Price Alert

Intact Financial Corporat... (IFCZF)

OTC: IFCZF · Real-Time Price · USD

201.10

1.21 (0.61%)

At close: Sep 05, 2025, 3:43 PM

199.82

-0.64%

Pre-market: Sep 05, 2025, 11:39 AM EDT

Intact Financial Statistics

Share Statistics

Intact Financial has 178.34M shares outstanding. The number of shares has increased by -0.01% in one year.

Shares Outstanding	178.34M
Shares Change (YoY)	-0.01%
Shares Change (QoQ)	0%
Owned by Institutions (%)	n/a
Shares Floating	177.44M
Failed to Deliver (FTD) Shares	n/a
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 989.87K, so 0% of the outstanding shares have been sold short.

Short Interest	989.87K
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	999.99

Valuation Ratios

The PE ratio is 20.34 and the forward PE ratio is 15.85. Intact Financial's PEG ratio is 0.23.

PE Ratio	20.34
Forward PE	15.85
PS Ratio	1.61
Forward PS	1.3
PB Ratio	2.57
P/FCF Ratio	15.79
PEG Ratio	0.23

Financial Ratio History

Enterprise Valuation

Intact Financial has an Enterprise Value (EV) of 51.29B.

EV / Sales	1.77
EV / EBITDA	13.41
EV / EBIT	15.14
EV / FCF	17.34

Financial Position

The company has a current ratio of 10.7, with a Debt / Equity ratio of 0.3.

Current Ratio	10.7
Quick Ratio	10.7
Debt / Equity	0.3
Debt / EBITDA	1.43
Debt / FCF	1.85
Interest Coverage	12.96

Financial Efficiency

Return on Equity is 12.66% and Return on Invested Capital is 3.97%.

Return on Equity	12.66%
Return on Assets	3.86%
Return on Invested Capital	3.97%
Revenue Per Employee	$933.55K
Profits Per Employee	$74.1K
Employee Count	31,000
Asset Turnover	0.49
Inventory Turnover	n/a

Taxes

Income Tax	568M
Effective Tax Rate	19.74%

Stock Price Statistics

The stock price has increased by 8.76% in the last 52 weeks. The beta is 0.29, so Intact Financial's price volatility has been higher than the market average.

Beta	0.29
52-Week Price Change	8.76%
50-Day Moving Average	212.84
200-Day Moving Average	203.38
Relative Strength Index (RSI)	40.06
Average Volume (20 Days)	15,245

Income Statement

In the last 12 months, Intact Financial had revenue of 28.94B and earned 2.3B in profits. Earnings per share was 12.37.

Revenue	28.94B
Gross Profit	4.03B
Operating Income	2.88B
Net Income	2.3B
EBITDA	3.83B
EBIT	3.1B
Earnings Per Share (EPS)	12.37

Full Income Statement

Balance Sheet

The company has 894M in cash and 5.47B in debt, giving a net cash position of -4.58B.

Cash & Cash Equivalents	894M
Total Debt	5.47B
Net Cash	-4.58B
Retained Earnings	7.92B
Total Assets	60.85B
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 3.39B and capital expenditures -429M, giving a free cash flow of 2.96B.

Operating Cash Flow	3.39B
Capital Expenditures	-429M
Free Cash Flow	2.96B
FCF Per Share	16.59

Full Cash Flow Statement

Margins

Gross margin is 13.93%, with operating and profit margins of 9.94% and 7.94%.

Gross Margin	13.93%
Operating Margin	9.94%
Pretax Margin	9.94%
Profit Margin	7.94%
EBITDA Margin	13.22%
EBIT Margin	9.94%
FCF Margin	10.22%

Dividends & Yields

IFCZF pays an annual dividend of $3.72, which amounts to a dividend yield of 1.86%.

Dividend Per Share	$3.72
Dividend Yield	1.86%
Dividend Growth (YoY)	3.01%
Payout Ratio	39.23%
Earnings Yield	4.92%
FCF Yield	6.33%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for IFCZF.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$141.39
Lynch Upside	-29.69%
Graham Number	171.77
Graham Upside	-14.58%

Scores

Altman Z-Score	1.21
Piotroski F-Score	5