First Western Financial I... (MYFW)
First Western Financial Statistics
Share Statistics
First Western Financial has 9.7M shares outstanding. The number of shares has increased by 0.86% in one year.
| Shares Outstanding | 9.7M |
| Shares Change (YoY) | 0.86% |
| Shares Change (QoQ) | 0.42% |
| Owned by Institutions (%) | 60.61% |
| Shares Floating | 7.29M |
| Failed to Deliver (FTD) Shares | 15 |
| FTD / Avg. Volume | 0.06% |
Short Selling Information
The latest short interest is 47.37K, so 0.49% of the outstanding shares have been sold short.
| Short Interest | 47.37K |
| Short % of Shares Out | 0.49% |
| Short % of Float | 0.58% |
| Short Ratio (days to cover) | 2.98 |
Valuation Ratios
The PE ratio is 22.26 and the forward PE ratio is 9.38. First Western Financial's PEG ratio is 0.37.
| PE Ratio | 22.26 |
| Forward PE | 9.38 |
| PS Ratio | 1.24 |
| Forward PS | 1.6 |
| PB Ratio | 0.75 |
| P/FCF Ratio | -346.77 |
| PEG Ratio | 0.37 |
Enterprise Valuation
First Western Financial has an Enterprise Value (EV) of 288.48M.
| EV / Sales | 1.89 |
| EV / EBITDA | 0 |
| EV / EBIT | -530.29 |
| EV / FCF | -530.29 |
Financial Position
The company has a current ratio of 15.34, with a Debt / Equity ratio of 0.43.
| Current Ratio | 15.34 |
| Quick Ratio | 15.34 |
| Debt / Equity | 0.43 |
| Debt / EBITDA | - |
| Debt / FCF | -201.48 |
| Interest Coverage | 1.71 |
Financial Efficiency
Return on Equity is 3.36% and Return on Invested Capital is 126.73%.
| Return on Equity | 3.36% |
| Return on Assets | 0.29% |
| Return on Invested Capital | 126.73% |
| Revenue Per Employee | $475.55K |
| Profits Per Employee | $26.4K |
| Employee Count | 321 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 3.11M |
| Effective Tax Rate | 26.82% |
Stock Price Statistics
The stock price has increased by 26.69% in the last 52 weeks. The beta is 0.65, so First Western Financial's price volatility has been higher than the market average.
| Beta | 0.65 |
| 52-Week Price Change | 26.69% |
| 50-Day Moving Average | 19.51 |
| 200-Day Moving Average | 19.37 |
| Relative Strength Index (RSI) | 49.57 |
| Average Volume (20 Days) | 23.33K |
Income Statement
In the last 12 months, First Western Financial had revenue of 152.65M and earned 8.47M in profits. Earnings per share was 0.88.
| Revenue | 152.65M |
| Gross Profit | 152.65M |
| Operating Income | 151.44M |
| Net Income | 8.47M |
| EBITDA | 0 |
| EBIT | -2.56M |
| Earnings Per Share (EPS) | 0.88 |
Balance Sheet
The company has 9.77M in cash and 109.6M in debt, giving a net cash position of -99.83M.
| Cash & Cash Equivalents | 9.77M |
| Total Debt | 109.6M |
| Net Cash | -99.83M |
| Retained Earnings | 59.52M |
| Total Assets | 2.92B |
| Working Capital | 28.61M |
Cash Flow
In the last 12 months, operating cash flow was -544K and capital expenditures 0, giving a free cash flow of -544K.
| Operating Cash Flow | -544K |
| Capital Expenditures | 0 |
| Free Cash Flow | -544K |
| FCF Per Share | -0.06 |
Margins
Gross margin is 100%, with operating and profit margins of 99.21% and 5.55%.
| Gross Margin | 100% |
| Operating Margin | 99.21% |
| Pretax Margin | 7.59% |
| Profit Margin | 5.55% |
| EBITDA Margin | n/a |
| EBIT Margin | 99.21% |
| FCF Margin | -0.36% |
Dividends & Yields
MYFW does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 4.49% |
| FCF Yield | -0.29% |
Analyst Forecast
The average price target for MYFW is $23.25, which is 24% higher than the current price. The consensus rating is "Hold".
| Price Target | $23.25 |
| Price Target Difference | 24% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Scores
| Altman Z-Score | 0.11 |
| Piotroski F-Score | 6 |