IF Bancorp Inc. (IROQ)
IF Bancorp Statistics
Share Statistics
IF Bancorp has 3.35M shares outstanding. The number of shares has increased by -0.05% in one year.
| Shares Outstanding | 3.35M |
| Shares Change (YoY) | -0.05% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 28.31% |
| Shares Floating | 1.57M |
| Failed to Deliver (FTD) Shares | 4K |
| FTD / Avg. Volume | 213.28% |
Short Selling Information
The latest short interest is 7.61K, so 0.23% of the outstanding shares have been sold short.
| Short Interest | 7.61K |
| Short % of Shares Out | 0.23% |
| Short % of Float | 0.49% |
| Short Ratio (days to cover) | 3 |
Valuation Ratios
The PE ratio is 29.22 and the forward PE ratio is null. IF Bancorp's PEG ratio is -0.47.
| PE Ratio | 29.22 |
| Forward PE | n/a |
| PS Ratio | 2.37 |
| Forward PS | null |
| PB Ratio | 0.71 |
| P/FCF Ratio | 25.69 |
| PEG Ratio | -0.47 |
Enterprise Valuation
IF Bancorp Inc. has an Enterprise Value (EV) of 53.47M.
| EV / Earnings | 29.87 |
| EV / Sales | 2.42 |
| EV / EBITDA | 17.67 |
| EV / EBIT | 22.7 |
| EV / FCF | 26.26 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.79.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.79 |
| Total Debt / Capitalization | 44.07 |
| Cash Flow / Debt | 0.04 |
| Interest Coverage | 0.1 |
Financial Efficiency
Return on equity (ROE) is 0.02% and return on capital (ROIC) is 1.35%.
| Return on Equity (ROE) | 0.02% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 1.35% |
| Revenue Per Employee | $202,596.33 |
| Profits Per Employee | $16,422.02 |
| Employee Count | 109 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 565K |
| Effective Tax Rate | 0.24 |
Stock Price Statistics
The stock price has increased by 44.58% in the last 52 weeks. The beta is 0.51, so IF Bancorp's price volatility has been higher than the market average.
| Beta | 0.51 |
| 52-Week Price Change | 44.58% |
| 50-Day Moving Average | 23.69 |
| 200-Day Moving Average | 20.04 |
| Relative Strength Index (RSI) | 50.5 |
| Average Volume (20 Days) | 1.88K |
Income Statement
In the last 12 months, IF Bancorp had revenue of 22.08M and earned 1.79M in profits. Earnings per share was 0.57.
| Revenue | 22.08M |
| Gross Profit | 22.08M |
| Operating Income | 2.35M |
| Net Income | 1.79M |
| EBITDA | 3.03M |
| EBIT | 2.35M |
| Earnings Per Share (EPS) | 0.57 |
Balance Sheet
The company has 9.57M in cash and 58.25M in debt, giving a net cash position of -48.68M.
| Cash & Cash Equivalents | 9.57M |
| Total Debt | 58.25M |
| Net Cash | -48.68M |
| Retained Earnings | 43.88M |
| Total Assets | 885.15M |
| Working Capital | 190.35M |
Cash Flow
In the last 12 months, operating cash flow was 2.28M and capital expenditures -247K, giving a free cash flow of 2.04M.
| Operating Cash Flow | 2.28M |
| Capital Expenditures | -247K |
| Free Cash Flow | 2.04M |
| FCF Per Share | 0.65 |
Margins
Gross margin is 100%, with operating and profit margins of 10.66% and 8.11%.
| Gross Margin | 100% |
| Operating Margin | 10.66% |
| Pretax Margin | 10.66% |
| Profit Margin | 8.11% |
| EBITDA Margin | 13.7% |
| EBIT Margin | 10.66% |
| FCF Margin | 9.22% |
Dividends & Yields
IROQ pays an annual dividend of $0.6, which amounts to a dividend yield of 1.64%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 1.64% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 63.83% |
| Earnings Yield | 2.37% |
| FCF Yield | 2.53% |
Analyst Forecast
Currently there are no analyst rating for IROQ.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 0.44 |
| Piotroski F-Score | 7 |