Price Alert

Hanover Bancorp Inc. (HNVR)

NASDAQ: HNVR · Real-Time Price · USD

23.05

0.06 (0.26%)

At close: Sep 26, 2025, 3:59 PM

23.05

0.00%

After-hours: Sep 26, 2025, 04:04 PM EDT

Hanover Bancorp Statistics

Share Statistics

Hanover Bancorp has 7.22M shares outstanding. The number of shares has increased by 1.45% in one year.

Shares Outstanding	7.22M
Shares Change (YoY)	1.45%
Shares Change (QoQ)	0.39%
Owned by Institutions (%)	20.49%
Shares Floating	4.41M
Failed to Deliver (FTD) Shares	465
FTD / Avg. Volume	2.08%

Short Selling Information

The latest short interest is 83.97K, so 1.16% of the outstanding shares have been sold short.

Short Interest	83.97K
Short % of Shares Out	1.16%
Short % of Float	1.5%
Short Ratio (days to cover)	6.28

Valuation Ratios

The PE ratio is 13.83 and the forward PE ratio is 8.48. Hanover Bancorp's PEG ratio is -0.72.

PE Ratio	13.83
Forward PE	8.48
PS Ratio	1.15
Forward PS	1.9
PB Ratio	0.87
P/FCF Ratio	37.06
PEG Ratio	-0.72

Financial Ratio History

Enterprise Valuation

Hanover Bancorp has an Enterprise Value (EV) of 149.39M.

EV / Sales	1.01
EV / EBITDA	714.8
EV / EBIT	25.33
EV / FCF	32.43

Financial Position

The company has a current ratio of 0.11, with a Debt / Equity ratio of 0.72.

Current Ratio	0.11
Quick Ratio	0.11
Debt / Equity	0.72
Debt / EBITDA	677.12
Debt / FCF	30.72
Interest Coverage	0

Financial Efficiency

Return on Equity is 6.28% and Return on Invested Capital is 0.04%.

Return on Equity	6.28%
Return on Assets	0.53%
Return on Invested Capital	0.04%
Revenue Per Employee	$842.96K
Profits Per Employee	$70.15K
Employee Count	176
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	4.03M
Effective Tax Rate	24.62%

Stock Price Statistics

The stock price has increased by 26.37% in the last 52 weeks. The beta is 0.07, so Hanover Bancorp's price volatility has been higher than the market average.

Beta	0.07
52-Week Price Change	26.37%
50-Day Moving Average	22.13
200-Day Moving Average	22.81
Relative Strength Index (RSI)	58.73
Average Volume (20 Days)	22,390

Income Statement

In the last 12 months, Hanover Bancorp had revenue of 148.36M and earned 12.35M in profits. Earnings per share was 1.67.

Revenue	148.36M
Gross Profit	63.49M
Operating Income	209K
Net Income	12.35M
EBITDA	209K
EBIT	96.31M
Earnings Per Share (EPS)	1.67

Full Income Statement

Balance Sheet

The company has 162.86M in cash and 141.52M in debt, giving a net cash position of 21.34M.

Cash & Cash Equivalents	162.86M
Total Debt	141.52M
Net Cash	21.34M
Retained Earnings	67.92M
Total Assets	2.31B
Working Capital	2B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 5.9M and capital expenditures -1.29M, giving a free cash flow of 4.61M.

Operating Cash Flow	5.9M
Capital Expenditures	-1.29M
Free Cash Flow	4.61M
FCF Per Share	0.62

Full Cash Flow Statement

Margins

Gross margin is 42.79%, with operating and profit margins of 0.14% and 8.32%.

Gross Margin	42.79%
Operating Margin	0.14%
Pretax Margin	11.04%
Profit Margin	8.32%
EBITDA Margin	0.14%
EBIT Margin	0.14%
FCF Margin	3.11%

Dividends & Yields

HNVR pays an annual dividend of $0.5, which amounts to a dividend yield of 1.88%.

Dividend Per Share	$0.50
Dividend Yield	1.88%
Dividend Growth (YoY)	0%
Payout Ratio	32.68%
Earnings Yield	7.23%
FCF Yield	2.7%

Dividend Details

Analyst Forecast

The average price target for HNVR is $23.75, which is 3% higher than the current price. The consensus rating is "Hold".

Price Target	$23.75
Price Target Difference	3%
Analyst Consensus	Hold
Analyst Count	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$11.71
Lynch Upside	-49.2%
Graham Number	31.57
Graham Upside	36.96%

Scores

Altman Z-Score	1.15
Piotroski F-Score	4