HealthEquity Inc. (HQY)
HealthEquity Statistics
Share Statistics
HealthEquity has 86.66M shares outstanding. The number of shares has increased by 0.59% in one year.
| Shares Outstanding | 86.66M |
| Shares Change (YoY) | 0.59% |
| Shares Change (QoQ) | -0.76% |
| Owned by Institutions (%) | 99.99% |
| Shares Floating | 84.52M |
| Failed to Deliver (FTD) Shares | 127 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 4.27M, so 4.93% of the outstanding shares have been sold short.
| Short Interest | 4.27M |
| Short % of Shares Out | 4.93% |
| Short % of Float | 5.05% |
| Short Ratio (days to cover) | 6.7 |
Valuation Ratios
The PE ratio is 116.08 and the forward PE ratio is 28.61. HealthEquity 's PEG ratio is -0.37.
| PE Ratio | 116.08 |
| Forward PE | 28.61 |
| PS Ratio | 6.47 |
| Forward PS | 5.6 |
| PB Ratio | 3.18 |
| P/FCF Ratio | 32.87 |
| PEG Ratio | -0.37 |
Enterprise Valuation
HealthEquity Inc. has an Enterprise Value (EV) of 7.00B.
| EV / Earnings | 125.58 |
| EV / Sales | 7 |
| EV / EBITDA | 24.77 |
| EV / EBIT | 54.6 |
| EV / FCF | 35.56 |
Financial Position
The company has a current ratio of 4.76, with a Debt / Equity ratio of 0.46.
| Current Ratio | 4.76 |
| Quick Ratio | 4.76 |
| Debt / Equity | 0.46 |
| Total Debt / Capitalization | 31.44 |
| Cash Flow / Debt | 0.26 |
| Interest Coverage | 2.31 |
Financial Efficiency
Return on equity (ROE) is 0.03% and return on capital (ROIC) is 3.21%.
| Return on Equity (ROE) | 0.03% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 3.21% |
| Revenue Per Employee | 319.77K |
| Profits Per Employee | 17.82K |
| Employee Count | 3.13K |
| Asset Turnover | 0.32 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 19.33M |
| Effective Tax Rate | 0.26 |
Stock Price Statistics
The stock price has increased by 39.57% in the last 52 weeks. The beta is 0.55, so HealthEquity 's price volatility has been higher than the market average.
| Beta | 0.55 |
| 52-Week Price Change | 39.57% |
| 50-Day Moving Average | 102.83 |
| 200-Day Moving Average | 87.82 |
| Relative Strength Index (RSI) | 68.65 |
| Average Volume (20 Days) | 765.85K |
Income Statement
In the last 12 months, HealthEquity had revenue of 999.59M and earned 55.71M in profits. Earnings per share was 0.65.
| Revenue | 999.59M |
| Gross Profit | 622.64M |
| Operating Income | 128.13M |
| Net Income | 55.71M |
| EBITDA | 282.42M |
| EBIT | 128.13M |
| Earnings Per Share (EPS) | 0.65 |
Balance Sheet
The company has 403.98M in cash and 933.14M in debt, giving a net cash position of -529.16M.
| Cash & Cash Equivalents | 403.98M |
| Total Debt | 933.14M |
| Net Cash | -529.16M |
| Retained Earnings | 205.63M |
| Total Assets | 3.49B |
| Working Capital | 340.71M |
Cash Flow
In the last 12 months, operating cash flow was 242.83M and capital expenditures -46.07M, giving a free cash flow of 196.75M.
| Operating Cash Flow | 242.83M |
| Capital Expenditures | -46.07M |
| Free Cash Flow | 196.75M |
| FCF Per Share | 2.3 |
Margins
Gross margin is 62.29%, with operating and profit margins of 12.82% and 5.57%.
| Gross Margin | 62.29% |
| Operating Margin | 12.82% |
| Pretax Margin | 7.51% |
| Profit Margin | 5.57% |
| EBITDA Margin | 28.25% |
| EBIT Margin | 12.82% |
| FCF Margin | 19.68% |
Dividends & Yields
HQY does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 0.58% |
| FCF Yield | 2.03% |
Analyst Forecast
The average price target for HQY is $108, which is -3.4% lower than the current price. The consensus rating is "Buy".
| Price Target | $108 |
| Price Target Difference | -3.4% |
| Analyst Consensus | Buy |
| Analyst Count | 13 |
Scores
| Altman Z-Score | 4.95 |
| Piotroski F-Score | 7 |