First Business Financial ...

47.93
0.15 (0.31%)
At close: Apr 02, 2025, 3:59 PM
46.96
-2.02%
After-hours: Apr 02, 2025, 04:31 PM EDT

First Business Financial Services Statistics

Share Statistics

First Business Financial Services has 8.3M shares outstanding. The number of shares has increased by 0.15% in one year.

Shares Outstanding 8.3M
Shares Change (YoY) 0.15%
Shares Change (QoQ) 0.07%
Owned by Institutions (%) 68.44%
Shares Floating 7.47M
Failed to Deliver (FTD) Shares 68
FTD / Avg. Volume 0.19%

Short Selling Information

The latest short interest is 36.16K, so 0.44% of the outstanding shares have been sold short.

Short Interest 36.16K
Short % of Shares Out 0.44%
Short % of Float 0.49%
Short Ratio (days to cover) 1.02

Valuation Ratios

The PE ratio is 8.49 and the forward PE ratio is 9.29. First Business Financial Services's PEG ratio is 0.27.

PE Ratio 8.49
Forward PE 9.29
PS Ratio 1.61
Forward PS 2.2
PB Ratio 1.14
P/FCF Ratio 6.56
PEG Ratio 0.27
Financial Ratio History

Enterprise Valuation

First Business Financial Services has an Enterprise Value (EV) of 673.95M.

EV / Sales 2.89
EV / EBITDA 0
EV / EBIT 11.72
EV / FCF 11.77

Financial Position

The company has a current ratio of 0, with a Debt / Equity ratio of 1.

Current Ratio 0
Quick Ratio 0
Debt / Equity 1
Debt / EBITDA -
Debt / FCF 5.73
Interest Coverage 1.48

Financial Efficiency

Return on Equity is 13.47% and Return on Invested Capital is 4.27%.

Return on Equity 13.47%
Return on Assets 1.15%
Return on Invested Capital 4.27%
Revenue Per Employee $667.99K
Profits Per Employee $126.78K
Employee Count 349
Asset Turnover 0.06
Inventory Turnover n/a

Taxes

Income Tax 6.91M
Effective Tax Rate 13.5%

Stock Price Statistics

The stock price has increased by 37.89% in the last 52 weeks. The beta is 0.88, so First Business Financial Services's price volatility has been higher than the market average.

Beta 0.88
52-Week Price Change 37.89%
50-Day Moving Average 50.34
200-Day Moving Average 45.45
Relative Strength Index (RSI) 44.01
Average Volume (20 Days) 35.54K

Income Statement

In the last 12 months, First Business Financial Services had revenue of 233.13M and earned 44.24M in profits. Earnings per share was 5.69.

Revenue 233.13M
Gross Profit 233.13M
Operating Income 160.84M
Net Income 44.24M
EBITDA 0
EBIT -3.74M
Earnings Per Share (EPS) 5.69
Full Income Statement

Balance Sheet

The company has 29.5M in cash and 327.98M in debt, giving a net cash position of -298.48M.

Cash & Cash Equivalents 29.5M
Total Debt 327.98M
Net Cash -298.48M
Retained Earnings 265.78M
Total Assets 3.85B
Working Capital 499.09M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 57.49M and capital expenditures -223K, giving a free cash flow of 57.27M.

Operating Cash Flow 57.49M
Capital Expenditures -223K
Free Cash Flow 57.27M
FCF Per Share 7.06
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 68.99% and 18.98%.

Gross Margin 100%
Operating Margin 68.99%
Pretax Margin 21.94%
Profit Margin 18.98%
EBITDA Margin n/a
EBIT Margin 68.99%
FCF Margin 24.56%

Dividends & Yields

FBIZ pays an annual dividend of $1.04, which amounts to a dividend yield of 1.97%.

Dividend Per Share $1.04
Dividend Yield 1.97%
Dividend Growth (YoY) 16%
Payout Ratio 20%
Earnings Yield 11.78%
FCF Yield 15.25%
Dividend Details

Analyst Forecast

The average price target for FBIZ is $62, which is 29.5% higher than the current price. The consensus rating is "Buy".

Price Target $62
Price Target Difference 29.5%
Analyst Consensus Buy
Analyst Count 4
Stock Forecasts

Stock Splits

The last stock split was on Aug 31, 2015. It was a forward split with a ratio of 2:1.

Last Split Date Aug 31, 2015
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 0.39
Piotroski F-Score 5