Price Alert

HV Bancorp Inc. (HVBC)

NASDAQ: HVBC · Real-Time Price · USD

34.60

0.70 (2.06%)

At close: Jun 16, 2023, 10:00 PM

HV Bancorp Statistics

Share Statistics

HV Bancorp has 2.24M shares outstanding. The number of shares has increased by 0% in one year.

Shares Outstanding	2.24M
Shares Change (YoY)	0%
Shares Change (QoQ)	0%
Owned by Institutions (%)	n/a
Shares Floating	1.67M
Failed to Deliver (FTD) Shares	7,393
FTD / Avg. Volume	137.72%

Short Selling Information

The latest short interest is 2.18K, so 0% of the outstanding shares have been sold short.

Short Interest	2.18K
Short % of Shares Out	n/a
Short % of Float	0.13%
Short Ratio (days to cover)	1

Valuation Ratios

The PE ratio is 25.45 and the forward PE ratio is null. HV Bancorp's PEG ratio is -0.55.

PE Ratio	25.45
Forward PE	n/a
PS Ratio	2.2
Forward PS	n/a
PB Ratio	1.35
P/FCF Ratio	1.87
PEG Ratio	-0.55

Financial Ratio History

Enterprise Valuation

HV Bancorp has an Enterprise Value (EV) of 89.21M.

EV / Sales	3.47
EV / EBITDA	10.7
EV / EBIT	2.93
EV / FCF	2.94

Financial Position

The company has a current ratio of 6.02, with a Debt / Equity ratio of 1.06.

Current Ratio	6.02
Quick Ratio	6.02
Debt / Equity	1.06
Debt / EBITDA	5.37
Debt / FCF	1.48
Interest Coverage	1.7

Financial Efficiency

Return on Equity is 5.3% and Return on Invested Capital is 9.06%.

Return on Equity	5.3%
Return on Assets	0.36%
Return on Invested Capital	9.06%
Revenue Per Employee	$196.52K
Profits Per Employee	$17.02K
Employee Count	131
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

Income Tax	575K
Effective Tax Rate	20.5%

Stock Price Statistics

The stock price has increased by 0% in the last 52 weeks. The beta is 0.57, so HV Bancorp's price volatility has been higher than the market average.

Beta	0.57
52-Week Price Change	n/a
50-Day Moving Average	31.36
200-Day Moving Average	27.93
Relative Strength Index (RSI)	73.75
Average Volume (20 Days)	5,368

Income Statement

In the last 12 months, HV Bancorp had revenue of 25.74M and earned 2.23M in profits. Earnings per share was 1.1.

Revenue	25.74M
Gross Profit	25.74M
Operating Income	6.84M
Net Income	2.23M
EBITDA	8.34M
EBIT	6.84M
Earnings Per Share (EPS)	1.1

Full Income Statement

Balance Sheet

The company has 12.37M in cash and 44.82M in debt, giving a net cash position of -32.45M.

Cash & Cash Equivalents	12.37M
Total Debt	44.82M
Net Cash	-32.45M
Retained Earnings	27.02M
Total Assets	625.53M
Working Capital	75.85M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 30.49M and capital expenditures -116K, giving a free cash flow of 30.37M.

Operating Cash Flow	30.49M
Capital Expenditures	-116K
Free Cash Flow	30.37M
FCF Per Share	15.22

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 26.56% and 8.66%.

Gross Margin	100%
Operating Margin	26.56%
Pretax Margin	10.9%
Profit Margin	8.66%
EBITDA Margin	32.4%
EBIT Margin	26.56%
FCF Margin	117.98%

Dividends & Yields

HVBC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	3.93%
FCF Yield	53.51%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for HVBC.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$26.06
Lynch Upside	-24.68%
Graham Number	23.03
Graham Upside	-33.44%

Scores

Altman Z-Score	1.17
Piotroski F-Score	4