Price Alert

Hilltop Inc. (HTH)

NYSE: HTH · Real-Time Price · USD

35.26

-0.48 (-1.34%)

At close: Sep 05, 2025, 3:59 PM

35.26

0.00%

After-hours: Sep 05, 2025, 06:09 PM EDT

Hilltop Statistics

Share Statistics

Hilltop has 63M shares outstanding. The number of shares has increased by -1.23% in one year.

Shares Outstanding	63M
Shares Change (YoY)	-1.23%
Shares Change (QoQ)	-1.09%
Owned by Institutions (%)	56.81%
Shares Floating	43.9M
Failed to Deliver (FTD) Shares	486
FTD / Avg. Volume	0.1%

Short Selling Information

The latest short interest is 1.12M, so 1.78% of the outstanding shares have been sold short.

Short Interest	1.12M
Short % of Shares Out	1.78%
Short % of Float	3.1%
Short Ratio (days to cover)	2.12

Valuation Ratios

The PE ratio is 16.45 and the forward PE ratio is 20.19. Hilltop's PEG ratio is 5.56.

PE Ratio	16.45
Forward PE	20.19
PS Ratio	1.21
Forward PS	1.8
PB Ratio	0.85
P/FCF Ratio	6.98
PEG Ratio	5.56

Financial Ratio History

Enterprise Valuation

Hilltop has an Enterprise Value (EV) of 911.03M.

EV / Sales	0.59
EV / EBITDA	5.23
EV / EBIT	3.33
EV / FCF	3.41

Financial Position

The company has a current ratio of 0.39, with a Debt / Equity ratio of 0.62.

Current Ratio	0.39
Quick Ratio	0.39
Debt / Equity	0.62
Debt / EBITDA	7.74
Debt / FCF	5.05
Interest Coverage	0.37

Financial Efficiency

Return on Equity is 5.17% and Return on Invested Capital is 3.18%.

Return on Equity	5.17%
Return on Assets	0.7%
Return on Invested Capital	3.18%
Revenue Per Employee	$426.2K
Profits Per Employee	$31.31K
Employee Count	3,616
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

Income Tax	31.05M
Effective Tax Rate	20.13%

Stock Price Statistics

The stock price has increased by 11.83% in the last 52 weeks. The beta is 0.87, so Hilltop's price volatility has been higher than the market average.

Beta	0.87
52-Week Price Change	11.83%
50-Day Moving Average	31.88
200-Day Moving Average	30.63
Relative Strength Index (RSI)	69.94
Average Volume (20 Days)	487,751

Income Statement

In the last 12 months, Hilltop had revenue of 1.54B and earned 113.21M in profits. Earnings per share was 1.74.

Revenue	1.54B
Gross Profit	1.12B
Operating Income	154.26M
Net Income	113.21M
EBITDA	174.21M
EBIT	154.26M
Earnings Per Share (EPS)	1.74

Full Income Statement

Balance Sheet

The company has 2.3B in cash and 1.35B in debt, giving a net cash position of 950.95M.

Cash & Cash Equivalents	2.3B
Total Debt	1.35B
Net Cash	950.95M
Retained Earnings	1.25B
Total Assets	15.36B
Working Capital	247.98M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 273.93M and capital expenditures -7.13M, giving a free cash flow of 266.8M.

Operating Cash Flow	273.93M
Capital Expenditures	-7.13M
Free Cash Flow	266.8M
FCF Per Share	4.1

Full Cash Flow Statement

Margins

Gross margin is 72.78%, with operating and profit margins of 10.01% and 7.35%.

Gross Margin	72.78%
Operating Margin	10.01%
Pretax Margin	10.01%
Profit Margin	7.35%
EBITDA Margin	11.3%
EBIT Margin	10.01%
FCF Margin	17.31%

Dividends & Yields

HTH pays an annual dividend of $0.88, which amounts to a dividend yield of 2.22%.

Dividend Per Share	$0.88
Dividend Yield	2.22%
Dividend Growth (YoY)	5.88%
Payout Ratio	39.64%
Earnings Yield	6.08%
FCF Yield	14.33%

Dividend Details

Analyst Forecast

The average price target for HTH is $32, which is -9.2% lower than the current price. The consensus rating is "Hold".

Price Target	$32
Price Target Difference	-9.2%
Analyst Consensus	Hold
Analyst Count	1

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$8.7
Lynch Upside	-75.33%
Graham Number	36.32
Graham Upside	3.01%

Scores

Altman Z-Score	0.38
Piotroski F-Score	9