First Savings Financial Group Statistics
Share Statistics
First Savings Financial Group has 6.88M shares outstanding. The number of shares has increased by 0% in one year.
| Shares Outstanding | 6.88M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.01% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 5.10M |
| Failed to Deliver (FTD) Shares | 3.70K |
| FTD / Avg. Volume | 22.84% |
Short Selling Information
The latest short interest is 12.17K, so 0.18% of the outstanding shares have been sold short.
| Short Interest | 12.17K |
| Short % of Shares Out | 0.18% |
| Short % of Float | 0.24% |
| Short Ratio (days to cover) | 1.6 |
Valuation Ratios
The PE ratio is 11.97 and the forward PE ratio is 10.36. First Savings Financial Group 's PEG ratio is 0.35.
| PE Ratio | 11.97 |
| Forward PE | 10.36 |
| PS Ratio | 1.21 |
| Forward PS | 2.8 |
| PB Ratio | 0.92 |
| P/FCF Ratio | 0 |
| PEG Ratio | 0.35 |
Enterprise Valuation
First Savings Financial Group Inc. has an Enterprise Value (EV) of 486.01M.
| EV / Earnings | 35.76 |
| EV / Sales | 3.63 |
| EV / EBITDA | 7.2 |
| EV / EBIT | 7.21 |
| EV / FCF | 16.31 |
Financial Position
The company has a current ratio of 0.27, with a Debt / Equity ratio of 1.98.
| Current Ratio | 0.27 |
| Quick Ratio | 0.27 |
| Debt / Equity | 1.98 |
| Total Debt / Capitalization | 66.41 |
| Cash Flow / Debt | null |
| Interest Coverage | 4.26 |
Financial Efficiency
Return on equity (ROE) is 0.08% and return on capital (ROIC) is 11.89%.
| Return on Equity (ROE) | 0.08% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 11.89% |
| Revenue Per Employee | 361.92K |
| Profits Per Employee | 36.74K |
| Employee Count | 370 |
| Asset Turnover | 0.05 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 1.02M |
| Effective Tax Rate | 0.07 |
Stock Price Statistics
The stock price has increased by 81.93% in the last 52 weeks. The beta is 0.72, so First Savings Financial Group 's price volatility has been higher than the market average.
| Beta | 0.72 |
| 52-Week Price Change | 81.93% |
| 50-Day Moving Average | 27.32 |
| 200-Day Moving Average | 20.95 |
| Relative Strength Index (RSI) | 40.49 |
| Average Volume (20 Days) | 16.19K |
Income Statement
In the last 12 months, First Savings Financial Group had revenue of $133.91M and earned $13.59M in profits. Earnings per share was $1.99.
| Revenue | 133.91M |
| Gross Profit | 133.91M |
| Operating Income | 67.38M |
| Net Income | 13.59M |
| EBITDA | 67.50M |
| EBIT | 67.38M |
| Earnings Per Share (EPS) | 1.99 |
Balance Sheet
The company has $0 in cash and $350.24M in debt, giving a net cash position of -$350.24M.
| Cash & Cash Equivalents | 0 |
| Total Debt | 350.24M |
| Net Cash | -350.24M |
| Retained Earnings | 173.34M |
| Total Assets | 2.45B |
| Working Capital | -139.39M |
Cash Flow
In the last 12 months, operating cash flow was $32.76M and capital expenditures -$2.95M, giving a free cash flow of $29.80M.
| Operating Cash Flow | 32.76M |
| Capital Expenditures | -2.95M |
| Free Cash Flow | 29.80M |
| FCF Per Share | null |
Margins
Gross margin is 100%, with operating and profit margins of 50.32% and 10.15%.
| Gross Margin | 100% |
| Operating Margin | 50.32% |
| Pretax Margin | 10.91% |
| Profit Margin | 10.15% |
| EBITDA Margin | 50.41% |
| EBIT Margin | 50.32% |
| FCF Margin | 22.26% |
Dividends & Yields
FSFG pays an annual dividend of $0.6, which amounts to a dividend yield of 2.07%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 2.07% |
| Dividend Growth (YoY) | 7.14% |
| Payout Ratio | 30.3% |
| Earnings Yield | 7.03% |
| FCF Yield | 15.3% |
Analyst Forecast
The average price target for FSFG is $31, which is 9.6% higher than the current price. The consensus rating is "Buy".
| Price Target | $31 |
| Price Target Difference | 9.6% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Aug 30, 2021. It was a forward split with a ratio of 3:1.
| Last Split Date | Aug 30, 2021 |
| Split Type | forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | 0.15 |
| Piotroski F-Score | 7 |