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Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
German American Bancorp Statistics
Share Statistics
German American Bancorp has 29.68M shares outstanding. The number of shares has increased by 0.32% in one year.
Shares Outstanding | 29.68M |
Shares Change (YoY) | n/a |
Shares Change (QoQ) | 0% |
Owned by Institutions (%) | n/a |
Shares Floating | 28.54M |
Failed to Deliver (FTD) Shares | 36 |
FTD / Avg. Volume | 0.04% |
Short Selling Information
The latest short interest is 1.75M, so 5.9% of the outstanding shares have been sold short.
Short Interest | 1.75M |
Short % of Shares Out | 5.9% |
Short % of Float | 6.14% |
Short Ratio (days to cover) | 20.68 |
Valuation Ratios
The PE ratio is 11.15 and the forward PE ratio is 14.46. German American Bancorp 's PEG ratio is 0.35.
PE Ratio | 11.15 |
Forward PE | 14.46 |
PS Ratio | 3.82 |
Forward PS | 3.2 |
PB Ratio | 1.44 |
P/FCF Ratio | 9.44 |
PEG Ratio | 0.35 |
Enterprise Valuation
German American Bancorp Inc. has an Enterprise Value (EV) of 1.08B.
EV / Earnings | 12.55 |
EV / Sales | 4.3 |
EV / EBITDA | 9.53 |
EV / EBIT | 9.86 |
EV / FCF | 10.62 |
Financial Position
The company has a current ratio of 16.31, with a Debt / Equity ratio of 0.15.
Current Ratio | 16.31 |
Quick Ratio | 16.31 |
Debt / Equity | 0.15 |
Total Debt / Capitalization | 13.13 |
Cash Flow / Debt | 1.07 |
Interest Coverage | 1.65 |
Financial Efficiency
Return on equity (ROE) is 0.13% and return on capital (ROIC) is 11.44%.
Return on Equity (ROE) | 0.13% |
Return on Assets (ROA) | 0.01% |
Return on Capital (ROIC) | 11.44% |
Revenue Per Employee | 298.45K |
Profits Per Employee | 102.25K |
Employee Count | 840 |
Asset Turnover | 0.04 |
Inventory Turnover | 0 |
Taxes
Income Tax | 17.76M |
Effective Tax Rate | 0.17 |
Stock Price Statistics
The stock price has increased by 28.08% in the last 52 weeks. The beta is 0.6, so German American Bancorp 's price volatility has been higher than the market average.
Beta | 0.6 |
52-Week Price Change | 28.08% |
50-Day Moving Average | 43.01 |
200-Day Moving Average | 37.84 |
Relative Strength Index (RSI) | 39.06 |
Average Volume (20 Days) | 96.21K |
Income Statement
In the last 12 months, German American Bancorp had revenue of 250.69M and earned 85.89M in profits. Earnings per share was 2.91.
Revenue | 250.69M |
Gross Profit | 231.12M |
Operating Income | 109.32M |
Net Income | 85.89M |
EBITDA | 113.06M |
EBIT | 109.32M |
Earnings Per Share (EPS) | 2.91 |
Balance Sheet
The company has 79.31M in cash and 127.97M in debt, giving a net cash position of -48.66M.
Cash & Cash Equivalents | 79.31M |
Total Debt | 127.97M |
Net Cash | -48.66M |
Retained Earnings | 461.62M |
Total Assets | 6.26B |
Working Capital | -1.21B |
Cash Flow
In the last 12 months, operating cash flow was 107.23M and capital expenditures -5.75M, giving a free cash flow of 101.49M.
Operating Cash Flow | 107.23M |
Capital Expenditures | -5.75M |
Free Cash Flow | 101.49M |
FCF Per Share | 3.43 |
Margins
Gross margin is 92.19%, with operating and profit margins of 43.61% and 34.26%.
Gross Margin | 92.19% |
Operating Margin | 43.61% |
Pretax Margin | 41.34% |
Profit Margin | 34.26% |
EBITDA Margin | 45.1% |
EBIT Margin | 43.61% |
FCF Margin | 40.48% |
Dividends & Yields
GABC pays an annual dividend of $1.08, which amounts to a dividend yield of 2.83%.
Dividend Per Share | $1.08 |
Dividend Yield | 2.83% |
Dividend Growth (YoY) | 8% |
Payout Ratio | 38.99% |
Earnings Yield | 7.42% |
FCF Yield | 8.72% |
Analyst Forecast
The average price target for GABC is $44.5, which is 13.4% higher than the current price. The consensus rating is "Hold".
Price Target | $44.5 |
Price Target Difference | 13.4% |
Analyst Consensus | Hold |
Analyst Count | 4 |
Stock Splits
The last stock split was on Apr 24, 2017. It was a forward split with a ratio of 3:2.
Last Split Date | Apr 24, 2017 |
Split Type | forward |
Split Ratio | 3:2 |
Scores
Altman Z-Score | 0.07 |
Piotroski F-Score | 6 |