Citizens Community Bancor... (CZWI)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
15.96
0.46 (2.97%)
At close: Jan 15, 2025, 1:50 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 |
PE Ratio | 9.39 | 7.12 | 6.94 | 9.55 | 14.35 | 27.85 | 29.68 | 18.82 | 17.61 | 25.29 | 36.25 | 149.28 | 132.57 | -3.2 | -8.01 | 30.62 | 86.36 | 81.82 | 18.69 | 24.08 | 62.97 | 56.67 | 67.31 | 48.30 |
PS Ratio | 2.09 | 1.88 | 2.12 | 1.78 | 2.41 | 43.61 | 2.77 | 2.44 | 2.05 | 1.95 | 1.70 | 1.42 | 0.99 | 0.97 | 1.40 | 3.16 | 5.27 | 3.74 | 1.97 | 2.49 | 21.65 | 25.39 | 30.59 | 33.15 |
PB Ratio | 0.71 | 0.76 | 0.86 | 0.76 | 0.90 | 0.86 | 1.01 | 0.91 | 0.76 | 0.79 | 0.70 | 0.56 | 0.48 | 0.45 | 0.46 | 0.66 | 0.82 | 1.21 | 0.66 | 1.03 | 3.42 | 3.62 | 3.87 | 4.10 |
P/FCF Ratio | 10.43 | 4.92 | 8.28 | 5.73 | 22.39 | 15.10 | 22.40 | 12.37 | 8.45 | 6.05 | 6.23 | 3.57 | 2.35 | 3.70 | 35.99 | -241.35 | -43.3 | 14.11 | 12.98 | 18.16 | 29.25 | n/a | n/a | n/a |
P/OCF Ratio | 9.34 | 4.31 | 6.83 | 5.11 | 10.58 | 10.99 | 18.92 | 10.28 | 7.97 | 5.68 | 5.72 | 3.39 | 2.23 | 3.53 | 6.75 | 19.06 | -53.03 | 9.71 | 11.24 | 16.82 | 29.25 | n/a | n/a | n/a |
OCF/S Ratio | 0.22 | 0.44 | 0.31 | 0.35 | 0.23 | 3.97 | 0.15 | 0.24 | 0.26 | 0.34 | 0.30 | 0.42 | 0.45 | 0.28 | 0.21 | 0.17 | -0.1 | 0.39 | 0.18 | 0.15 | 0.74 | n/a | n/a | n/a |
Debt / Equity Ratio | 0.85 | 1.29 | 0.99 | 1.13 | 1.16 | 0.97 | 1.64 | 1.10 | 0.97 | 1.03 | 0.92 | 0.89 | 0.57 | 1.29 | 1.93 | 1.61 | 1.23 | 2.03 | 1.22 | 0.69 | 0.34 | n/a | n/a | n/a |
Quick Ratio | n/a | 0.07 | 0.32 | 0.51 | 0.36 | 0.35 | 1.35 | 1.42 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 6.44 | 0.39 | n/a | n/a | n/a | n/a |
Current Ratio | n/a | 0.03 | 0.26 | 0.34 | 0.28 | 0.27 | 1.35 | 1.42 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 6.44 | 0.39 | n/a | n/a | n/a | n/a |
Asset Turnover | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.00 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.05 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | 0.68 | 3.01 | 2.79 | 1.21 | 0.73 | 0.77 | 1.68 | 1.77 | 1.92 | 1.66 | 1.32 | 1.06 | 1.04 | 0.31 | 0.64 | 1.18 | 1.13 | 1.10 | 1.43 | 1.48 | 1.31 | 1.18 | 1.12 | 1.19 |
Return on Equity (ROE) | 0.08 | 0.11 | 0.12 | 0.08 | 0.06 | 0.03 | 0.03 | 0.05 | 0.04 | 0.03 | 0.02 | 0.00 | 0.00 | -0.14 | -0.06 | 0.02 | 0.01 | 0.01 | 0.04 | 0.04 | 0.05 | 0.06 | 0.06 | 0.08 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 |
Return on Capital (ROIC) | 0.01 | 0.07 | 0.04 | 0.02 | 0.02 | 0.01 | 0.03 | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.05 | 0.05 |
Dividend Yield | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | n/a | n/a | n/a | 0.04 | 0.03 | 0.02 | 0.01 | 0.01 | 0.00 | n/a | n/a | n/a | n/a |
Payout Ratio | 0.23 | 0.15 | 0.12 | 0.19 | 0.23 | 0.28 | 0.34 | 0.20 | 0.16 | 0.12 | 0.10 | n/a | n/a | n/a | -0.36 | 0.91 | 1.50 | 0.43 | 0.18 | 0.06 | n/a | n/a | n/a | n/a |
Gross Profit Margin | 160.28% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 1.00% | 1.00% | 1.00% |
Net Profit Margin | 22.31% | 26.43% | 30.52% | 18.60% | 16.80% | 156.60% | 9.35% | 12.98% | 11.63% | 7.69% | 4.69% | 0.95% | 0.75% | -30.46% | -17.43% | 10.30% | 6.10% | 4.58% | 10.56% | 10.33% | 34.38% | 0.45% | 0.45% | 0.69% |
Pretax Profit Margin | 32.34% | 35.09% | 41.55% | 25.26% | 21.80% | 241.65% | 14.30% | 19.76% | 18.26% | 12.21% | 7.54% | 1.69% | 1.28% | -34.56% | -28.88% | 17.35% | 9.78% | 7.75% | 17.43% | 17.04% | 56.83% | 0.47% | 0.45% | 0.69% |
Operating Profit Margin | 41.56% | 58.32% | 41.55% | 25.26% | 21.80% | 241.65% | 35.28% | 36.95% | 38.00% | 30.66% | 31.34% | 32.06% | 35.89% | 15.17% | 51.57% | 116.20% | 82.74% | 81.83% | 57.53% | 52.71% | 239.69% | 3.07% | 4.39% | 4.34% |
FCF Margin | 20.08% | 38.23% | 25.57% | 31.01% | 10.77% | 288.85% | 12.39% | 19.74% | 24.23% | 32.18% | 27.29% | 39.65% | 42.29% | 26.31% | 3.88% | -1.31% | -12.16% | 26.54% | 15.20% | 13.70% | 74.02% | n/a | n/a | n/a |
EBITDA Margin | 37.68% | 41.09% | 47.35% | 38.78% | 29.20% | 334.19% | n/a | 21.01% | 26.06% | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.01% | n/a | n/a | n/a | n/a |