Esquire Financial Inc. (ESQ)
Esquire Financial Statistics
Share Statistics
Esquire Financial has 8.43M shares outstanding. The number of shares has increased by 1.67% in one year.
| Shares Outstanding | 8.43M |
| Shares Change (YoY) | 1.67% |
| Shares Change (QoQ) | 1.32% |
| Owned by Institutions (%) | 63.37% |
| Shares Floating | 7.05M |
| Failed to Deliver (FTD) Shares | 665 |
| FTD / Avg. Volume | 0.83% |
Short Selling Information
The latest short interest is 295.79K, so 3.55% of the outstanding shares have been sold short.
| Short Interest | 295.79K |
| Short % of Shares Out | 3.55% |
| Short % of Float | 4.25% |
| Short Ratio (days to cover) | 5.3 |
Valuation Ratios
The PE ratio is 14.23 and the forward PE ratio is 14.18. Esquire Financial's PEG ratio is 2.7.
| PE Ratio | 14.23 |
| Forward PE | 14.18 |
| PS Ratio | 5.48 |
| Forward PS | 4.1 |
| PB Ratio | 2.62 |
| P/FCF Ratio | 14.72 |
| PEG Ratio | 2.7 |
Enterprise Valuation
Esquire Financial has an Enterprise Value (EV) of 494.98M.
| EV / Sales | 4.37 |
| EV / EBITDA | 0 |
| EV / EBIT | 11.73 |
| EV / FCF | 11.73 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0 |
| Debt / EBITDA | - |
| Debt / FCF | 0 |
| Interest Coverage | 8.17 |
Financial Efficiency
Return on Equity is 18.41% and Return on Invested Capital is 20.55%.
| Return on Equity | 18.41% |
| Return on Assets | 2.31% |
| Return on Invested Capital | 20.55% |
| Revenue Per Employee | $821.54K |
| Profits Per Employee | $316.36K |
| Employee Count | 138 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 15.62M |
| Effective Tax Rate | 26.35% |
Stock Price Statistics
The stock price has increased by 56.43% in the last 52 weeks. The beta is 0.53, so Esquire Financial's price volatility has been higher than the market average.
| Beta | 0.53 |
| 52-Week Price Change | 56.43% |
| 50-Day Moving Average | 78.37 |
| 200-Day Moving Average | 68.81 |
| Relative Strength Index (RSI) | 46.91 |
| Average Volume (20 Days) | 80.22K |
Income Statement
In the last 12 months, Esquire Financial had revenue of 113.37M and earned 43.66M in profits. Earnings per share was 5.59.
| Revenue | 113.37M |
| Gross Profit | 113.37M |
| Operating Income | 109.86M |
| Net Income | 43.66M |
| EBITDA | 0 |
| EBIT | -3.29M |
| Earnings Per Share (EPS) | 5.59 |
Balance Sheet
The company has 126.33M in cash and 0 in debt, giving a net cash position of 126.33M.
| Cash & Cash Equivalents | 126.33M |
| Total Debt | 0 |
| Net Cash | 126.33M |
| Retained Earnings | 152.93M |
| Total Assets | 1.89B |
| Working Capital | 368.07M |
Cash Flow
In the last 12 months, operating cash flow was 42.21M and capital expenditures 0, giving a free cash flow of 42.21M.
| Operating Cash Flow | 42.21M |
| Capital Expenditures | 0 |
| Free Cash Flow | 42.21M |
| FCF Per Share | 5.4 |
Margins
Gross margin is 100%, with operating and profit margins of 96.9% and 38.51%.
| Gross Margin | 100% |
| Operating Margin | 96.9% |
| Pretax Margin | 52.29% |
| Profit Margin | 38.51% |
| EBITDA Margin | n/a |
| EBIT Margin | 96.9% |
| FCF Margin | 37.23% |
Dividends & Yields
ESQ pays an annual dividend of $0.78, which amounts to a dividend yield of 0.75%.
| Dividend Per Share | $0.78 |
| Dividend Yield | 0.75% |
| Dividend Growth (YoY) | 16.67% |
| Payout Ratio | 15.08% |
| Earnings Yield | 7.03% |
| FCF Yield | 6.79% |
Analyst Forecast
The average price target for ESQ is $88, which is 18.9% higher than the current price. The consensus rating is "Hold".
| Price Target | $88 |
| Price Target Difference | 18.9% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Scores
| Altman Z-Score | 0.7 |
| Piotroski F-Score | 5 |