Shares Outstanding Shares Outstanding n/a Close	25.56M
Shares Change (YoY) Shares Change (YoY) n/a Close	2.01%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	2%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	84.26%
Shares Floating Shares Floating n/a Close	24.76M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	3
FTD / Avg. Volume FTD / Avg. Volume n/a Close	n/a

Short Selling Information

The latest short interest is 2.2M, so 8.61% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	2.2M
Short % of Shares Out Short % of Shares Out n/a Close	8.61%
Short % of Float Short % of Float n/a Close	10.44%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	21.24

Valuation Ratios

The PE ratio is 18.89 and the forward PE ratio is 15.21. Lakeland Financial's PEG ratio is -34.56.

PE Ratio PE Ratio n/a Close	18.89
Forward PE Forward PE n/a Close	15.21
PS Ratio PS Ratio n/a Close	4.11
Forward PS Forward PS n/a Close	5.6
PB Ratio PB Ratio n/a Close	2.58
P/FCF Ratio P/FCF Ratio n/a Close	18.81
PEG Ratio PEG Ratio n/a Close	-34.56

Financial Ratio History

Enterprise Valuation

Lakeland Financial has an Enterprise Value (EV) of 1.6B.

EV / Sales EV / Sales n/a Close	3.71
EV / EBITDA EV / EBITDA n/a Close	13.58
EV / EBIT EV / EBIT n/a Close	15.59
EV / FCF EV / FCF n/a Close	17.02

Financial Position

The company has a current ratio of 0.1, with a Debt / Equity ratio of 0.

Current Ratio Current Ratio n/a Close	0.1
Quick Ratio Quick Ratio n/a Close	0.1
Debt / Equity Debt / Equity n/a Close	0
Debt / EBITDA Debt / EBITDA n/a Close	n/a
Debt / FCF Debt / FCF n/a Close	n/a
Interest Coverage Interest Coverage n/a Close	0.63

Financial Efficiency

Return on Equity is 13.67% and Return on Invested Capital is 12.26%.

Return on Equity Return on Equity n/a Close	13.67%
Return on Assets Return on Assets n/a Close	1.4%
Return on Invested Capital Return on Invested Capital n/a Close	12.26%
Revenue Per Employee Revenue Per Employee n/a Close	$664,608.96
Profits Per Employee Profits Per Employee n/a Close	$144,479.13
Employee Count Employee Count n/a Close	647
Asset Turnover Asset Turnover n/a Close	0.06
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	18.21M
Effective Tax Rate Effective Tax Rate n/a Close	16.31%

Stock Price Statistics

The stock price has increased by -0.26% in the last 52 weeks. The beta is 0.6, so Lakeland Financial's price volatility has been higher than the market average.

Beta Beta n/a Close	0.6
52-Week Price Change 52-Week Price Change n/a Close	-0.26%
50-Day Moving Average 50-Day Moving Average n/a Close	58.78
200-Day Moving Average 200-Day Moving Average n/a Close	64.48
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	59.38
Average Volume (20 Days) Average Volume (20 Days) n/a Close	180,680

Income Statement

In the last 12 months, Lakeland Financial had revenue of 430M and earned 93.48M in profits. Earnings per share was 3.64.

Revenue Revenue n/a Close	430M
Gross Profit Gross Profit n/a Close	236.77M
Operating Income Operating Income n/a Close	111.69M
Net Income Net Income n/a Close	93.48M
EBITDA EBITDA n/a Close	117.64M
EBIT EBIT n/a Close	111.69M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	3.64

Full Income Statement

Balance Sheet

The company has 168.21M in cash and 0 in debt, giving a net cash position of 168.21M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	168.21M
Total Debt Total Debt n/a Close	n/a
Net Cash Net Cash n/a Close	n/a
Retained Earnings Retained Earnings n/a Close	736.41M
Total Assets Total Assets n/a Close	6.85B
Working Capital Working Capital n/a Close	-4.82B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 102.48M and capital expenditures -8.63M, giving a free cash flow of 93.85M.

Operating Cash Flow Operating Cash Flow n/a Close	102.48M
Capital Expenditures Capital Expenditures n/a Close	-8.63M
Free Cash Flow Free Cash Flow n/a Close	93.85M
FCF Per Share FCF Per Share n/a Close	3.66

Full Cash Flow Statement

Margins

Gross margin is 55.06%, with operating and profit margins of 25.97% and 21.74%.

Gross Margin Gross Margin n/a Close	55.06%
Operating Margin Operating Margin n/a Close	25.97%
Pretax Margin Pretax Margin n/a Close	25.97%
Profit Margin Profit Margin n/a Close	21.74%
EBITDA Margin EBITDA Margin n/a Close	27.36%
EBIT Margin EBIT Margin n/a Close	25.97%
FCF Margin FCF Margin n/a Close	21.83%

Dividends & Yields

LKFN pays an annual dividend of $2.44, which amounts to a dividend yield of 3.66%.

Dividend Per Share Dividend Per Share n/a Close	$2.44
Dividend Yield Dividend Yield n/a Close	3.66%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	4.17%
Payout Ratio Payout Ratio n/a Close	69.71%
Earnings Yield Earnings Yield n/a Close	5.29%
FCF Yield FCF Yield n/a Close	5.32%

Dividend Details

Analyst Forecast

The average price target for LKFN is $65, which is 5.9% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$65
Price Target Difference Price Target Difference n/a Close	5.9%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$18.2
Lynch Upside Lynch Upside n/a Close	-70.34%
Graham Number Graham Number n/a Close	46.71
Graham Upside Graham Upside n/a Close	-23.88%

Stock Splits

The last stock split was on Aug 8, 2016. It was a forward split with a ratio of 3:2.

Last Split Date Last Split Date n/a Close	Aug 8, 2016
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	3:2

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.43
Piotroski F-Score Piotroski F-Score n/a Close	6