Watchlist Price Alert

First Business Financial ... (FBIZ)

NASDAQ: FBIZ · Real-Time Price · USD

49.66

0.11 (0.22%)

At close: May 15, 2025, 3:59 PM

49.94

0.56%

After-hours: May 15, 2025, 04:03 PM EDT

First Business Financial Services Statistics

Share Statistics

First Business Financial Services has 8.32M shares outstanding. The number of shares has increased by 0.15% in one year.

Shares Outstanding	8.32M
Shares Change (YoY)	0.15%
Shares Change (QoQ)	0.07%
Owned by Institutions (%)	68.44%
Shares Floating	n/a
Failed to Deliver (FTD) Shares	35
FTD / Avg. Volume	0.12%

Short Selling Information

The latest short interest is 50.55K, so 0.61% of the outstanding shares have been sold short.

Short Interest	50.55K
Short % of Shares Out	0.61%
Short % of Float	0.72%
Short Ratio (days to cover)	2

Valuation Ratios

The PE ratio is 8.52 and the forward PE ratio is 8.18. First Business Financial Services's PEG ratio is 0.27.

PE Ratio	8.52
Forward PE	8.18
PS Ratio	1.62
Forward PS	2.3
PB Ratio	1.15
P/FCF Ratio	6.59
PEG Ratio	0.27

Financial Ratio History

Enterprise Valuation

First Business Financial Services has an Enterprise Value (EV) of 547.46M.

EV / Sales	2.35
EV / EBITDA	0
EV / EBIT	9.52
EV / FCF	9.56

Financial Position

The company has a current ratio of 1.18, with a Debt / Equity ratio of 1.

Current Ratio	1.18
Quick Ratio	1.18
Debt / Equity	1
Debt / EBITDA	n/a
Debt / FCF	5.73
Interest Coverage	1.48

Financial Efficiency

Return on Equity is 13.47% and Return on Invested Capital is 26.91%.

Return on Equity	13.47%
Return on Assets	1.15%
Return on Invested Capital	26.91%
Revenue Per Employee	$658,559.32
Profits Per Employee	$124,985.88
Employee Count	354
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	6.91M
Effective Tax Rate	13.5%

Stock Price Statistics

The stock price has increased by 43.94% in the last 52 weeks. The beta is 0.66, so First Business Financial Services's price volatility has been higher than the market average.

Beta	0.66
52-Week Price Change	43.94%
50-Day Moving Average	47.6
200-Day Moving Average	46.94
Relative Strength Index (RSI)	58.68
Average Volume (20 Days)	28,608

Income Statement

In the last 12 months, First Business Financial Services had revenue of 233.13M and earned 44.24M in profits. Earnings per share was 5.69.

Revenue	233.13M
Gross Profit	233.13M
Operating Income	160.84M
Net Income	44.24M
EBITDA	n/a
EBIT	-3.74M
Earnings Per Share (EPS)	5.69

Full Income Statement

Balance Sheet

The company has 157.7M in cash and 327.98M in debt, giving a net cash position of -170.27M.

Cash & Cash Equivalents	157.7M
Total Debt	327.98M
Net Cash	-170.27M
Retained Earnings	265.78M
Total Assets	3.94B
Working Capital	3.32B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 57.49M and capital expenditures -223K, giving a free cash flow of 57.27M.

Operating Cash Flow	57.49M
Capital Expenditures	-223K
Free Cash Flow	57.27M
FCF Per Share	7.03

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 68.99% and 18.98%.

Gross Margin	100%
Operating Margin	68.99%
Pretax Margin	21.94%
Profit Margin	18.98%
EBITDA Margin	n/a
EBIT Margin	68.99%
FCF Margin	24.56%

Dividends & Yields

FBIZ pays an annual dividend of $1.33, which amounts to a dividend yield of 2.27%.

Dividend Per Share	$1.33
Dividend Yield	2.27%
Dividend Growth (YoY)	16%
Payout Ratio	24.27%
Earnings Yield	11.73%
FCF Yield	15.18%

Dividend Details

Analyst Forecast

The average price target for FBIZ is $59, which is 18.8% higher than the current price. The consensus rating is "Buy".

Price Target	$59
Price Target Difference	18.8%
Analyst Consensus	Buy
Analyst Count	4

Stock Forecasts

Stock Splits

The last stock split was on Aug 31, 2015. It was a forward split with a ratio of 2:1.

Last Split Date	Aug 31, 2015
Split Type	forward
Split Ratio	2:1

Scores

Altman Z-Score	1.23
Piotroski F-Score	7