German American Bancorp Statistics
Share Statistics
German American Bancorp has 29.68M shares outstanding. The number of shares has increased by 0.35% in one year.
| Shares Outstanding | 29.68M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.05% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 28.23M |
| Failed to Deliver (FTD) Shares | 40 |
| FTD / Avg. Volume | 0.05% |
Short Selling Information
The latest short interest is 1.55M, so 5.21% of the outstanding shares have been sold short.
| Short Interest | 1.55M |
| Short % of Shares Out | 5.21% |
| Short % of Float | 5.48% |
| Short Ratio (days to cover) | 24.04 |
Valuation Ratios
The PE ratio is 11.15 and the forward PE ratio is 14.46. German American Bancorp 's PEG ratio is 0.77.
| PE Ratio | 11.15 |
| Forward PE | 14.46 |
| PS Ratio | 3.82 |
| Forward PS | 3.9 |
| PB Ratio | 1.44 |
| P/FCF Ratio | 9.44 |
| PEG Ratio | 0.77 |
Enterprise Valuation
German American Bancorp Inc. has an Enterprise Value (EV) of 1.08B.
| EV / Earnings | 12.55 |
| EV / Sales | 4.3 |
| EV / EBITDA | 9.53 |
| EV / EBIT | 9.86 |
| EV / FCF | 10.62 |
Financial Position
The company has a current ratio of 16.31, with a Debt / Equity ratio of 0.15.
| Current Ratio | 16.31 |
| Quick Ratio | 16.31 |
| Debt / Equity | 0.15 |
| Total Debt / Capitalization | 13.13 |
| Cash Flow / Debt | 1.07 |
| Interest Coverage | 1.65 |
Financial Efficiency
Return on equity (ROE) is 0.13% and return on capital (ROIC) is 11.44%.
| Return on Equity (ROE) | 0.13% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 11.44% |
| Revenue Per Employee | 298.45K |
| Profits Per Employee | 102.25K |
| Employee Count | 840 |
| Asset Turnover | 0.04 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 17.76M |
| Effective Tax Rate | 0.17 |
Stock Price Statistics
The stock price has increased by 32.22% in the last 52 weeks. The beta is 0.6, so German American Bancorp 's price volatility has been higher than the market average.
| Beta | 0.6 |
| 52-Week Price Change | 32.22% |
| 50-Day Moving Average | 42.69 |
| 200-Day Moving Average | 37.06 |
| Relative Strength Index (RSI) | 50.05 |
| Average Volume (20 Days) | 80.67K |
Income Statement
In the last 12 months, German American Bancorp had revenue of $250.69M and earned $85.89M in profits. Earnings per share was $2.91.
| Revenue | 250.69M |
| Gross Profit | 231.12M |
| Operating Income | 109.32M |
| Net Income | 85.89M |
| EBITDA | 113.06M |
| EBIT | 109.32M |
| Earnings Per Share (EPS) | 2.91 |
Balance Sheet
The company has $78.81M in cash and $127.97M in debt, giving a net cash position of -$49.16M.
| Cash & Cash Equivalents | 78.81M |
| Total Debt | 127.97M |
| Net Cash | -49.16M |
| Retained Earnings | 461.62M |
| Total Assets | 6.26B |
| Working Capital | -1.21B |
Cash Flow
In the last 12 months, operating cash flow was $107.23M and capital expenditures -$5.75M, giving a free cash flow of $101.49M.
| Operating Cash Flow | 107.23M |
| Capital Expenditures | -5.75M |
| Free Cash Flow | 101.49M |
| FCF Per Share | 3.43 |
Margins
Gross margin is 92.19%, with operating and profit margins of 43.61% and 34.26%.
| Gross Margin | 92.19% |
| Operating Margin | 43.61% |
| Pretax Margin | 41.34% |
| Profit Margin | 34.26% |
| EBITDA Margin | 45.1% |
| EBIT Margin | 43.61% |
| FCF Margin | 40.48% |
Dividends & Yields
GABC pays an annual dividend of $1.08, which amounts to a dividend yield of 2.43%.
| Dividend Per Share | $1.08 |
| Dividend Yield | 2.43% |
| Dividend Growth (YoY) | 8% |
| Payout Ratio | 38.99% |
| Earnings Yield | 6.57% |
| FCF Yield | 7.72% |
Analyst Forecast
The average price target for GABC is $44.5, which is 0.5% higher than the current price. The consensus rating is "Hold".
| Price Target | $44.5 |
| Price Target Difference | 0.5% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Apr 24, 2017. It was a forward split with a ratio of 3:2.
| Last Split Date | Apr 24, 2017 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 0.08 |
| Piotroski F-Score | 6 |