Price Alert

First Western Financial I... (MYFW)

NASDAQ: MYFW · Real-Time Price · USD

21.60

-0.21 (-0.96%)

At close: Aug 15, 2025, 3:59 PM

21.77

0.79%

After-hours: Aug 15, 2025, 04:00 PM EDT

First Western Financial Statistics

Share Statistics

First Western Financial has 9.72M shares outstanding. The number of shares has increased by 0.57% in one year.

Shares Outstanding	9.72M
Shares Change (YoY)	0.57%
Shares Change (QoQ)	0.11%
Owned by Institutions (%)	59.91%
Shares Floating	7.48M
Failed to Deliver (FTD) Shares	1
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 72.08K, so 0.74% of the outstanding shares have been sold short.

Short Interest	72.08K
Short % of Shares Out	0.74%
Short % of Float	0.87%
Short Ratio (days to cover)	1

Valuation Ratios

The PE ratio is 22.26 and the forward PE ratio is 10.27. First Western Financial's PEG ratio is 0.37.

PE Ratio	22.26
Forward PE	10.27
PS Ratio	1.06
Forward PS	1.8
PB Ratio	0.75
P/FCF Ratio	-107.37
PEG Ratio	0.37

Financial Ratio History

Enterprise Valuation

First Western Financial has an Enterprise Value (EV) of 83.17M.

EV / Sales	0.47
EV / EBITDA	5.88
EV / EBIT	-152.88
EV / FCF	-47.33

Financial Position

The company has a current ratio of 0.1, with a Debt / Equity ratio of 0.52.

Current Ratio	0.1
Quick Ratio	0.1
Debt / Equity	0.52
Debt / EBITDA	9.23
Debt / FCF	-74.31
Interest Coverage	0.13

Financial Efficiency

Return on Equity is 3.36% and Return on Invested Capital is 1.84%.

Return on Equity	3.36%
Return on Assets	0.29%
Return on Invested Capital	1.84%
Revenue Per Employee	$553.79K
Profits Per Employee	$26.4K
Employee Count	321
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	3.11M
Effective Tax Rate	26.82%

Stock Price Statistics

The stock price has increased by 29.81% in the last 52 weeks. The beta is 0.82, so First Western Financial's price volatility has been higher than the market average.

Beta	0.82
52-Week Price Change	29.81%
50-Day Moving Average	22.28
200-Day Moving Average	20.62
Relative Strength Index (RSI)	28.78
Average Volume (20 Days)	58,574

Income Statement

In the last 12 months, First Western Financial had revenue of 177.77M and earned 8.47M in profits. Earnings per share was 0.88.

Revenue	177.77M
Gross Profit	87.51M
Operating Income	11.58M
Net Income	8.47M
EBITDA	14.14M
EBIT	11.58M
Earnings Per Share (EPS)	0.88

Full Income Statement

Balance Sheet

The company has 236.04M in cash and 130.56M in debt, giving a net cash position of 105.48M.

Cash & Cash Equivalents	236.04M
Total Debt	130.56M
Net Cash	105.48M
Retained Earnings	59.52M
Total Assets	3.03B
Working Capital	-2.5B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -544K and capital expenditures -1.21M, giving a free cash flow of -1.76M.

Operating Cash Flow	-544K
Capital Expenditures	-1.21M
Free Cash Flow	-1.76M
FCF Per Share	-0.18

Full Cash Flow Statement

Margins

Gross margin is 49.23%, with operating and profit margins of 6.51% and 4.77%.

Gross Margin	49.23%
Operating Margin	6.51%
Pretax Margin	6.51%
Profit Margin	4.77%
EBITDA Margin	7.96%
EBIT Margin	6.51%
FCF Margin	-0.99%

Dividends & Yields

MYFW does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	4.49%
FCF Yield	-0.93%

Dividend Details

Analyst Forecast

The average price target for MYFW is $24.25, which is 16% higher than the current price. The consensus rating is "Hold".

Price Target	$24.25
Price Target Difference	16%
Analyst Consensus	Hold
Analyst Count	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$4.4
Lynch Upside	-78.95%
Graham Number	22.73
Graham Upside	8.76%

Scores

Altman Z-Score	-0.84
Piotroski F-Score	7