First Savings Financial G... (FSFG)
First Savings Financial Statistics
Share Statistics
First Savings Financial has 6.91M shares outstanding. The number of shares has increased by 0.22% in one year.
| Shares Outstanding | 6.91M |
| Shares Change (YoY) | 0.22% |
| Shares Change (QoQ) | 0.21% |
| Owned by Institutions (%) | 28.33% |
| Shares Floating | 5.15M |
| Failed to Deliver (FTD) Shares | 38 |
| FTD / Avg. Volume | 0.32% |
Short Selling Information
The latest short interest is 15.54K, so 0.22% of the outstanding shares have been sold short.
| Short Interest | 15.54K |
| Short % of Shares Out | 0.22% |
| Short % of Float | 0.3% |
| Short Ratio (days to cover) | 1.13 |
Valuation Ratios
The PE ratio is 11.97 and the forward PE ratio is 7.83. First Savings Financial's PEG ratio is 0.18.
| PE Ratio | 11.97 |
| Forward PE | 7.83 |
| PS Ratio | 1.21 |
| Forward PS | 2.1 |
| PB Ratio | 0.92 |
| P/FCF Ratio | 1.8 |
| PEG Ratio | 0.18 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for First Savings Financial Group Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.27, with a Debt / Equity ratio of 1.98.
| Current Ratio | 0.27 |
| Quick Ratio | 0.27 |
| Debt / Equity | 1.98 |
| Total Debt / Capitalization | 66.41 |
| Cash Flow / Debt | 0.26 |
| Interest Coverage | 1.05 |
Financial Efficiency
Return on equity (ROE) is 0.08% and return on capital (ROIC) is 11.89%.
| Return on Equity (ROE) | 0.08% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 11.89% |
| Revenue Per Employee | $535,644 |
| Profits Per Employee | $54,368 |
| Employee Count | 250 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 1.02M |
| Effective Tax Rate | 0.07 |
Stock Price Statistics
The stock price has increased by 53.54% in the last 52 weeks. The beta is 0.75, so First Savings Financial's price volatility has been higher than the market average.
| Beta | 0.75 |
| 52-Week Price Change | 53.54% |
| 50-Day Moving Average | 25.34 |
| 200-Day Moving Average | 23.25 |
| Relative Strength Index (RSI) | 55.89 |
| Average Volume (20 Days) | 11.88K |
Income Statement
In the last 12 months, First Savings Financial had revenue of 133.91M and earned 13.59M in profits. Earnings per share was 1.99.
| Revenue | 133.91M |
| Gross Profit | 133.91M |
| Operating Income | 67.38M |
| Net Income | 13.59M |
| EBITDA | 0 |
| EBIT | 67.38M |
| Earnings Per Share (EPS) | 1.99 |
Balance Sheet
The company has 52.14M in cash and 350.24M in debt, giving a net cash position of -298.1M.
| Cash & Cash Equivalents | 52.14M |
| Total Debt | 350.24M |
| Net Cash | -298.1M |
| Retained Earnings | 173.34M |
| Total Assets | 2.39B |
| Working Capital | 250.91M |
Cash Flow
In the last 12 months, operating cash flow was 91.2M and capital expenditures -684K, giving a free cash flow of 90.52M.
| Operating Cash Flow | 91.2M |
| Capital Expenditures | -684K |
| Free Cash Flow | 90.52M |
| FCF Per Share | 13.25 |
Margins
Gross margin is 100%, with operating and profit margins of 50.32% and 10.15%.
| Gross Margin | 100% |
| Operating Margin | 50.32% |
| Pretax Margin | 10.91% |
| Profit Margin | 10.15% |
| EBITDA Margin | n/a |
| EBIT Margin | 50.32% |
| FCF Margin | 67.6% |
Dividends & Yields
FSFG pays an annual dividend of $0.6, which amounts to a dividend yield of 2.08%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 2.08% |
| Dividend Growth (YoY) | 7.14% |
| Payout Ratio | 21.9% |
| Earnings Yield | 7.71% |
| FCF Yield | 50.72% |
Analyst Forecast
The average price target for FSFG is $30, which is 16.2% higher than the current price. The consensus rating is "Buy".
| Price Target | $30 |
| Price Target Difference | 16.2% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Aug 30, 2021. It was a forward split with a ratio of 3:1.
| Last Split Date | Aug 30, 2021 |
| Split Type | forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | 0.35 |
| Piotroski F-Score | 7 |