Essent Group Ltd. (ESNT)

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55.60

0.22 (0.40%)

At close: Apr 23, 2025, 3:59 PM

54.81

-1.42%

After-hours: Apr 23, 2025, 06:10 PM EDT

Essent Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	339.27M	316.58M	312.94M	298.36M	297.28M	296.11M	260.13M	256.25M	230.04M	261.77M	244.41M	264.61M	256.92M	283.54M	243.26M	244.8M	247.2M	243.04M	236.08M	228.84M	228.76M	226.39M	211.89M	200.53M	193.12M	185M	173.77M	167.46M	161.11M	150.2M	137.61M	127.59M	126.37M	121.25M	108.17M	102.47M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	339.27M	316.58M	312.94M	298.36M	297.28M	296.11M	260.13M	256.25M	230.04M	261.77M	244.41M	264.61M	256.92M	283.54M	243.26M	244.8M	247.2M	243.04M	236.08M	228.84M	228.76M	226.39M	211.89M	200.53M	193.12M	185M	173.77M	167.46M	161.11M	150.2M	137.61M	127.59M	126.37M	121.25M	108.17M	102.47M
Operating Income	194.95M	207.57M	239.22M	213.74M	202.96M	209.44M	209.3M	201.29M	172.99M	210.92M	275.82M	328.45M	217.02M	246.68M	190.42M	168.19M	146.15M	148.43M	18.82M	176.7M	174.38M	172.22M	162.73M	149.72M	152.06M	140.15M	132.91M	121.58M	105.36M	107.4M	98.96M	86.85M	87.3M	83.44M	73.79M	67.35M
Interest Income	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pretax Income	194.95M	207.57M	239.22M	213.74M	202.96M	209.44M	209.3M	201.29M	173M	210.92M	275.82M	328.45M	217.02M	246.68M	190.42M	168.19M	146.15M	148.43M	18.82M	176.7M	174.38M	172.22M	162.73M	149.72M	152.06M	140.15M	132.91M	121.58M	105.36M	107.4M	98.96M	86.85M	87.3M	83.44M	73.79M	67.35M
Net Income	167.9M	176.18M	203.61M	181.72M	175.37M	177.96M	172.23M	170.83M	147.37M	178.05M	231.77M	274.17M	180.99M	205.35M	159.79M	135.65M	123.6M	124.54M	15.38M	149.52M	146.96M	144.63M	136.41M	127.72M	128.53M	116.01M	111.75M	111.07M	162.64M	78.39M	72.12M	66.6M	62.69M	59.71M	52.26M	47.95M
Selling & General & Admin	34.53M	33.79M	33.36M	34.71M	32.37M	31.37M	24.53M	26.63M	25.2M	24.98M	25.29M	24.83M	23.71M	27.24M	25.63M	24.76M	21.32M	22.7M	24.17M	24.87M	22.82M	24.32M	23.17M	23.35M	22.62M	21.61M	22.29M	23.57M	21.93M	23.2M	22.65M	23.18M	22.3M	21.04M	20.4M	20.31M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	109.8M	75.21M	40.35M	49.91M	61.95M	55.3M	26.3M	28.32M	31.84M	25.87M	-56.7M	-88.67M	16.18M	9.62M	27.21M	51.85M	79.72M	71.91M	193.09M	27.28M	31.56M	29.84M	25.99M	27.46M	18.44M	23.24M	18.57M	22.32M	33.82M	19.61M	15.99M	17.56M	16.77M	16.77M	13.98M	14.81M
Operating Expenses	144.32M	109M	73.72M	84.61M	94.32M	86.67M	50.83M	54.95M	57.05M	50.85M	-31.41M	-63.84M	39.89M	36.85M	52.84M	76.61M	101.05M	94.61M	217.26M	52.14M	54.38M	54.16M	49.16M	50.81M	41.06M	44.85M	40.86M	45.88M	55.75M	42.8M	38.65M	40.74M	39.07M	37.81M	34.37M	35.12M
Interest Expense	8.15M	11.46M	7.85M	7.86M	7.95M	7.85M	7.39M	6.94M	6.04M	4.45M	2.89M	2.23M	2.1M	2.06M	2.07M	2.05M	2.15M	2.23M	2.57M	2.13M	2.22M	2.58M	2.68M	2.67M	2.61M	2.5M	2.62M	2.45M	1.82M	1.46M	1.19M	716K	n/a	56K	n/a	n/a
Selling & Marketing Expenses	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	144.32M	109M	73.72M	84.61M	94.32M	86.67M	50.83M	54.95M	57.05M	50.85M	-31.41M	-63.84M	39.89M	36.85M	52.84M	76.61M	101.05M	94.61M	217.26M	52.14M	54.38M	54.16M	49.16M	50.81M	41.06M	44.85M	40.86M	45.88M	55.75M	42.8M	38.65M	40.74M	39.07M	37.81M	34.37M	35.12M
Income Tax Expense	27.05M	31.4M	35.62M	32.02M	27.59M	31.48M	37.07M	30.47M	25.63M	32.87M	44.05M	54.28M	36.03M	41.33M	30.63M	32.54M	22.55M	23.89M	3.44M	27.18M	27.43M	27.59M	26.33M	22M	23.54M	24.14M	21.15M	10.51M	-57.28M	29.01M	26.84M	20.25M	24.62M	23.73M	21.53M	19.4M
Shares Outstanding (Basic)	104.96M	105.27M	105.66M	105.7M	105.73M	105.98M	106.25M	106.94M	106.88M	106.87M	106.92M	108.17M	109.55M	111M	112.12M	112.02M	111.91M	111.91M	102.5M	97.95M	97.83M	97.82M	97.8M	97.59M	97.45M	97.44M	97.43M	97.3M	96.43M	94.19M	91.38M	91.26M	90.99M	90.96M	90.91M	90.78M
Shares Outstanding (Diluted)	106.1M	106.55M	106.78M	106.77M	106.82M	107.03M	107.09M	107.58M	107.42M	107.34M	107.28M	108.59M	110.03M	111.39M	112.45M	112.38M	112.31M	112.13M	102.61M	98.33M	98.38M	98.26M	98.17M	98.1M	98.07M	98.01M	97.87M	97.95M	98.5M	96.09M	93.16M	93.02M	92.58M	92.4M	92.14M	91.86M
EPS (Basic)	1.60	1.67	1.93	1.72	1.66	1.68	1.62	1.60	1.38	1.67	2.17	2.53	1.65	1.85	1.43	1.21	1.10	1.11	0.15	1.53	1.50	1.48	1.39	1.31	1.32	1.19	1.15	1.14	1.69	0.83	0.79	0.73	0.69	0.66	0.57	0.53
EPS (Diluted)	1.58	1.65	1.91	1.70	1.64	1.66	1.61	1.59	1.37	1.66	2.16	2.52	1.64	1.84	1.42	1.21	1.10	1.11	0.15	1.52	1.49	1.47	1.39	1.30	1.31	1.18	1.14	1.13	1.65	0.82	0.77	0.72	0.68	0.65	0.57	0.52
EBITDA	204.53M	220.52M	248.54M	222.99M	212.26M	219.04M	217.44M	208.93M	179.84M	216.11M	279.44M	331.43M	219.92M	249.6M	193.36M	171.1M	149.11M	151.44M	22.24M	179.71M	177.6M	175.75M	166.34M	153.29M	155.54M	143.45M	136.36M	124.93M	108.14M	109.84M	101.12M	88.57M	n/a	84.55M	74.83M	68.35M
EBIT	203.1M	219.03M	247.07M	221.6M	210.91M	217.3M	216.69M	208.23M	179.04M	215.37M	278.71M	330.67M	219.12M	248.75M	192.5M	170.24M	148.3M	150.66M	21.38M	178.83M	176.6M	174.81M	165.41M	152.39M	154.67M	142.65M	135.53M	124.03M	107.17M	108.86M	100.15M	87.57M	-976K	83.5M	73.79M	67.35M
Depreciation & Amortization	1.43M	1.49M	1.47M	1.39M	1.34M	1.74M	741K	698K	794K	740K	735K	755K	801K	855K	860K	863K	806K	787K	857K	878K	1M	942K	925K	901K	865K	805K	837K	897K	968K	985K	969K	1M	976K	1.05M	1.04M	1M