Watchlist Price Alert

MidWestOne Financial Grou... (MOFG)

NASDAQ: MOFG · Real-Time Price · USD

28.71

-1.13 (-3.77%)

At close: May 21, 2025, 3:59 PM

28.79

0.28%

After-hours: May 21, 2025, 04:04 PM EDT

MidWestOne Financial Statistics

Share Statistics

MidWestOne Financial has 20.82M shares outstanding. The number of shares has increased by 32.12% in one year.

Shares Outstanding	20.82M
Shares Change (YoY)	32.12%
Shares Change (QoQ)	0.2%
Owned by Institutions (%)	79.82%
Shares Floating	n/a
Failed to Deliver (FTD) Shares	121
FTD / Avg. Volume	0.12%

Short Selling Information

The latest short interest is 266.65K, so 1.28% of the outstanding shares have been sold short.

Short Interest	266.65K
Short % of Shares Out	1.28%
Short % of Float	1.31%
Short Ratio (days to cover)	2.2

Valuation Ratios

The PE ratio is -8.23 and the forward PE ratio is 8.43. MidWestOne Financial's PEG ratio is 0.02.

PE Ratio	-8.23
Forward PE	8.43
PS Ratio	2.41
Forward PS	2.3
PB Ratio	0.89
P/FCF Ratio	8.16
PEG Ratio	0.02

Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for MidWestOne Financial.

EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.29, with a Debt / Equity ratio of 0.21.

Current Ratio	0.29
Quick Ratio	0.29
Debt / Equity	0.21
Debt / EBITDA	-1.53
Debt / FCF	1.92
Interest Coverage	-0.61

Financial Efficiency

Return on Equity is n/a and Return on Invested Capital is n/a.

Return on Equity	n/a
Return on Assets	n/a
Return on Invested Capital	n/a
Revenue Per Employee	$272,162.48
Profits Per Employee	$-79,642.01
Employee Count	757
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

Income Tax	-23.7M
Effective Tax Rate	28.22%

Stock Price Statistics

The stock price has increased by 30.74% in the last 52 weeks. The beta is 0.98, so MidWestOne Financial's price volatility has been higher than the market average.

Beta	0.98
52-Week Price Change	30.74%
50-Day Moving Average	28.43
200-Day Moving Average	29.48
Relative Strength Index (RSI)	49.88
Average Volume (20 Days)	100,475

Income Statement

In the last 12 months, MidWestOne Financial had revenue of 206.03M and earned -60.29M in profits. Earnings per share was -3.54.

Revenue	206.03M
Gross Profit	69.29M
Operating Income	-83.99M
Net Income	-60.29M
EBITDA	-76.29M
EBIT	-83.99M
Earnings Per Share (EPS)	-3.54

Full Income Statement

Balance Sheet

The company has 71.8M in cash and 116.56M in debt, giving a net cash position of -44.76M.

Cash & Cash Equivalents	71.8M
Total Debt	116.56M
Net Cash	-44.76M
Retained Earnings	217.78M
Total Assets	6.25B
Working Capital	1.37B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 63.18M and capital expenditures -2.4M, giving a free cash flow of 60.78M.

Operating Cash Flow	63.18M
Capital Expenditures	-2.4M
Free Cash Flow	60.78M
FCF Per Share	3.57

Full Cash Flow Statement

Margins

Gross margin is 33.63%, with operating and profit margins of -40.77% and -29.26%.

Gross Margin	33.63%
Operating Margin	-40.77%
Pretax Margin	-40.77%
Profit Margin	-29.26%
EBITDA Margin	-37.03%
EBIT Margin	-40.77%
FCF Margin	29.5%

Dividends & Yields

MOFG pays an annual dividend of $1.21, which amounts to a dividend yield of 3.27%.

Dividend Per Share	$1.21
Dividend Yield	3.27%
Dividend Growth (YoY)	0%
Payout Ratio	-40.15%
Earnings Yield	n/a
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for MOFG is $35.5, which is 23.7% higher than the current price. The consensus rating is "Hold".

Price Target	$35.5
Price Target Difference	23.7%
Analyst Consensus	Hold
Analyst Count	2

Stock Forecasts

Stock Splits

The last stock split was on Aug 22, 2006. It was a forward split with a ratio of 3:1.

Last Split Date	Aug 22, 2006
Split Type	forward
Split Ratio	3:1

Scores

Altman Z-Score	0.35
Piotroski F-Score	5