Price Alert

HomeTrust Bancshares Inc. (HTB)

NYSE: HTB · Real-Time Price · USD

39.86

-0.11 (-0.28%)

At close: Aug 14, 2025, 3:59 PM

39.86

0.00%

After-hours: Aug 14, 2025, 05:54 PM EDT

HomeTrust Bancshares Statistics

Share Statistics

HomeTrust Bancshares has 17.55M shares outstanding. The number of shares has increased by null% in one year.

Shares Outstanding	17.55M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Institutions (%)	n/a
Shares Floating	n/a
Failed to Deliver (FTD) Shares	7
FTD / Avg. Volume	0.01%

Short Selling Information

The latest short interest is 120.05K, so 0.69% of the outstanding shares have been sold short.

Short Interest	120.05K
Short % of Shares Out	0.69%
Short % of Float	0.76%
Short Ratio (days to cover)	2.49

Valuation Ratios

The PE ratio is 10.41 and the forward PE ratio is 10.95. HomeTrust Bancshares's PEG ratio is 1.16.

PE Ratio	10.41
Forward PE	10.95
PS Ratio	1.93
Forward PS	3.1
PB Ratio	1.03
P/FCF Ratio	20.2
PEG Ratio	1.16

Financial Ratio History

Enterprise Valuation

HomeTrust Bancshares has an Enterprise Value (EV) of 272.63M.

EV / Sales	0.92
EV / EBITDA	3.14
EV / EBIT	6.06
EV / FCF	9.66

Financial Position

The company has a current ratio of 0.17, with a Debt / Equity ratio of 0.02.

Current Ratio	0.17
Quick Ratio	0.17
Debt / Equity	0.02
Debt / EBITDA	0.12
Debt / FCF	0.36
Interest Coverage	0.75

Financial Efficiency

Return on Equity is 9.93% and Return on Invested Capital is 6.71%.

Return on Equity	9.93%
Return on Assets	1.19%
Return on Invested Capital	6.71%
Revenue Per Employee	$547.45K
Profits Per Employee	$101.68K
Employee Count	539
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	15.11M
Effective Tax Rate	21.61%

Stock Price Statistics

The stock price has increased by 16.46% in the last 52 weeks. The beta is 0.79, so HomeTrust Bancshares's price volatility has been higher than the market average.

Beta	0.79
52-Week Price Change	16.46%
50-Day Moving Average	37.8
200-Day Moving Average	35.84
Relative Strength Index (RSI)	42.03
Average Volume (20 Days)	48,922

Income Statement

In the last 12 months, HomeTrust Bancshares had revenue of 295.07M and earned 54.8M in profits. Earnings per share was 3.24.

Revenue	295.07M
Gross Profit	194.59M
Operating Income	69.91M
Net Income	54.8M
EBITDA	86.95M
EBIT	69.91M
Earnings Per Share (EPS)	3.24

Full Income Statement

Balance Sheet

The company has 307.76M in cash and 10.12M in debt, giving a net cash position of 297.64M.

Cash & Cash Equivalents	307.76M
Total Debt	10.12M
Net Cash	297.64M
Retained Earnings	380.54M
Total Assets	4.56B
Working Capital	-3.08B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 44.97M and capital expenditures -16.74M, giving a free cash flow of 28.23M.

Operating Cash Flow	44.97M
Capital Expenditures	-16.74M
Free Cash Flow	28.23M
FCF Per Share	1.67

Full Cash Flow Statement

Margins

Gross margin is 65.95%, with operating and profit margins of 23.69% and 18.57%.

Gross Margin	65.95%
Operating Margin	23.69%
Pretax Margin	23.69%
Profit Margin	18.57%
EBITDA Margin	29.47%
EBIT Margin	23.69%
FCF Margin	9.57%

Dividends & Yields

HTB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	9.61%
FCF Yield	4.95%

Dividend Details

Analyst Forecast

The average price target for HTB is $44, which is 16.9% higher than the current price. The consensus rating is "Buy".

Price Target	$44
Price Target Difference	16.9%
Analyst Consensus	Buy
Analyst Count	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$80.92
Lynch Upside	114.93%
Graham Number	48.72
Graham Upside	29.4%

Scores

Altman Z-Score	-0.47
Piotroski F-Score	5