Hanmi Financial Corporati... (HAFC)
Hanmi Financial Statistics
Share Statistics
Hanmi Financial has 30.2M shares outstanding. The number of shares has increased by -0.63% in one year.
| Shares Outstanding | 30.2M |
| Shares Change (YoY) | -0.63% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 90.6% |
| Shares Floating | 29.67M |
| Failed to Deliver (FTD) Shares | 4 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 451.77K, so 1.5% of the outstanding shares have been sold short.
| Short Interest | 451.77K |
| Short % of Shares Out | 1.5% |
| Short % of Float | 1.52% |
| Short Ratio (days to cover) | 2.06 |
Valuation Ratios
The PE ratio is 11.4 and the forward PE ratio is 9.02. Hanmi Financial's PEG ratio is -0.54.
| PE Ratio | 11.4 |
| Forward PE | 9.02 |
| PS Ratio | 3.04 |
| Forward PS | 2.4 |
| PB Ratio | 0.97 |
| P/FCF Ratio | 13.82 |
| PEG Ratio | -0.54 |
Enterprise Valuation
Hanmi Financial has an Enterprise Value (EV) of 797.41M.
| EV / Sales | 3.42 |
| EV / EBITDA | 0 |
| EV / EBIT | 14.78 |
| EV / FCF | 15.54 |
Financial Position
The company has a current ratio of 2.64, with a Debt / Equity ratio of 0.54.
| Current Ratio | 2.64 |
| Quick Ratio | 2.64 |
| Debt / Equity | 0.54 |
| Debt / EBITDA | - |
| Debt / FCF | 7.66 |
| Interest Coverage | -1.44 |
Financial Efficiency
Return on Equity is 8.5% and Return on Invested Capital is -2.62%.
| Return on Equity | 8.5% |
| Return on Assets | 0.81% |
| Return on Invested Capital | -2.62% |
| Revenue Per Employee | $391.12K |
| Profits Per Employee | $104.19K |
| Employee Count | 597 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 26.4M |
| Effective Tax Rate | 29.8% |
Stock Price Statistics
The stock price has increased by 47% in the last 52 weeks. The beta is 0.86, so Hanmi Financial's price volatility has been higher than the market average.
| Beta | 0.86 |
| 52-Week Price Change | 47% |
| 50-Day Moving Average | 23.28 |
| 200-Day Moving Average | 21.42 |
| Relative Strength Index (RSI) | 46.98 |
| Average Volume (20 Days) | 194.41K |
Income Statement
In the last 12 months, Hanmi Financial had revenue of 233.5M and earned 62.2M in profits. Earnings per share was 2.07.
| Revenue | 233.5M |
| Gross Profit | 229.94M |
| Operating Income | -281.76M |
| Net Income | 62.2M |
| EBITDA | 0 |
| EBIT | -6.46M |
| Earnings Per Share (EPS) | 2.07 |
Balance Sheet
The company has 304.8M in cash and 393.14M in debt, giving a net cash position of -88.34M.
| Cash & Cash Equivalents | 304.8M |
| Total Debt | 393.14M |
| Net Cash | -88.34M |
| Retained Earnings | 350.87M |
| Total Assets | 7.68B |
| Working Capital | 7.3B |
Cash Flow
In the last 12 months, operating cash flow was 53.95M and capital expenditures 0, giving a free cash flow of 51.33M.
| Operating Cash Flow | 53.95M |
| Capital Expenditures | 0 |
| Free Cash Flow | 51.33M |
| FCF Per Share | 1.71 |
Margins
Gross margin is 98.48%, with operating and profit margins of -120.67% and 26.64%.
| Gross Margin | 98.48% |
| Operating Margin | -120.67% |
| Pretax Margin | 37.95% |
| Profit Margin | 26.64% |
| EBITDA Margin | n/a |
| EBIT Margin | -120.67% |
| FCF Margin | 21.98% |
Dividends & Yields
HAFC pays an annual dividend of $1.02, which amounts to a dividend yield of 4.2%.
| Dividend Per Share | $1.02 |
| Dividend Yield | 4.2% |
| Dividend Growth (YoY) | 8% |
| Payout Ratio | 49.76% |
| Earnings Yield | 8.77% |
| FCF Yield | 7.24% |
Analyst Forecast
The average price target for HAFC is $26.5, which is 17.7% higher than the current price. The consensus rating is "Hold".
| Price Target | $26.5 |
| Price Target Difference | 17.7% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
Stock Splits
The last stock split was on Dec 19, 2011. It was a backward split with a ratio of 1:8.
| Last Split Date | Dec 19, 2011 |
| Split Type | backward |
| Split Ratio | 1:8 |
Scores
| Altman Z-Score | 1.31 |
| Piotroski F-Score | 7 |