MetroCity Bankshares Inc. (MCBS)
NASDAQ: MCBS
· Real-Time Price · USD
28.21
-0.58 (-2.01%)
At close: Aug 15, 2025, 3:59 PM
28.23
0.07%
After-hours: Aug 15, 2025, 04:10 PM EDT
MetroCity Bankshares Income Statement
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 59.78M | 57.98M | 56.39M | 60.45M | 59.67M | 57.88M | 53.55M | 51.37M | 52.17M | 52.11M | 41.6M | 43.4M | 37.68M | 39.61M | 35.13M | 38.86M | 34.48M | 30.86M |
Cost of Revenue | 22M | 21.96M | 22.76M | 24.13M | 23.27M | 25.13M | 25.33M | 24.17M | 22.1M | 19.73M | 13.83M | 6.81M | 2.81M | 1.4M | 1.78M | 3.71M | 3.27M | 2.74M |
Gross Profit | 37.78M | 36.01M | 33.63M | 36.32M | 36.4M | 32.79M | 28.22M | 27.06M | 30.08M | 32.25M | 27.77M | 36.59M | 34.87M | 38.31M | 33.34M | 35.14M | 31.21M | 28.12M |
Operating Income | -22.08M | 22.08M | 20.85M | 22.66M | 23.37M | 20.43M | 16.14M | 15.65M | 18.61M | 21.57M | 19.53M | 23.9M | 21.67M | 26.03M | 24.05M | 22.03M | 19.12M | 17.41M |
Interest Income | 54.05M | 52.52M | 52.61M | 53.83M | 54.11M | 52.36M | 50.67M | 48.71M | 47.48M | 45.97M | 43.95M | 38.3M | 33.02M | 31.95M | 30.86M | 29.32M | 25.89M | 22.67M |
Pretax Income | 23.67M | 22.08M | 20.85M | 22.66M | 23.37M | 20.43M | 16.14M | 15.65M | 18.61M | 21.57M | 19.53M | 23.9M | 21.75M | 26.03M | 24.05M | 22.03M | 19.12M | 17.41M |
Net Income | 16.83M | 16.3M | 16.23M | 16.7M | 16.94M | 14.63M | 11.35M | 11.43M | 13.11M | 15.73M | 10.18M | 16.89M | 16.1M | 19.43M | 17.45M | 16.88M | 14.39M | 12.98M |
Selling & General & Admin | 8.7M | 8.66M | 11.8M | 8.66M | 8.21M | 7.54M | 11.33M | 7.01M | 7.27M | 6.51M | 9.68M | 7.91M | 8.05M | 7.25M | 11.28M | 8.81M | 7.03M | 6.84M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | -43K | 5.27M | 982K | 5M | 4.83M | 4.82M | 749K | 4.53M | 4.2M | 4.29M | -1.44M | 4.77M | 5.06M | 4.93M | -1.99M | 4.3M | 5.06M | 3.86M |
Operating Expenses | 8.66M | 13.93M | 12.78M | 13.66M | 13.03M | 12.36M | 12.08M | 11.54M | 11.46M | 10.81M | 8.24M | 12.69M | 13.12M | 12.18M | 9.29M | 13.11M | 12.09M | 10.71M |
Interest Expense | 21.87M | 21.96M | 22.55M | 23.54M | 23.4M | 25.27M | 24.55M | 24.55M | 22.51M | 19.73M | 14.99M | 8.51M | 2.81M | 1.3M | 1.24M | 1.14M | 1.06M | 1.14M |
Selling & Marketing Expenses | 149K | 167K | 160K | 145K | 157K | 172K | 160K | 143K | 165K | 146K | 172K | 158K | 126K | 150K | 148K | 131K | 117K | 145K |
Cost & Expenses | 30.63M | 35.9M | 35.53M | 37.79M | 36.3M | 37.45M | 37.41M | 35.71M | 33.56M | 30.54M | 22.07M | 19.49M | 15.92M | 13.58M | 11.07M | 16.82M | 15.36M | 13.45M |
Income Tax Expense | 6.84M | 5.78M | 4.62M | 5.96M | 6.43M | 5.8M | 4.79M | 4.22M | 5.5M | 5.84M | 9.35M | 7.01M | 5.65M | 6.6M | 6.61M | 5.15M | 4.73M | 4.43M |
Shares Outstanding (Basic) | 25.7M | 25.4M | 25.37M | 25.33M | 25.25M | 25.21M | 25.22M | 25.27M | 25.19M | 25.14M | 25.33M | 25.43M | 25.46M | 25.47M | 25.28M | 25.58M | 25.7M | 25.45M |
Shares Outstanding (Diluted) | 25.7M | 25.71M | 25.68M | 25.68M | 25.57M | 25.55M | 25.54M | 25.59M | 25.48M | 25.41M | 25.56M | 25.7M | 25.73M | 25.72M | 25.72M | 25.73M | 25.83M | 25.88M |
EPS (Basic) | 0.66 | 0.64 | 0.64 | 0.66 | 0.67 | 0.58 | 0.45 | 0.45 | 0.52 | 0.63 | 0.52 | 0.66 | 0.63 | 0.76 | 0.69 | 0.66 | 0.56 | 0.51 |
EPS (Diluted) | 0.65 | 0.63 | 0.63 | 0.65 | 0.66 | 0.57 | 0.44 | 0.45 | 0.51 | 0.62 | 0.52 | 0.66 | 0.63 | 0.76 | 0.68 | 0.66 | 0.56 | 0.50 |
EBITDA | 24M | 22.91M | 21.61M | 23.39M | 24.09M | 21.18M | 16.86M | 16.36M | 19.16M | 22.27M | 20.74M | 25.15M | 22.46M | 26.74M | 24.69M | 22.75M | 19.84M | 18.14M |
EBIT | 24M | 22.08M | 20.85M | 22.66M | 23.37M | 20.43M | 16.14M | 15.65M | 18.61M | 21.57M | 19.53M | 23.9M | 21.75M | 26.03M | 24.05M | 22.03M | 19.12M | 17.41M |
Depreciation & Amortization | -832K | 832K | 760K | 726K | 722K | 752K | 727K | 711K | 544K | 705K | 1.21M | 1.25M | 705K | 711K | 636K | 721K | 720K | 732K |