Price Alert

First Choice Bancorp (FCBP)

NASDAQ: FCBP · Real-Time Price · USD

29.10

0.24 (0.83%)

At close: May 15, 2008, 6:00 AM

First Choice Bancorp Statistics

Share Statistics

First Choice Bancorp has 120.31M shares outstanding. The number of shares has increased by 0% in one year.

Shares Outstanding	120.31M
Shares Change (YoY)	0%
Shares Change (QoQ)	0%
Owned by Institutions (%)	n/a
Shares Floating	115.61M
Failed to Deliver (FTD) Shares	n/a
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 70.28K, so 0% of the outstanding shares have been sold short.

Short Interest	70.28K
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.19

Valuation Ratios

The PE ratio is 7.48 and the forward PE ratio is null. First Choice Bancorp's PEG ratio is 1.98.

PE Ratio	7.48
Forward PE	n/a
PS Ratio	2.34
Forward PS	n/a
PB Ratio	0.77
P/FCF Ratio	8.13
PEG Ratio	1.98

Financial Ratio History

Enterprise Valuation

First Choice Bancorp has an Enterprise Value (EV) of 127.06M.

EV / Sales	1.37
EV / EBITDA	2.56
EV / EBIT	4.56
EV / FCF	4.77

Financial Position

The company has a current ratio of 0.69, with a Debt / Equity ratio of 0.52.

Current Ratio	0.69
Quick Ratio	0.69
Debt / Equity	0.52
Debt / EBITDA	2.96
Debt / FCF	5.52
Interest Coverage	5.96

Financial Efficiency

Return on Equity is 10.31% and Return on Invested Capital is 16.56%.

Return on Equity	10.31%
Return on Assets	15.13%
Return on Invested Capital	16.56%
Revenue Per Employee	$497.32K
Profits Per Employee	$155.65K
Employee Count	186
Asset Turnover	0.48
Inventory Turnover	n/a

Taxes

Income Tax	12.02M
Effective Tax Rate	29.34%

Stock Price Statistics

The stock price has increased by 0% in the last 52 weeks. The beta is 0.93, so First Choice Bancorp's price volatility has been higher than the market average.

Beta	0.93
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	n/a
Average Volume (20 Days)	59,836

Income Statement

In the last 12 months, First Choice Bancorp had revenue of 92.5M and earned 28.95M in profits. Earnings per share was 2.47.

Revenue	92.5M
Gross Profit	92.5M
Operating Income	40.98M
Net Income	28.95M
EBITDA	49.71M
EBIT	n/a
Earnings Per Share (EPS)	2.47

Full Income Statement

Balance Sheet

The company has 236.38M in cash and 147M in debt, giving a net cash position of 89.38M.

Cash & Cash Equivalents	236.38M
Total Debt	147M
Net Cash	89.38M
Retained Earnings	59.18M
Total Assets	107.64M
Working Capital	-78.33M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 27.89M and capital expenditures -1.27M, giving a free cash flow of 26.62M.

Operating Cash Flow	27.89M
Capital Expenditures	-1.27M
Free Cash Flow	26.62M
FCF Per Share	2.27

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 44.3% and 31.3%.

Gross Margin	100%
Operating Margin	44.3%
Pretax Margin	44.3%
Profit Margin	31.3%
EBITDA Margin	53.74%
EBIT Margin	44.3%
FCF Margin	28.78%

Dividends & Yields

FCBP pays an annual dividend of $1.25, which amounts to a dividend yield of 3.06%.

Dividend Per Share	$1.25
Dividend Yield	3.06%
Dividend Growth (YoY)	0%
Payout Ratio	43.09%
Earnings Yield	13.38%
FCF Yield	12.3%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for FCBP.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$39.32
Lynch Upside	35.12%
Graham Number	36.53
Graham Upside	25.53%

Scores

Altman Z-Score	3.5
Piotroski F-Score	6