Hanover Bancorp Statistics
Share Statistics
Hanover Bancorp has 7.15M shares outstanding. The number of shares has increased by -2.84% in one year.
| Shares Outstanding | 7.15M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -1.71% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 4.02M |
| Failed to Deliver (FTD) Shares | 11 |
| FTD / Avg. Volume | 0.07% |
Short Selling Information
The latest short interest is 7.90K, so 0.11% of the outstanding shares have been sold short.
| Short Interest | 7.90K |
| Short % of Shares Out | 0.11% |
| Short % of Float | 0.2% |
| Short Ratio (days to cover) | 0.89 |
Valuation Ratios
The PE ratio is 8.4 and the forward PE ratio is 8.67. Hanover Bancorp 's PEG ratio is 0.41.
| PE Ratio | 8.4 |
| Forward PE | 8.67 |
| PS Ratio | 2.13 |
| Forward PS | 2.2 |
| PB Ratio | 0.69 |
| P/FCF Ratio | 9.8 |
| PEG Ratio | 0.41 |
Enterprise Valuation
Hanover Bancorp Inc. has an Enterprise Value (EV) of -.
| EV / Earnings | null |
| EV / Sales | null |
| EV / EBITDA | null |
| EV / EBIT | null |
| EV / FCF | null |
Financial Position
The company has a current ratio of 0.35, with a Debt / Equity ratio of 0.73.
| Current Ratio | 0.35 |
| Quick Ratio | 0.35 |
| Debt / Equity | 0.73 |
| Total Debt / Capitalization | 42.36 |
| Cash Flow / Debt | 0.12 |
| Interest Coverage | 0.38 |
Financial Efficiency
Return on equity (ROE) is 0.08% and return on capital (ROIC) is 3.6%.
| Return on Equity (ROE) | 0.08% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 3.6% |
| Revenue Per Employee | 340.39K |
| Profits Per Employee | 86.16K |
| Employee Count | 176 |
| Asset Turnover | 0.03 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 5.02M |
| Effective Tax Rate | 0.25 |
Stock Price Statistics
The stock price has increased by 41.18% in the last 52 weeks. The beta is -0.26, so Hanover Bancorp 's price volatility has been lower than the market average.
| Beta | -0.26 |
| 52-Week Price Change | 41.18% |
| 50-Day Moving Average | 21.33 |
| 200-Day Moving Average | 17.79 |
| Relative Strength Index (RSI) | 75.83 |
| Average Volume (20 Days) | 15.59K |
Income Statement
In the last 12 months, Hanover Bancorp had revenue of $59.91M and earned $15.16M in profits. Earnings per share was $2.07.
| Revenue | 59.91M |
| Gross Profit | 56.98M |
| Operating Income | 19.21M |
| Net Income | 15.16M |
| EBITDA | 0 |
| EBIT | 19.21M |
| Earnings Per Share (EPS) | 2.07 |
Balance Sheet
The company has $192.11M in cash and $215.37M in debt, giving a net cash position of -$23.26M.
| Cash & Cash Equivalents | 192.11M |
| Total Debt | 215.37M |
| Net Cash | -23.26M |
| Retained Earnings | 58.69M |
| Total Assets | 2.33B |
| Working Capital | -1.15B |
Cash Flow
In the last 12 months, operating cash flow was $16.40M and capital expenditures -$3.41M, giving a free cash flow of $12.99M.
| Operating Cash Flow | 16.40M |
| Capital Expenditures | -3.41M |
| Free Cash Flow | 12.99M |
| FCF Per Share | 1.85 |
Margins
Gross margin is 95.12%, with operating and profit margins of 32.07% and 25.31%.
| Gross Margin | 95.12% |
| Operating Margin | 32.07% |
| Pretax Margin | 33.7% |
| Profit Margin | 25.31% |
| EBITDA Margin | 0% |
| EBIT Margin | 32.07% |
| FCF Margin | 21.69% |
Dividends & Yields
HNVR pays an annual dividend of $0.4, which amounts to a dividend yield of 1.58%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.58% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 21.74% |
| Earnings Yield | 8.21% |
| FCF Yield | 7.21% |
Analyst Forecast
The average price target for HNVR is $22, which is -12.7% lower than the current price. The consensus rating is "Buy".
| Price Target | $22 |
| Price Target Difference | -12.7% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Scores
| Altman Z-Score | -0.43 |
| Piotroski F-Score | 5 |