Home Bancorp Inc.

43.56
0.43 (1.00%)
At close: Apr 17, 2025, 3:59 PM
43.56
0.01%
Pre-market: Apr 21, 2025, 08:11 AM EDT

Home Bancorp Statistics

Share Statistics

Home Bancorp has 8.02M shares outstanding. The number of shares has increased by -0.38% in one year.

Shares Outstanding 8.02M
Shares Change (YoY) -0.38%
Shares Change (QoQ) 0.27%
Owned by Institutions (%) 46.57%
Shares Floating 6.9M
Failed to Deliver (FTD) Shares 910
FTD / Avg. Volume 3.57%

Short Selling Information

The latest short interest is 33.28K, so 0.41% of the outstanding shares have been sold short.

Short Interest 33.28K
Short % of Shares Out 0.41%
Short % of Float 0.44%
Short Ratio (days to cover) 1

Valuation Ratios

The PE ratio is 10.15 and the forward PE ratio is 8.64. Home Bancorp's PEG ratio is -1.1.

PE Ratio 10.15
Forward PE 8.64
PS Ratio 2
Forward PS 2.3
PB Ratio 0.93
P/FCF Ratio 8.27
PEG Ratio -1.1
Financial Ratio History

Enterprise Valuation

Home Bancorp has an Enterprise Value (EV) of 408.23M.

EV / Sales 2.21
EV / EBITDA 0
EV / EBIT 8.38
EV / FCF 9.14

Financial Position

The company has a current ratio of 3.65, with a Debt / Equity ratio of 0.35.

Current Ratio 3.65
Quick Ratio 3.65
Debt / Equity 0.35
Debt / EBITDA -
Debt / FCF 3.07
Interest Coverage 2.83

Financial Efficiency

Return on Equity is 9.2% and Return on Invested Capital is 23.44%.

Return on Equity 9.2%
Return on Assets 1.06%
Return on Invested Capital 23.44%
Revenue Per Employee $392.29K
Profits Per Employee $77.34K
Employee Count 471
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

Income Tax 8.76M
Effective Tax Rate 19.38%

Stock Price Statistics

The stock price has increased by 20.7% in the last 52 weeks. The beta is 0.55, so Home Bancorp's price volatility has been higher than the market average.

Beta 0.55
52-Week Price Change 20.7%
50-Day Moving Average 45.86
200-Day Moving Average 45.24
Relative Strength Index (RSI) 47.35
Average Volume (20 Days) 25.49K

Income Statement

In the last 12 months, Home Bancorp had revenue of 184.77M and earned 36.43M in profits. Earnings per share was 4.55.

Revenue 184.77M
Gross Profit 184.77M
Operating Income 182.77M
Net Income 36.43M
EBITDA 0
EBIT -3.5M
Earnings Per Share (EPS) 4.55
Full Income Statement

Balance Sheet

The company has 98.55M in cash and 137.22M in debt, giving a net cash position of -38.67M.

Cash & Cash Equivalents 98.55M
Total Debt 137.22M
Net Cash -38.67M
Retained Earnings 259.19M
Total Assets 3.44B
Working Capital 114.46M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 48.73M and capital expenditures -4.06M, giving a free cash flow of 44.67M.

Operating Cash Flow 48.73M
Capital Expenditures -4.06M
Free Cash Flow 44.67M
FCF Per Share 5.59
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 98.92% and 19.72%.

Gross Margin 100%
Operating Margin 98.92%
Pretax Margin 24.45%
Profit Margin 19.72%
EBITDA Margin n/a
EBIT Margin 98.92%
FCF Margin 24.18%

Dividends & Yields

HBCP pays an annual dividend of $1.03, which amounts to a dividend yield of 2.03%.

Dividend Per Share $1.03
Dividend Yield 2.03%
Dividend Growth (YoY) 8%
Payout Ratio 22.64%
Earnings Yield 9.86%
FCF Yield 12.09%
Dividend Details

Analyst Forecast

The average price target for HBCP is $55, which is 26.3% higher than the current price. The consensus rating is "Buy".

Price Target $55
Price Target Difference 26.3%
Analyst Consensus Buy
Analyst Count 2
Stock Forecasts

Scores

Altman Z-Score 0.28
Piotroski F-Score 7