IF Bancorp Inc.

24.50
0.77 (3.24%)
At close: Apr 03, 2025, 3:48 PM

IF Bancorp Statistics

Share Statistics

IF Bancorp has 3.35M shares outstanding. The number of shares has increased by -0.04% in one year.

Shares Outstanding 3.35M
Shares Change (YoY) -0.04%
Shares Change (QoQ) -0.04%
Owned by Institutions (%) 30.34%
Shares Floating 1.57M
Failed to Deliver (FTD) Shares 4
FTD / Avg. Volume 0.17%

Short Selling Information

The latest short interest is 7.61K, so 0.23% of the outstanding shares have been sold short.

Short Interest 7.61K
Short % of Shares Out 0.23%
Short % of Float 0.49%
Short Ratio (days to cover) 3

Valuation Ratios

The PE ratio is 29.22 and the forward PE ratio is null. IF Bancorp's PEG ratio is -0.47.

PE Ratio 29.22
Forward PE n/a
PS Ratio 2.37
Forward PS null
PB Ratio 0.71
P/FCF Ratio 25.69
PEG Ratio -0.47
Financial Ratio History

Enterprise Valuation

IF Bancorp has an Enterprise Value (EV) of 100.98M.

EV / Sales 4.57
EV / EBITDA 33.37
EV / EBIT 44.23
EV / FCF 49.6

Financial Position

The company has a current ratio of 0, with a Debt / Equity ratio of 0.79.

Current Ratio 0
Quick Ratio 0
Debt / Equity 0.79
Debt / EBITDA 19.25
Debt / FCF 28.61
Interest Coverage 0.1

Financial Efficiency

Return on Equity is 2.42% and Return on Invested Capital is 0.2%.

Return on Equity 2.42%
Return on Assets 0.2%
Return on Invested Capital 0.2%
Revenue Per Employee $202.6K
Profits Per Employee $16.42K
Employee Count 109
Asset Turnover 0.02
Inventory Turnover n/a

Taxes

Income Tax 565K
Effective Tax Rate 23.99%

Stock Price Statistics

The stock price has increased by 51.94% in the last 52 weeks. The beta is 0.3, so IF Bancorp's price volatility has been higher than the market average.

Beta 0.3
52-Week Price Change 51.94%
50-Day Moving Average 24.06
200-Day Moving Average 20.88
Relative Strength Index (RSI) 63.43
Average Volume (20 Days) 2.29K

Income Statement

In the last 12 months, IF Bancorp had revenue of 22.08M and earned 1.79M in profits. Earnings per share was 0.57.

Revenue 22.08M
Gross Profit 22.08M
Operating Income 2.35M
Net Income 1.79M
EBITDA 3.03M
EBIT 2.35M
Earnings Per Share (EPS) 0.57
Full Income Statement

Balance Sheet

The company has 9.57M in cash and 58.25M in debt, giving a net cash position of -48.68M.

Cash & Cash Equivalents 9.57M
Total Debt 58.25M
Net Cash -48.68M
Retained Earnings 43.88M
Total Assets 885.15M
Working Capital 190.35M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.28M and capital expenditures -247K, giving a free cash flow of 2.04M.

Operating Cash Flow 2.28M
Capital Expenditures -247K
Free Cash Flow 2.04M
FCF Per Share 0.65
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 10.66% and 8.11%.

Gross Margin 100%
Operating Margin 10.66%
Pretax Margin 10.66%
Profit Margin 8.11%
EBITDA Margin 13.7%
EBIT Margin 10.66%
FCF Margin 9.22%

Dividends & Yields

IROQ pays an annual dividend of $0.6, which amounts to a dividend yield of 1.64%.

Dividend Per Share $0.60
Dividend Yield 1.64%
Dividend Growth (YoY) 0%
Payout Ratio 63.83%
Earnings Yield 3.42%
FCF Yield 3.89%
Dividend Details

Analyst Forecast

Currently there are no analyst rating for IROQ.

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Stock Forecasts

Scores

Altman Z-Score 0.44
Piotroski F-Score 7