Shares Outstanding Shares Outstanding n/a Close	14.28M
Shares Change (YoY) Shares Change (YoY) n/a Close	0.13%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	45.31%
Shares Floating Shares Floating n/a Close	12.49M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	3,000
FTD / Avg. Volume FTD / Avg. Volume n/a Close	13.89%

Short Selling Information

The latest short interest is 72.3K, so 0.51% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	72.3K
Short % of Shares Out Short % of Shares Out n/a Close	0.51%
Short % of Float Short % of Float n/a Close	0.68%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	4.19

Valuation Ratios

The PE ratio is 16.68 and the forward PE ratio is null. John Marshall Bancorp's PEG ratio is 0.07.

PE Ratio PE Ratio n/a Close	16.68
Forward PE Forward PE n/a Close	n/a
PS Ratio PS Ratio n/a Close	5.35
Forward PS Forward PS n/a Close	n/a
PB Ratio PB Ratio n/a Close	1.16
P/FCF Ratio P/FCF Ratio n/a Close	17.02
PEG Ratio PEG Ratio n/a Close	0.07

Financial Ratio History

Enterprise Valuation

John Marshall Bancorp has an Enterprise Value (EV) of 249.2M.

EV / Sales EV / Sales n/a Close	4.67
EV / EBITDA EV / EBITDA n/a Close	10.58
EV / EBIT EV / EBIT n/a Close	14.44
EV / FCF EV / FCF n/a Close	14.85

Financial Position

The company has a current ratio of 0.08, with a Debt / Equity ratio of 0.35.

Current Ratio Current Ratio n/a Close	0.08
Quick Ratio Quick Ratio n/a Close	0.08
Debt / Equity Debt / Equity n/a Close	0.35
Debt / EBITDA Debt / EBITDA n/a Close	3.66
Debt / FCF Debt / FCF n/a Close	5.14
Interest Coverage Interest Coverage n/a Close	0.37

Financial Efficiency

Return on Equity is 6.94% and Return on Invested Capital is 5.03%.

Return on Equity Return on Equity n/a Close	6.94%
Return on Assets Return on Assets n/a Close	0.77%
Return on Invested Capital Return on Invested Capital n/a Close	5.03%
Revenue Per Employee Revenue Per Employee n/a Close	$392,044.12
Profits Per Employee Profits Per Employee n/a Close	$125,889.71
Employee Count Employee Count n/a Close	136
Asset Turnover Asset Turnover n/a Close	0.02
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	4.76M
Effective Tax Rate Effective Tax Rate n/a Close	21.75%

Stock Price Statistics

The stock price has increased by 3.04% in the last 52 weeks. The beta is 0.43, so John Marshall Bancorp's price volatility has been higher than the market average.

Beta Beta n/a Close	0.43
52-Week Price Change 52-Week Price Change n/a Close	3.04%
50-Day Moving Average 50-Day Moving Average n/a Close	16.55
200-Day Moving Average 200-Day Moving Average n/a Close	19.14
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	46.4
Average Volume (20 Days) Average Volume (20 Days) n/a Close	21,593

Income Statement

In the last 12 months, John Marshall Bancorp had revenue of 53.32M and earned 17.12M in profits. Earnings per share was 1.2.

Revenue Revenue n/a Close	53.32M
Gross Profit Gross Profit n/a Close	53.32M
Operating Income Operating Income n/a Close	21.88M
Net Income Net Income n/a Close	17.12M
EBITDA EBITDA n/a Close	23.56M
EBIT EBIT n/a Close	21.88M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	1.2

Full Income Statement

Balance Sheet

The company has 122.47M in cash and 86.16M in debt, giving a net cash position of 36.31M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	122.47M
Total Debt Total Debt n/a Close	86.16M
Net Cash Net Cash n/a Close	36.31M
Retained Earnings Retained Earnings n/a Close	159.95M
Total Assets Total Assets n/a Close	2.27B
Working Capital Working Capital n/a Close	250.23M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 17.26M and capital expenditures -483K, giving a free cash flow of 16.78M.

Operating Cash Flow Operating Cash Flow n/a Close	17.26M
Capital Expenditures Capital Expenditures n/a Close	-483K
Free Cash Flow Free Cash Flow n/a Close	16.78M
FCF Per Share FCF Per Share n/a Close	1.18

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 41.03% and 32.11%.

Gross Margin Gross Margin n/a Close	100%
Operating Margin Operating Margin n/a Close	41.03%
Pretax Margin Pretax Margin n/a Close	41.03%
Profit Margin Profit Margin n/a Close	32.11%
EBITDA Margin EBITDA Margin n/a Close	44.19%
EBIT Margin EBIT Margin n/a Close	41.03%
FCF Margin FCF Margin n/a Close	31.46%

Dividends & Yields

JMSB pays an annual dividend of $0.5, which amounts to a dividend yield of 1.43%.

Dividend Per Share Dividend Per Share n/a Close	$0.50
Dividend Yield Dividend Yield n/a Close	1.43%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	40%
Earnings Yield Earnings Yield n/a Close	6%
FCF Yield FCF Yield n/a Close	5.88%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for JMSB.

Price Target Price Target n/a Close	n/a
Price Target Difference Price Target Difference n/a Close	n/a
Analyst Consensus Analyst Consensus n/a Close	n/a
Analyst Count Analyst Count n/a Close	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$6
Lynch Upside Lynch Upside n/a Close	-64.62%
Graham Number Graham Number n/a Close	21.68
Graham Upside Graham Upside n/a Close	27.83%

Stock Splits

The last stock split was on Sep 6, 2017. It was a forward split with a ratio of 5:4.

Last Split Date Last Split Date n/a Close	Sep 6, 2017
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	5:4

Scores

Altman Z-Score Altman Z-Score n/a Close	0.38
Piotroski F-Score Piotroski F-Score n/a Close	6