German American Bancorp I... (GABC)
German American Bancorp Statistics
Share Statistics
German American Bancorp has 37.43M shares outstanding. The number of shares has increased by 26.16% in one year.
| Shares Outstanding | 37.43M |
| Shares Change (YoY) | 26.16% |
| Shares Change (QoQ) | 26.11% |
| Owned by Institutions (%) | 54.86% |
| Shares Floating | 35.82M |
| Failed to Deliver (FTD) Shares | 11.07K |
| FTD / Avg. Volume | 8.74% |
Short Selling Information
The latest short interest is 1.65M, so 5.55% of the outstanding shares have been sold short.
| Short Interest | 1.65M |
| Short % of Shares Out | 5.55% |
| Short % of Float | 5.77% |
| Short Ratio (days to cover) | 14.45 |
Valuation Ratios
The PE ratio is 14.23 and the forward PE ratio is 11.29. German American Bancorp's PEG ratio is -5.18.
| PE Ratio | 14.23 |
| Forward PE | 11.29 |
| PS Ratio | 5.55 |
| Forward PS | 3.5 |
| PB Ratio | 1.67 |
| P/FCF Ratio | 13.15 |
| PEG Ratio | -5.18 |
Enterprise Valuation
German American Bancorp has an Enterprise Value (EV) of 1.28B.
| EV / Sales | 5.94 |
| EV / EBITDA | 0 |
| EV / EBIT | 13.33 |
| EV / FCF | 14.07 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.21.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.21 |
| Debt / EBITDA | - |
| Debt / FCF | 1.69 |
| Interest Coverage | 0.05 |
Financial Efficiency
Return on Equity is 11.72% and Return on Invested Capital is 0.23%.
| Return on Equity | 11.72% |
| Return on Assets | 1.33% |
| Return on Invested Capital | 0.23% |
| Revenue Per Employee | $210.71K |
| Profits Per Employee | $82.17K |
| Employee Count | 1,020 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 20.29M |
| Effective Tax Rate | 19.49% |
Stock Price Statistics
The stock price has increased by 6.79% in the last 52 weeks. The beta is 0.6, so German American Bancorp's price volatility has been higher than the market average.
| Beta | 0.6 |
| 52-Week Price Change | 6.79% |
| 50-Day Moving Average | 39.33 |
| 200-Day Moving Average | 39.72 |
| Relative Strength Index (RSI) | 25.48 |
| Average Volume (20 Days) | 126.62K |
Income Statement
In the last 12 months, German American Bancorp had revenue of 214.93M and earned 83.81M in profits. Earnings per share was 2.83.
| Revenue | 214.93M |
| Gross Profit | 291.04M |
| Operating Income | 5.42M |
| Net Income | 83.81M |
| EBITDA | 0 |
| EBIT | -9.28M |
| Earnings Per Share (EPS) | 2.83 |
Balance Sheet
The company has 69.25M in cash and 153.27M in debt, giving a net cash position of -84.02M.
| Cash & Cash Equivalents | 69.25M |
| Total Debt | 153.27M |
| Net Cash | -84.02M |
| Retained Earnings | 513.59M |
| Total Assets | 6.3B |
| Working Capital | 189.29M |
Cash Flow
In the last 12 months, operating cash flow was 95.76M and capital expenditures -5.05M, giving a free cash flow of 90.72M.
| Operating Cash Flow | 95.76M |
| Capital Expenditures | -5.05M |
| Free Cash Flow | 90.72M |
| FCF Per Share | 3.06 |
Margins
Gross margin is 135.41%, with operating and profit margins of 2.52% and 38.99%.
| Gross Margin | 135.41% |
| Operating Margin | 2.52% |
| Pretax Margin | 48.43% |
| Profit Margin | 38.99% |
| EBITDA Margin | n/a |
| EBIT Margin | 2.52% |
| FCF Margin | 42.21% |
Dividends & Yields
GABC pays an annual dividend of $1.1, which amounts to a dividend yield of 2.75%.
| Dividend Per Share | $1.10 |
| Dividend Yield | 2.75% |
| Dividend Growth (YoY) | 7.41% |
| Payout Ratio | 38.87% |
| Earnings Yield | 7.03% |
| FCF Yield | 7.61% |
Analyst Forecast
The average price target for GABC is $46, which is 29.5% higher than the current price. The consensus rating is "Hold".
| Price Target | $46 |
| Price Target Difference | 29.5% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Apr 24, 2017. It was a forward split with a ratio of 3:2.
| Last Split Date | Apr 24, 2017 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 0.36 |
| Piotroski F-Score | 6 |