First Business Financial ... (FBIZ)
First Business Financial Services Statistics
Share Statistics
First Business Financial Services has 8.3M shares outstanding. The number of shares has increased by 0.15% in one year.
| Shares Outstanding | 8.3M |
| Shares Change (YoY) | 0.15% |
| Shares Change (QoQ) | 0.07% |
| Owned by Institutions (%) | 68.44% |
| Shares Floating | 7.45M |
| Failed to Deliver (FTD) Shares | 35 |
| FTD / Avg. Volume | 0.11% |
Short Selling Information
The latest short interest is 65.37K, so 0.79% of the outstanding shares have been sold short.
| Short Interest | 65.37K |
| Short % of Shares Out | 0.79% |
| Short % of Float | 0.84% |
| Short Ratio (days to cover) | 1.8 |
Valuation Ratios
The PE ratio is 8.49 and the forward PE ratio is 8.05. First Business Financial Services's PEG ratio is 0.27.
| PE Ratio | 8.49 |
| Forward PE | 8.05 |
| PS Ratio | 1.61 |
| Forward PS | 2.2 |
| PB Ratio | 1.14 |
| P/FCF Ratio | 6.56 |
| PEG Ratio | 0.27 |
Enterprise Valuation
First Business Financial Services has an Enterprise Value (EV) of 673.95M.
| EV / Sales | 2.89 |
| EV / EBITDA | 0 |
| EV / EBIT | 11.72 |
| EV / FCF | 11.77 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 1.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 1 |
| Debt / EBITDA | - |
| Debt / FCF | 5.73 |
| Interest Coverage | 1.48 |
Financial Efficiency
Return on Equity is 13.47% and Return on Invested Capital is 4.27%.
| Return on Equity | 13.47% |
| Return on Assets | 1.15% |
| Return on Invested Capital | 4.27% |
| Revenue Per Employee | $667.99K |
| Profits Per Employee | $126.78K |
| Employee Count | 349 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 6.91M |
| Effective Tax Rate | 13.5% |
Stock Price Statistics
The stock price has increased by 44.94% in the last 52 weeks. The beta is 0.67, so First Business Financial Services's price volatility has been higher than the market average.
| Beta | 0.67 |
| 52-Week Price Change | 44.94% |
| 50-Day Moving Average | 48.82 |
| 200-Day Moving Average | 46.36 |
| Relative Strength Index (RSI) | 60.75 |
| Average Volume (20 Days) | 32.23K |
Income Statement
In the last 12 months, First Business Financial Services had revenue of 233.13M and earned 44.24M in profits. Earnings per share was 5.69.
| Revenue | 233.13M |
| Gross Profit | 233.13M |
| Operating Income | 160.84M |
| Net Income | 44.24M |
| EBITDA | 0 |
| EBIT | -3.74M |
| Earnings Per Share (EPS) | 5.69 |
Balance Sheet
The company has 29.5M in cash and 327.98M in debt, giving a net cash position of -298.48M.
| Cash & Cash Equivalents | 29.5M |
| Total Debt | 327.98M |
| Net Cash | -298.48M |
| Retained Earnings | 265.78M |
| Total Assets | 3.85B |
| Working Capital | 499.09M |
Cash Flow
In the last 12 months, operating cash flow was 57.49M and capital expenditures -223K, giving a free cash flow of 57.27M.
| Operating Cash Flow | 57.49M |
| Capital Expenditures | -223K |
| Free Cash Flow | 57.27M |
| FCF Per Share | 7.06 |
Margins
Gross margin is 100%, with operating and profit margins of 68.99% and 18.98%.
| Gross Margin | 100% |
| Operating Margin | 68.99% |
| Pretax Margin | 21.94% |
| Profit Margin | 18.98% |
| EBITDA Margin | n/a |
| EBIT Margin | 68.99% |
| FCF Margin | 24.56% |
Dividends & Yields
FBIZ pays an annual dividend of $1.04, which amounts to a dividend yield of 1.97%.
| Dividend Per Share | $1.04 |
| Dividend Yield | 1.97% |
| Dividend Growth (YoY) | 16% |
| Payout Ratio | 20% |
| Earnings Yield | 11.78% |
| FCF Yield | 15.25% |
Analyst Forecast
The average price target for FBIZ is $62, which is 26.2% higher than the current price. The consensus rating is "Buy".
| Price Target | $62 |
| Price Target Difference | 26.2% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Aug 31, 2015. It was a forward split with a ratio of 2:1.
| Last Split Date | Aug 31, 2015 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.39 |
| Piotroski F-Score | 5 |