% |
| Operating Margin | -89.07% |
| Pretax Margin | 31.3% |
| Profit Margin | 24.63% |
| EBITDA Margin | n/a |
| EBIT Margin | -89.07% |
| FCF Margin | 27.25% |
Dividends & Yields
CHMG pays an annual dividend of $1.56, which amounts to a dividend yield of 2.61%.
| Dividend Per Share | $1.56 |
| Dividend Yield | 2.61% |
| Dividend Growth (YoY) | 3.23% |
| Payout Ratio | 31.45% |
| Earnings Yield | 10.17% |
| FCF Yield | 11.25% |
Analyst Forecast
The average price target for CHMG is $58.5, which is 37.1% higher than the current price. The consensus rating is "Hold".
| Price Target | $58.5 |
| Price Target Difference | 37.1% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Stock Splits
The last stock split was on Jun 3, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 3, 1998 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.44 |
| Piotroski F-Score | 6 |