First Business Financial ... (FBIZ)
First Business Financial Services Statistics
Share Statistics
First Business Financial Services has 8.3M shares outstanding. The number of shares has increased by 0.15% in one year.
Shares Outstanding | 8.3M |
Shares Change (YoY) | 0.15% |
Shares Change (QoQ) | 0.07% |
Owned by Institutions (%) | 68.44% |
Shares Floating | 7.47M |
Failed to Deliver (FTD) Shares | 68 |
FTD / Avg. Volume | 0.19% |
Short Selling Information
The latest short interest is 36.16K, so 0.44% of the outstanding shares have been sold short.
Short Interest | 36.16K |
Short % of Shares Out | 0.44% |
Short % of Float | 0.49% |
Short Ratio (days to cover) | 1.02 |
Valuation Ratios
The PE ratio is 8.49 and the forward PE ratio is 9.29. First Business Financial Services's PEG ratio is 0.27.
PE Ratio | 8.49 |
Forward PE | 9.29 |
PS Ratio | 1.61 |
Forward PS | 2.2 |
PB Ratio | 1.14 |
P/FCF Ratio | 6.56 |
PEG Ratio | 0.27 |
Enterprise Valuation
First Business Financial Services has an Enterprise Value (EV) of 673.95M.
EV / Sales | 2.89 |
EV / EBITDA | 0 |
EV / EBIT | 11.72 |
EV / FCF | 11.77 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 1.
Current Ratio | 0 |
Quick Ratio | 0 |
Debt / Equity | 1 |
Debt / EBITDA | - |
Debt / FCF | 5.73 |
Interest Coverage | 1.48 |
Financial Efficiency
Return on Equity is 13.47% and Return on Invested Capital is 4.27%.
Return on Equity | 13.47% |
Return on Assets | 1.15% |
Return on Invested Capital | 4.27% |
Revenue Per Employee | $667.99K |
Profits Per Employee | $126.78K |
Employee Count | 349 |
Asset Turnover | 0.06 |
Inventory Turnover | n/a |
Taxes
Income Tax | 6.91M |
Effective Tax Rate | 13.5% |
Stock Price Statistics
The stock price has increased by 37.89% in the last 52 weeks. The beta is 0.88, so First Business Financial Services's price volatility has been higher than the market average.
Beta | 0.88 |
52-Week Price Change | 37.89% |
50-Day Moving Average | 50.34 |
200-Day Moving Average | 45.45 |
Relative Strength Index (RSI) | 44.01 |
Average Volume (20 Days) | 35.54K |
Income Statement
In the last 12 months, First Business Financial Services had revenue of 233.13M and earned 44.24M in profits. Earnings per share was 5.69.
Revenue | 233.13M |
Gross Profit | 233.13M |
Operating Income | 160.84M |
Net Income | 44.24M |
EBITDA | 0 |
EBIT | -3.74M |
Earnings Per Share (EPS) | 5.69 |
Balance Sheet
The company has 29.5M in cash and 327.98M in debt, giving a net cash position of -298.48M.
Cash & Cash Equivalents | 29.5M |
Total Debt | 327.98M |
Net Cash | -298.48M |
Retained Earnings | 265.78M |
Total Assets | 3.85B |
Working Capital | 499.09M |
Cash Flow
In the last 12 months, operating cash flow was 57.49M and capital expenditures -223K, giving a free cash flow of 57.27M.
Operating Cash Flow | 57.49M |
Capital Expenditures | -223K |
Free Cash Flow | 57.27M |
FCF Per Share | 7.06 |
Margins
Gross margin is 100%, with operating and profit margins of 68.99% and 18.98%.
Gross Margin | 100% |
Operating Margin | 68.99% |
Pretax Margin | 21.94% |
Profit Margin | 18.98% |
EBITDA Margin | n/a |
EBIT Margin | 68.99% |
FCF Margin | 24.56% |
Dividends & Yields
FBIZ pays an annual dividend of $1.04, which amounts to a dividend yield of 1.97%.
Dividend Per Share | $1.04 |
Dividend Yield | 1.97% |
Dividend Growth (YoY) | 16% |
Payout Ratio | 20% |
Earnings Yield | 11.78% |
FCF Yield | 15.25% |
Analyst Forecast
The average price target for FBIZ is $62, which is 29.5% higher than the current price. The consensus rating is "Buy".
Price Target | $62 |
Price Target Difference | 29.5% |
Analyst Consensus | Buy |
Analyst Count | 4 |
Stock Splits
The last stock split was on Aug 31, 2015. It was a forward split with a ratio of 2:1.
Last Split Date | Aug 31, 2015 |
Split Type | forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | 0.39 |
Piotroski F-Score | 5 |