First Western Financial I...

AI Score

0

Unlock

17.87
0.19 (1.07%)
At close: Jan 15, 2025, 9:57 AM

First Western Financial Statistics

Share Statistics

First Western Financial has 9.66M shares outstanding. The number of shares has increased by 1.07% in one year.

Shares Outstanding 9.66M
Shares Change (YoY) n/a
Shares Change (QoQ) 0.04%
Owned by Institutions (%) n/a
Shares Floating 7.17M
Failed to Deliver (FTD) Shares 4.91K
FTD / Avg. Volume 17.69%

Short Selling Information

The latest short interest is 42.88K, so 0.44% of the outstanding shares have been sold short.

Short Interest 42.88K
Short % of Shares Out 0.44%
Short % of Float 0.6%
Short Ratio (days to cover) 1.76

Valuation Ratios

The PE ratio is 36.21 and the forward PE ratio is 13.52. First Western Financial 's PEG ratio is 0.11.

PE Ratio 36.21
Forward PE 13.52
PS Ratio 2.29
Forward PS 1.4
PB Ratio 0.78
P/FCF Ratio 9.69
PEG Ratio 0.11
Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for First Western Financial Inc..

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 72.62, with a Debt / Equity ratio of 0.23.

Current Ratio 72.62
Quick Ratio 72.62
Debt / Equity 0.23
Total Debt / Capitalization 18.71
Cash Flow / Debt 0.39
Interest Coverage 0.09

Financial Efficiency

Return on equity (ROE) is 0.02% and return on capital (ROIC) is 1.24%.

Return on Equity (ROE) 0.02%
Return on Assets (ROA) 0%
Return on Capital (ROIC) 1.24%
Revenue Per Employee 266.77K
Profits Per Employee 16.85K
Employee Count 310
Asset Turnover 0.03
Inventory Turnover 0

Taxes

Income Tax 1.84M
Effective Tax Rate 0.26

Stock Price Statistics

The stock price has increased by 3.51% in the last 52 weeks. The beta is 0.62, so First Western Financial 's price volatility has been higher than the market average.

Beta 0.62
52-Week Price Change 3.51%
50-Day Moving Average 20.21
200-Day Moving Average 18.35
Relative Strength Index (RSI) 28.35
Average Volume (20 Days) 27.74K

Income Statement

In the last 12 months, First Western Financial had revenue of 82.70M and earned 5.22M in profits. Earnings per share was 0.55.

Revenue 82.70M
Gross Profit 82.70M
Operating Income 7.06M
Net Income 5.22M
EBITDA 0
EBIT 7.06M
Earnings Per Share (EPS) 0.55
Full Income Statement

Balance Sheet

The company has 254.44M in cash and 178.05M in debt, giving a net cash position of 76.39M.

Cash & Cash Equivalents 254.44M
Total Debt 178.05M
Net Cash 76.39M
Retained Earnings 51.04M
Total Assets 2.91B
Working Capital -1.91B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 21.88M and capital expenditures -2.35M, giving a free cash flow of 19.53M.

Operating Cash Flow 21.88M
Capital Expenditures -2.35M
Free Cash Flow 19.53M
FCF Per Share 2.05
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 8.54% and 6.32%.

Gross Margin 100%
Operating Margin 8.54%
Pretax Margin 8.54%
Profit Margin 6.32%
EBITDA Margin n/a
EBIT Margin 8.54%
FCF Margin 23.62%

Dividends & Yields

MYFW does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Payout Ratio n/a
Earnings Yield 3.11%
FCF Yield 11.42%
Dividend Details

Analyst Forecast

The average price target for MYFW is $23, which is 29.9% higher than the current price. The consensus rating is "Buy".

Price Target $23
Price Target Difference 29.9%
Analyst Consensus Buy
Analyst Count 3
Stock Forecasts

Scores

Altman Z-Score -0.66
Piotroski F-Score 6