International General Ins... (IGIC)
International General Insurance Ltd. Statistics
Share Statistics
International General Insurance Ltd. has 45.21M shares outstanding. The number of shares has increased by 3.64% in one year.
| Shares Outstanding | 45.21M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 15.42M |
| Failed to Deliver (FTD) Shares | 236 |
| FTD / Avg. Volume | 0.24% |
Short Selling Information
The latest short interest is 82.65K, so 0.18% of the outstanding shares have been sold short.
| Short Interest | 82.65K |
| Short % of Shares Out | 0.18% |
| Short % of Float | 0.54% |
| Short Ratio (days to cover) | 0.86 |
Valuation Ratios
The PE ratio is 4.68 and the forward PE ratio is 8.13. International General Insurance Ltd.'s PEG ratio is 0.1.
| PE Ratio | 4.68 |
| Forward PE | 8.13 |
| PS Ratio | 1.17 |
| Forward PS | 2.2 |
| PB Ratio | 1.02 |
| P/FCF Ratio | 2.86 |
| PEG Ratio | 0.1 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for International General Insurance Ltd..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.98, with a Debt / Equity ratio of 0.
| Current Ratio | 0.98 |
| Quick Ratio | 0.98 |
| Debt / Equity | 0 |
| Total Debt / Capitalization | 0.39 |
| Cash Flow / Debt | 92.17 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.22% and return on capital (ROIC) is 21.26%.
| Return on Equity (ROE) | 0.22% |
| Return on Assets (ROA) | 0.08% |
| Return on Capital (ROIC) | 21.26% |
| Revenue Per Employee | 1.18M |
| Profits Per Employee | 294.75K |
| Employee Count | 401 |
| Asset Turnover | 0.31 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 7.85M |
| Effective Tax Rate | 0.06 |
Stock Price Statistics
The stock price has increased by 111.99% in the last 52 weeks. The beta is 0.27, so International General Insurance Ltd.'s price volatility has been higher than the market average.
| Beta | 0.27 |
| 52-Week Price Change | 111.99% |
| 50-Day Moving Average | 24.69 |
| 200-Day Moving Average | 19.47 |
| Relative Strength Index (RSI) | 69.5 |
| Average Volume (20 Days) | 97.62K |
Income Statement
In the last 12 months, International General Insurance Ltd. had revenue of 471.96M and earned 118.19M in profits. Earnings per share was 2.58.
| Revenue | 471.96M |
| Gross Profit | 471.60M |
| Operating Income | 123.01M |
| Net Income | 118.19M |
| EBITDA | 0 |
| EBIT | 123.01M |
| Earnings Per Share (EPS) | 2.58 |
Balance Sheet
The company has 177.02M in cash and 2.13M in debt, giving a net cash position of 174.89M.
| Cash & Cash Equivalents | 177.02M |
| Total Debt | 2.13M |
| Net Cash | 174.89M |
| Retained Earnings | 423.05M |
| Total Assets | 1.69B |
| Working Capital | -143.10M |
Cash Flow
In the last 12 months, operating cash flow was 196.61M and capital expenditures -3.25M, giving a free cash flow of 193.36M.
| Operating Cash Flow | 196.61M |
| Capital Expenditures | -3.25M |
| Free Cash Flow | 193.36M |
| FCF Per Share | 4.5 |
Margins
Gross margin is 99.92%, with operating and profit margins of 26.06% and 25.04%.
| Gross Margin | 99.92% |
| Operating Margin | 26.06% |
| Pretax Margin | 26.71% |
| Profit Margin | 25.04% |
| EBITDA Margin | n/a |
| EBIT Margin | 26.06% |
| FCF Margin | 40.97% |
Dividends & Yields
IGIC pays an annual dividend of $0.1, which amounts to a dividend yield of 0.37%.
| Dividend Per Share | $0.10 |
| Dividend Yield | 0.37% |
| Dividend Growth (YoY) | 150% |
| Payout Ratio | 3.22% |
| Earnings Yield | 9.41% |
| FCF Yield | 15.6% |
Analyst Forecast
The average price target for IGIC is $28, which is 2.2% higher than the current price. The consensus rating is "Buy".
| Price Target | $28 |
| Price Target Difference | 2.2% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
Scores
| Altman Z-Score | 1.56 |
| Piotroski F-Score | 3 |