ESSA Bancorp Inc.

18.28
-0.30 (-1.61%)
At close: Apr 25, 2025, 3:59 PM
18.34
0.33%
After-hours: Apr 25, 2025, 04:05 PM EDT

ESSA Bancorp Statistics

Share Statistics

ESSA Bancorp has 10.15M shares outstanding. The number of shares has increased by 0.23% in one year.

Shares Outstanding 10.15M
Shares Change (YoY) 0.23%
Shares Change (QoQ) 0%
Owned by Institutions (%) 49.36%
Shares Floating 8.37M
Failed to Deliver (FTD) Shares 12
FTD / Avg. Volume 0.07%

Short Selling Information

The latest short interest is 40.06K, so 0.39% of the outstanding shares have been sold short.

Short Interest 40.06K
Short % of Shares Out 0.39%
Short % of Float 0.48%
Short Ratio (days to cover) 2.64

Valuation Ratios

The PE ratio is 10.78 and the forward PE ratio is null. ESSA Bancorp's PEG ratio is -1.58.

PE Ratio 10.78
Forward PE n/a
PS Ratio 2.76
Forward PS 2.6
PB Ratio 0.8
P/FCF Ratio 13.87
PEG Ratio -1.58
Financial Ratio History

Enterprise Valuation

ESSA Bancorp has an Enterprise Value (EV) of 424.64M.

EV / Sales 6.39
EV / EBITDA 0
EV / EBIT 31.63
EV / FCF 32.15

Financial Position

The company has a current ratio of 0.91, with a Debt / Equity ratio of 1.26.

Current Ratio 0.91
Quick Ratio 0.91
Debt / Equity 1.26
Debt / EBITDA -
Debt / FCF 21.96
Interest Coverage 1.77

Financial Efficiency

Return on Equity is 7.37% and Return on Invested Capital is 0.71%.

Return on Equity 7.37%
Return on Assets 0.78%
Return on Invested Capital 0.71%
Revenue Per Employee $281.71K
Profits Per Employee $72K
Employee Count 236
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

Income Tax 3.97M
Effective Tax Rate 18.94%

Stock Price Statistics

The stock price has increased by 10.12% in the last 52 weeks. The beta is 0.34, so ESSA Bancorp's price volatility has been higher than the market average.

Beta 0.34
52-Week Price Change 10.12%
50-Day Moving Average 19.24
200-Day Moving Average 19.3
Relative Strength Index (RSI) 50.19
Average Volume (20 Days) 17.95K

Income Statement

In the last 12 months, ESSA Bancorp had revenue of 66.48M and earned 16.99M in profits. Earnings per share was 1.78.

Revenue 66.48M
Gross Profit 67.84M
Operating Income 20.96M
Net Income 16.99M
EBITDA 0
EBIT 20.96M
Earnings Per Share (EPS) 1.78
Full Income Statement

Balance Sheet

The company has 48.58M in cash and 290M in debt, giving a net cash position of -241.42M.

Cash & Cash Equivalents 48.58M
Total Debt 290M
Net Cash -241.42M
Retained Earnings 163.47M
Total Assets 2.2B
Working Capital 1.8B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 13.43M and capital expenditures -221K, giving a free cash flow of 13.21M.

Operating Cash Flow 13.43M
Capital Expenditures -221K
Free Cash Flow 13.21M
FCF Per Share 1.39
Full Cash Flow Statement

Margins

Gross margin is 102.05%, with operating and profit margins of 31.53% and 25.56%.

Gross Margin 102.05%
Operating Margin 31.53%
Pretax Margin 31.53%
Profit Margin 25.56%
EBITDA Margin n/a
EBIT Margin 31.53%
FCF Margin 19.86%

Dividends & Yields

ESSA pays an annual dividend of $0.6, which amounts to a dividend yield of 3.16%.

Dividend Per Share $0.60
Dividend Yield 3.16%
Dividend Growth (YoY) 0%
Payout Ratio 34.48%
Earnings Yield 9.27%
FCF Yield 7.21%
Dividend Details

Analyst Forecast

Currently there are no analyst rating for ESSA.

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Stock Forecasts

Scores

Altman Z-Score 1.21
Piotroski F-Score 8