Shares Outstanding Shares Outstanding n/a Close	30.21M
Shares Change (YoY) Shares Change (YoY) n/a Close	-0.63%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	91.12%
Shares Floating Shares Floating n/a Close	29.62M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	1,529
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.82%

Short Selling Information

The latest short interest is 662.41K, so 2.19% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	662.41K
Short % of Shares Out Short % of Shares Out n/a Close	2.19%
Short % of Float Short % of Float n/a Close	2.62%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	5.96

Valuation Ratios

The PE ratio is 11.52 and the forward PE ratio is 8.49. Hanmi Financial's PEG ratio is -0.54.

PE Ratio PE Ratio n/a Close	11.52
Forward PE Forward PE n/a Close	8.49
PS Ratio PS Ratio n/a Close	3.07
Forward PS Forward PS n/a Close	2.4
PB Ratio PB Ratio n/a Close	0.98
P/FCF Ratio P/FCF Ratio n/a Close	13.96
PEG Ratio PEG Ratio n/a Close	-0.54

Financial Ratio History

Enterprise Valuation

Hanmi Financial has an Enterprise Value (EV) of 805.01M.

EV / Sales EV / Sales n/a Close	3.45
EV / EBITDA EV / EBITDA n/a Close	0
EV / EBIT EV / EBIT n/a Close	14.92
EV / FCF EV / FCF n/a Close	15.68

Financial Position

The company has a current ratio of 2.64, with a Debt / Equity ratio of 0.54.

Current Ratio Current Ratio n/a Close	2.64
Quick Ratio Quick Ratio n/a Close	2.64
Debt / Equity Debt / Equity n/a Close	0.54
Debt / EBITDA Debt / EBITDA n/a Close	n/a
Debt / FCF Debt / FCF n/a Close	7.66
Interest Coverage Interest Coverage n/a Close	0.45

Financial Efficiency

Return on Equity is 8.5% and Return on Invested Capital is 27.79%.

Return on Equity Return on Equity n/a Close	8.5%
Return on Assets Return on Assets n/a Close	0.81%
Return on Invested Capital Return on Invested Capital n/a Close	27.79%
Revenue Per Employee Revenue Per Employee n/a Close	$391,120.6
Profits Per Employee Profits Per Employee n/a Close	$104,189.28
Employee Count Employee Count n/a Close	597
Asset Turnover Asset Turnover n/a Close	0.03
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	26.4M
Effective Tax Rate Effective Tax Rate n/a Close	29.8%

Stock Price Statistics

The stock price has increased by 51.62% in the last 52 weeks. The beta is 0.7, so Hanmi Financial's price volatility has been higher than the market average.

Beta Beta n/a Close	0.7
52-Week Price Change 52-Week Price Change n/a Close	51.62%
50-Day Moving Average 50-Day Moving Average n/a Close	22.7
200-Day Moving Average 200-Day Moving Average n/a Close	22.63
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	47.6
Average Volume (20 Days) Average Volume (20 Days) n/a Close	185,511

Income Statement

In the last 12 months, Hanmi Financial had revenue of 233.5M and earned 62.2M in profits. Earnings per share was 2.07.

Revenue Revenue n/a Close	233.5M
Gross Profit Gross Profit n/a Close	233.5M
Operating Income Operating Income n/a Close	87.75M
Net Income Net Income n/a Close	62.2M
EBITDA EBITDA n/a Close	n/a
EBIT EBIT n/a Close	-6.46M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	2.07

Full Income Statement

Balance Sheet

The company has 304.8M in cash and 393.14M in debt, giving a net cash position of -88.34M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	304.8M
Total Debt Total Debt n/a Close	393.14M
Net Cash Net Cash n/a Close	-88.34M
Retained Earnings Retained Earnings n/a Close	350.87M
Total Assets Total Assets n/a Close	7.73B
Working Capital Working Capital n/a Close	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 53.95M and capital expenditures 0, giving a free cash flow of 51.33M.

Operating Cash Flow Operating Cash Flow n/a Close	53.95M
Capital Expenditures Capital Expenditures n/a Close	n/a
Free Cash Flow Free Cash Flow n/a Close	51.33M
FCF Per Share FCF Per Share n/a Close	1.69

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 37.58% and 26.64%.

Gross Margin Gross Margin n/a Close	100%
Operating Margin Operating Margin n/a Close	37.58%
Pretax Margin Pretax Margin n/a Close	37.95%
Profit Margin Profit Margin n/a Close	26.64%
EBITDA Margin EBITDA Margin n/a Close	n/a
EBIT Margin EBIT Margin n/a Close	37.58%
FCF Margin FCF Margin n/a Close	21.98%

Dividends & Yields

HAFC pays an annual dividend of $1.29, which amounts to a dividend yield of 4.47%.

Dividend Per Share Dividend Per Share n/a Close	$1.29
Dividend Yield Dividend Yield n/a Close	4.47%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	8%
Payout Ratio Payout Ratio n/a Close	60.56%
Earnings Yield Earnings Yield n/a Close	8.68%
FCF Yield FCF Yield n/a Close	7.16%

Dividend Details

Analyst Forecast

The average price target for HAFC is $26.5, which is 15.2% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$26.5
Price Target Difference Price Target Difference n/a Close	15.2%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	6

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$17.49
Lynch Upside Lynch Upside n/a Close	-23.96%
Graham Number Graham Number n/a Close	33.36
Graham Upside Graham Upside n/a Close	45.04%

Stock Splits

The last stock split was on Dec 19, 2011. It was a backward split with a ratio of 1:8.

Last Split Date Last Split Date n/a Close	Dec 19, 2011
Split Type Split Type n/a Close	backward
Split Ratio Split Ratio n/a Close	1:8

Scores

Altman Z-Score Altman Z-Score n/a Close	0.19
Piotroski F-Score Piotroski F-Score n/a Close	4