Shares Outstanding Shares Outstanding n/a Close	43.82M
Shares Change (YoY) Shares Change (YoY) n/a Close	11.98%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	-0.01%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	80.9%
Shares Floating Shares Floating n/a Close	41.82M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	11
FTD / Avg. Volume FTD / Avg. Volume n/a Close	n/a

Short Selling Information

The latest short interest is 2.13M, so 4.85% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	2.13M
Short % of Shares Out Short % of Shares Out n/a Close	4.85%
Short % of Float Short % of Float n/a Close	6.17%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	12.39

Valuation Ratios

The PE ratio is 41.15 and the forward PE ratio is 6.92. Dime Community Bancshares's PEG ratio is -0.63.

PE Ratio PE Ratio n/a Close	41.15
Forward PE Forward PE n/a Close	6.92
PS Ratio PS Ratio n/a Close	1.84
Forward PS Forward PS n/a Close	2.3
PB Ratio PB Ratio n/a Close	0.86
P/FCF Ratio P/FCF Ratio n/a Close	12.9
PEG Ratio PEG Ratio n/a Close	-0.63

Financial Ratio History

Enterprise Valuation

Dime Community Bancshares has an Enterprise Value (EV) of 892.55M.

EV / Sales EV / Sales n/a Close	1.37
EV / EBITDA EV / EBITDA n/a Close	0
EV / EBIT EV / EBIT n/a Close	9.01
EV / FCF EV / FCF n/a Close	9.62

Financial Position

The company has a current ratio of 40.6, with a Debt / Equity ratio of 0.7.

Current Ratio Current Ratio n/a Close	40.6
Quick Ratio Quick Ratio n/a Close	40.6
Debt / Equity Debt / Equity n/a Close	0.7
Debt / EBITDA Debt / EBITDA n/a Close	16.8
Debt / FCF Debt / FCF n/a Close	10.55
Interest Coverage Interest Coverage n/a Close	1.94

Financial Efficiency

Return on Equity is 2.08% and Return on Invested Capital is 15.68%.

Return on Equity Return on Equity n/a Close	2.08%
Return on Assets Return on Assets n/a Close	0.2%
Return on Invested Capital Return on Invested Capital n/a Close	15.68%
Revenue Per Employee Revenue Per Employee n/a Close	$728,516.35
Profits Per Employee Profits Per Employee n/a Close	$32,789.18
Employee Count Employee Count n/a Close	887
Asset Turnover Asset Turnover n/a Close	0.05
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	22.36M
Effective Tax Rate Effective Tax Rate n/a Close	43.46%

Stock Price Statistics

The stock price has increased by 34% in the last 52 weeks. The beta is 1.09, so Dime Community Bancshares's price volatility has been higher than the market average.

Beta Beta n/a Close	1.09
52-Week Price Change 52-Week Price Change n/a Close	34%
50-Day Moving Average 50-Day Moving Average n/a Close	26.25
200-Day Moving Average 200-Day Moving Average n/a Close	29.4
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	53.03
Average Volume (20 Days) Average Volume (20 Days) n/a Close	277,250

Income Statement

In the last 12 months, Dime Community Bancshares had revenue of 646.19M and earned 29.08M in profits. Earnings per share was 0.8.

Revenue Revenue n/a Close	646.19M
Gross Profit Gross Profit n/a Close	277.99M
Operating Income Operating Income n/a Close	51.44M
Net Income Net Income n/a Close	29.08M
EBITDA EBITDA n/a Close	58.3M
EBIT EBIT n/a Close	51.44M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	0.8

Full Income Statement

Balance Sheet

The company has 1.28B in cash and 979.32M in debt, giving a net cash position of 304.25M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	1.28B
Total Debt Total Debt n/a Close	979.32M
Net Cash Net Cash n/a Close	304.25M
Retained Earnings Retained Earnings n/a Close	794.53M
Total Assets Total Assets n/a Close	14.1B
Working Capital Working Capital n/a Close	-9.82B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 99.06M and capital expenditures -6.26M, giving a free cash flow of 92.8M.

Operating Cash Flow Operating Cash Flow n/a Close	99.06M
Capital Expenditures Capital Expenditures n/a Close	-6.26M
Free Cash Flow Free Cash Flow n/a Close	92.8M
FCF Per Share FCF Per Share n/a Close	2.38

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 98.98% and 4.47%.

Gross Margin Gross Margin n/a Close	100%
Operating Margin Operating Margin n/a Close	98.98%
Pretax Margin Pretax Margin n/a Close	7.91%
Profit Margin Profit Margin n/a Close	4.47%
EBITDA Margin EBITDA Margin n/a Close	n/a
EBIT Margin EBIT Margin n/a Close	7.96%
FCF Margin FCF Margin n/a Close	14.36%

Dividends & Yields

DCOM pays an annual dividend of $1.25, which amounts to a dividend yield of 3.97%.

Dividend Per Share Dividend Per Share n/a Close	$1.25
Dividend Yield Dividend Yield n/a Close	3.97%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	211.86%
Earnings Yield Earnings Yield n/a Close	2.43%
FCF Yield FCF Yield n/a Close	7.75%

Dividend Details

Analyst Forecast

The average price target for DCOM is $34.25, which is 27.6% higher than the current price. The consensus rating is "Buy".

Price Target Price Target n/a Close	$34.25
Price Target Difference Price Target Difference n/a Close	27.6%
Analyst Consensus Analyst Consensus n/a Close	Buy
Analyst Count Analyst Count n/a Close	4

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$4
Lynch Upside Lynch Upside n/a Close	-85.1%
Graham Number Graham Number n/a Close	24.55
Graham Upside Graham Upside n/a Close	-8.53%

Stock Splits

The last stock split was on Jul 26, 2004. It was a forward split with a ratio of 3:2.

Last Split Date Last Split Date n/a Close	Jul 26, 2004
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	3:2

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.64
Piotroski F-Score Piotroski F-Score n/a Close	7