Generations Bancorp NY In... (GBNY)
Generations Bancorp NY Statistics
Share Statistics
Generations Bancorp NY has 2.28M shares outstanding. The number of shares has increased by 1.92% in one year.
| Shares Outstanding | 2.28M |
| Shares Change (YoY) | 1.92% |
| Shares Change (QoQ) | 1.65% |
| Owned by Institutions (%) | 9.8% |
| Shares Floating | 1.75M |
| Failed to Deliver (FTD) Shares | 29.38K |
| FTD / Avg. Volume | 1.33K% |
Short Selling Information
The latest short interest is 13.93K, so 0.61% of the outstanding shares have been sold short.
| Short Interest | 13.93K |
| Short % of Shares Out | 0.61% |
| Short % of Float | 0.82% |
| Short Ratio (days to cover) | 0.53 |
Valuation Ratios
The PE ratio is -14.18 and the forward PE ratio is null. Generations Bancorp NY's PEG ratio is 0.06.
| PE Ratio | -14.18 |
| Forward PE | n/a |
| PS Ratio | 2.06 |
| Forward PS | null |
| PB Ratio | 0.59 |
| P/FCF Ratio | 13.3 |
| PEG Ratio | 0.06 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Generations Bancorp NY Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.63.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.63 |
| Total Debt / Capitalization | 38.48 |
| Cash Flow / Debt | 0.09 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is -0.04% and return on capital (ROIC) is 0%.
| Return on Equity (ROE) | -0.04% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 0% |
| Revenue Per Employee | $151,943.66 |
| Profits Per Employee | $-22,070.42 |
| Employee Count | 71 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -425K |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by 58.84% in the last 52 weeks. The beta is 0.47, so Generations Bancorp NY's price volatility has been higher than the market average.
| Beta | 0.47 |
| 52-Week Price Change | 58.84% |
| 50-Day Moving Average | 15.3 |
| 200-Day Moving Average | 13.52 |
| Relative Strength Index (RSI) | 68.86 |
| Average Volume (20 Days) | 2.21K |
Income Statement
In the last 12 months, Generations Bancorp NY had revenue of 10.79M and earned -1.57M in profits. Earnings per share was -0.72.
| Revenue | 10.79M |
| Gross Profit | 9.45M |
| Operating Income | 0 |
| Net Income | -1.57M |
| EBITDA | 0 |
| EBIT | n/a |
| Earnings Per Share (EPS) | -0.72 |
Balance Sheet
The company has 14.53M in cash and 23.58M in debt, giving a net cash position of -9.05M.
| Cash & Cash Equivalents | 14.53M |
| Total Debt | 23.58M |
| Net Cash | -9.05M |
| Retained Earnings | 21M |
| Total Assets | 401.75M |
| Working Capital | -17.11M |
Cash Flow
In the last 12 months, operating cash flow was 2.04M and capital expenditures -367K, giving a free cash flow of 1.67M.
| Operating Cash Flow | 2.04M |
| Capital Expenditures | -367K |
| Free Cash Flow | 1.67M |
| FCF Per Share | 0.76 |
Margins
Gross margin is 87.61%, with operating and profit margins of 0% and -14.53%.
| Gross Margin | 87.61% |
| Operating Margin | n/a |
| Pretax Margin | -18.46% |
| Profit Margin | -14.53% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 15.48% |
Dividends & Yields
GBNY does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | -4.53% |
| FCF Yield | 4.61% |
Analyst Forecast
Currently there are no analyst rating for GBNY.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 0.11 |
| Piotroski F-Score | 3 |