Isabella Bank Statistics Share Statistics Isabella Bank has 7.38M
shares outstanding. The number of shares has increased by -0.85%
in one year.
Shares Outstanding 7.38M Shares Change (YoY) -0.85% Shares Change (QoQ) -0.43% Owned by Institutions (%) 0.01% Shares Floating 6.64M Failed to Deliver (FTD) Shares 97 FTD / Avg. Volume 0.58%
Short Selling Information The latest short interest is 74.11K, so 1% of the outstanding
shares have been sold short.
Short Interest 74.11K Short % of Shares Out 1% Short % of Float 1.02% Short Ratio (days to cover) 8.55
Valuation Ratios The PE ratio is 13.95 and the forward
PE ratio is 12.22.
Isabella Bank's PEG ratio is
-0.6.
PE Ratio 13.95 Forward PE 12.22 PS Ratio 1.9 Forward PS 2.9 PB Ratio 0.92 P/FCF Ratio 11.05 PEG Ratio -0.6
Financial Ratio History Enterprise Valuation Isabella Bank has an Enterprise Value (EV) of 282.18M.
EV / Sales 2.77 EV / EBITDA 15.27 EV / EBIT 14.37 EV / FCF 16.1
Financial Position The company has a current ratio of 0.14,
with a Debt / Equity ratio of 0.54.
Current Ratio 0.14 Quick Ratio 0.14 Debt / Equity 0.54 Debt / EBITDA 6.11 Debt / FCF 6.45 Interest Coverage 0.48
Financial Efficiency Return on Equity is 6.61% and Return on Invested Capital is 4.09%.
Return on Equity 6.61% Return on Assets 0.67% Return on Invested Capital 4.09% Revenue Per Employee $276.39K Profits Per Employee $37.74K Employee Count 368 Asset Turnover 0.05 Inventory Turnover n/a
Taxes Income Tax 2.51M Effective Tax Rate 15.3%
Stock Price Statistics The stock price has increased by 63.72% in the
last 52 weeks. The beta is 0.27, so Isabella Bank's
price volatility has been higher than the market average.
Beta 0.27 52-Week Price Change 63.72% 50-Day Moving Average 31.47 200-Day Moving Average 26.43 Relative Strength Index (RSI) 52.68 Average Volume (20 Days) 16,856
Income Statement In the last 12 months, Isabella Bank had revenue of 101.71M
and earned 13.89M
in profits. Earnings per share was 1.86.
Revenue 101.71M Gross Profit 65.69M Operating Income 16.4M Net Income 13.89M EBITDA 18.48M EBIT 16.4M Earnings Per Share (EPS) 1.86
Full Income Statement Balance Sheet The company has 24.54M in cash and 112.99M in
debt, giving a net cash position of -88.45M.
Cash & Cash Equivalents 24.54M Total Debt 112.99M Net Cash -88.45M Retained Earnings 103.02M Total Assets 2.16B Working Capital 491.6M
Full Balance Sheet Cash Flow In the last 12 months, operating cash flow was 19.64M
and capital expenditures -2.11M, giving a free cash flow of 17.53M.
Operating Cash Flow 19.64M Capital Expenditures -2.11M Free Cash Flow 17.53M FCF Per Share 2.35
Full Cash Flow Statement Margins Gross margin is 64.58%, with operating and profit margins of 16.12% and 13.66%.
Gross Margin 64.58% Operating Margin 16.12% Pretax Margin 16.12% Profit Margin 13.66% EBITDA Margin 18.17% EBIT Margin 16.12% FCF Margin 17.24%
Dividends & Yields ISBA pays an annual dividend of $1.4,
which amounts to a dividend yield of 3.32%.
Dividend Per Share $1.40 Dividend Yield 3.32% Dividend Growth (YoY) 0% Payout Ratio 63.93% Earnings Yield 7.17% FCF Yield 9.05%
Dividend Details Analyst Forecast The average price target for ISBA is $34,
which is 5.7% higher than the current price. The consensus rating is "Hold".
Price Target $34 Price Target Difference 5.7% Analyst Consensus Hold Analyst Count 1
Stock Forecasts Fair Value There are several formulas that can be used to estimate the
intrinsic value of a stock.
Lynch Fair Value $11.74 Lynch Upside -63.51% Graham Number 34.39 Graham Upside 6.9%
Stock Splits The last stock split was on Mar 11, 2008. It was a
forward
split with a ratio of 11:10.
Last Split Date Mar 11, 2008 Split Type forward Split Ratio 11:10
Scores Altman Z-Score 0.49 Piotroski F-Score 7
