Evans Bancorp Inc. (EVBN)
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At close: undefined
45.15
-0.40%
After-hours Dec 13, 2024, 04:10 PM EST

Evans Bancorp Statistics

Share Statistics

Evans Bancorp has 5.54M shares outstanding. The number of shares has increased by 0.9% in one year.

Shares Outstanding 5.54M
Shares Change (YoY) n/a
Shares Change (QoQ) 0.1%
Owned by Institutions (%) n/a
Shares Floating 5.24M
Failed to Deliver (FTD) Shares 3
FTD / Avg. Volume 0.01%

Short Selling Information

The latest short interest is 16.20K, so 0.29% of the outstanding shares have been sold short.

Short Interest 16.20K
Short % of Shares Out 0.29%
Short % of Float 0.31%
Short Ratio (days to cover) 0.48

Valuation Ratios

The PE ratio is 7.01 and the forward PE ratio is 18.01.

PE Ratio 7.01
Forward PE 18.01
PS Ratio 1.83
Forward PS 3.4
PB Ratio 0.97
P/FCF Ratio 11.33
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

Evans Bancorp Inc. has an Enterprise Value (EV) of -.

EV / Earnings null
EV / Sales null
EV / EBITDA null
EV / EBIT null
EV / FCF null

Financial Position

The company has a current ratio of 5.78, with a Debt / Equity ratio of 1.05.

Current Ratio 5.78
Quick Ratio 5.78
Debt / Equity 1.05
Total Debt / Capitalization 51.17
Cash Flow / Debt 0.08
Interest Coverage 0

Financial Efficiency

Return on equity (ROE) is 0.14% and return on capital (ROIC) is 0%.

Return on Equity (ROE) 0.14%
Return on Assets (ROA) 0.01%
Return on Capital (ROIC) 0%
Revenue Per Employee 313.77K
Profits Per Employee 81.75K
Employee Count 300
Asset Turnover 0.04
Inventory Turnover 0

Taxes

Income Tax 10.21M
Effective Tax Rate 0.29

Stock Price Statistics

The stock price has increased by 48.62% in the last 52 weeks. The beta is 0.95, so Evans Bancorp 's price volatility has been higher than the market average.

Beta 0.95
52-Week Price Change 48.62%
50-Day Moving Average 41.93
200-Day Moving Average 33.39
Relative Strength Index (RSI) 65.03
Average Volume (20 Days) 33.98K

Income Statement

In the last 12 months, Evans Bancorp had revenue of $94.13M and earned $24.52M in profits. Earnings per share was $4.49.

Revenue 94.13M
Gross Profit 94.13M
Operating Income 0
Net Income 24.52M
EBITDA 0
EBIT 0
Earnings Per Share (EPS) 4.49
Full Income Statement

Balance Sheet

The company has $23.47M in cash and $189.84M in debt, giving a net cash position of -$166.37M.

Cash & Cash Equivalents 23.47M
Total Debt 189.84M
Net Cash -166.37M
Retained Earnings 138.63M
Total Assets 2.28B
Working Capital 128.08M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $15.70M and capital expenditures -$517.00K, giving a free cash flow of $15.18M.

Operating Cash Flow 15.70M
Capital Expenditures -517.00K
Free Cash Flow 15.18M
FCF Per Share 2.78
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 0% and 26.05%.

Gross Margin 100%
Operating Margin 0%
Pretax Margin 36.9%
Profit Margin 26.05%
EBITDA Margin 0%
EBIT Margin 0%
FCF Margin 16.13%

Dividends & Yields

EVBN pays an annual dividend of $1.32, which amounts to a dividend yield of 2.9%.

Dividend Per Share $1.32
Dividend Yield 2.9%
Dividend Growth (YoY) 0%
Payout Ratio 39.4%
Earnings Yield 9.91%
FCF Yield 6.04%
Dividend Details

Analyst Forecast

The average price target for EVBN is $36.25, which is -20% lower than the current price. The consensus rating is "Hold".

Price Target $36.25
Price Target Difference -20%
Analyst Consensus Hold
Analyst Count 2
Stock Forecasts

Stock Splits

The last stock split was on Nov 10, 2005. It was a forward split with a ratio of 21:20.

Last Split Date Nov 10, 2005
Split Type forward
Split Ratio 21:20

Scores

Altman Z-Score 0.29
Piotroski F-Score 6