Columbia Financial Inc. (CLBK)
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16.93
0.30%
After-hours Dec 13, 2024, 04:00 PM EST

Columbia Financial Statistics

Share Statistics

Columbia Financial has 104.72M shares outstanding. The number of shares has increased by -0.18% in one year.

Shares Outstanding 104.72M
Shares Change (YoY) n/a
Shares Change (QoQ) -0.08%
Owned by Institutions (%) n/a
Shares Floating 26.81M
Failed to Deliver (FTD) Shares 313
FTD / Avg. Volume 0.4%

Short Selling Information

The latest short interest is 2.35M, so 2.25% of the outstanding shares have been sold short.

Short Interest 2.35M
Short % of Shares Out 2.25%
Short % of Float 8.77%
Short Ratio (days to cover) 40.41

Valuation Ratios

The PE ratio is 54.85 and the forward PE ratio is 52.31. Columbia Financial 's PEG ratio is 9.6.

PE Ratio 54.85
Forward PE 52.31
PS Ratio 8.49
Forward PS 8.8
PB Ratio 1.9
P/FCF Ratio 59.83
PEG Ratio 9.6
Financial Ratio History

Enterprise Valuation

Columbia Financial Inc. has an Enterprise Value (EV) of 3.10B.

EV / Earnings 85.94
EV / Sales 13.3
EV / EBITDA -12975.72
EV / EBIT 55.78
EV / FCF 93.75

Financial Position

The company has a current ratio of 0.97, with a Debt / Equity ratio of 1.47.

Current Ratio 0.97
Quick Ratio 0.97
Debt / Equity 1.47
Total Debt / Capitalization 59.57
Cash Flow / Debt 0.03
Interest Coverage 0.29

Financial Efficiency

Return on equity (ROE) is 0.03% and return on capital (ROIC) is 1.7%.

Return on Equity (ROE) 0.03%
Return on Assets (ROA) 0%
Return on Capital (ROIC) 1.7%
Revenue Per Employee 323.97K
Profits Per Employee 50.12K
Employee Count 720
Asset Turnover 0.02
Inventory Turnover 0

Taxes

Income Tax 9.96M
Effective Tax Rate 0.22

Stock Price Statistics

The stock price has increased by -11.81% in the last 52 weeks. The beta is 0.17, so Columbia Financial 's price volatility has been higher than the market average.

Beta 0.17
52-Week Price Change -11.81%
50-Day Moving Average 17.52
200-Day Moving Average 16.55
Relative Strength Index (RSI) 39.6
Average Volume (20 Days) 78.18K

Income Statement

In the last 12 months, Columbia Financial had revenue of $233.25M and earned $36.09M in profits. Earnings per share was $0.35.

Revenue 233.25M
Gross Profit 421.66M
Operating Income 55.60M
Net Income 36.09M
EBITDA -239.00K
EBIT 55.60M
Earnings Per Share (EPS) 0.35
Full Income Statement

Balance Sheet

The company has $423.25M in cash and $1.53B in debt, giving a net cash position of -$1.11B.

Cash & Cash Equivalents 423.25M
Total Debt 1.53B
Net Cash -1.11B
Retained Earnings 893.60M
Total Assets 10.69B
Working Capital 8.12B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $40.72M and capital expenditures -$7.63M, giving a free cash flow of $33.08M.

Operating Cash Flow 40.72M
Capital Expenditures -7.63M
Free Cash Flow 33.08M
FCF Per Share 0.32
Full Cash Flow Statement

Margins

Gross margin is 180.77%, with operating and profit margins of 23.83% and 15.47%.

Gross Margin 180.77%
Operating Margin 23.83%
Pretax Margin 19.74%
Profit Margin 15.47%
EBITDA Margin -0.1%
EBIT Margin 23.83%
FCF Margin 14.18%

Dividends & Yields

CLBK does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Payout Ratio n/a
Earnings Yield 2.07%
FCF Yield 1.87%
Dividend Details

Analyst Forecast

The average price target for CLBK is $17, which is 0.7% higher than the current price. The consensus rating is "Hold".

Price Target $17
Price Target Difference 0.7%
Analyst Consensus Hold
Analyst Count 1
Stock Forecasts

Scores

Altman Z-Score 1.18
Piotroski F-Score 5