Shares Outstanding Shares Outstanding n/a Close	42.63M
Shares Change (YoY) Shares Change (YoY) n/a Close	-2.77%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0.49%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	59.53%
Shares Floating Shares Floating n/a Close	n/a
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	181
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.1%

Short Selling Information

The latest short interest is 531.11K, so 1.25% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	531.11K
Short % of Shares Out Short % of Shares Out n/a Close	1.25%
Short % of Float Short % of Float n/a Close	1.49%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	3.48

Valuation Ratios

The PE ratio is 16.13 and the forward PE ratio is 8.98. Northfield Bancorp (Staten Island NY)'s PEG ratio is -0.99.

PE Ratio PE Ratio n/a Close	16.13
Forward PE Forward PE n/a Close	8.98
PS Ratio PS Ratio n/a Close	3.78
Forward PS Forward PS n/a Close	2.9
PB Ratio PB Ratio n/a Close	0.69
P/FCF Ratio P/FCF Ratio n/a Close	16.13
PEG Ratio PEG Ratio n/a Close	-0.99

Financial Ratio History

Enterprise Valuation

Northfield Bancorp (Staten Island NY) has an Enterprise Value (EV) of 1.08B.

EV / Sales EV / Sales n/a Close	8.41
EV / EBITDA EV / EBITDA n/a Close	22.04
EV / EBIT EV / EBIT n/a Close	34.57
EV / FCF EV / FCF n/a Close	35.9

Financial Position

The company has a current ratio of 0.52, with a Debt / Equity ratio of 1.08.

Current Ratio Current Ratio n/a Close	0.52
Quick Ratio Quick Ratio n/a Close	0.52
Debt / Equity Debt / Equity n/a Close	1.08
Debt / EBITDA Debt / EBITDA n/a Close	15.58
Debt / FCF Debt / FCF n/a Close	25.38
Interest Coverage Interest Coverage n/a Close	0.33

Financial Efficiency

Return on Equity is 4.25% and Return on Invested Capital is -2.79%.

Return on Equity Return on Equity n/a Close	4.25%
Return on Assets Return on Assets n/a Close	0.53%
Return on Invested Capital Return on Invested Capital n/a Close	-2.79%
Revenue Per Employee Revenue Per Employee n/a Close	$358,277.31
Profits Per Employee Profits Per Employee n/a Close	$83,879.55
Employee Count Employee Count n/a Close	357
Asset Turnover Asset Turnover n/a Close	0.02
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	10.56M
Effective Tax Rate Effective Tax Rate n/a Close	26.06%

Stock Price Statistics

The stock price has increased by 43.44% in the last 52 weeks. The beta is 0.77, so Northfield Bancorp (Staten Island NY)'s price volatility has been higher than the market average.

Beta Beta n/a Close	0.77
52-Week Price Change 52-Week Price Change n/a Close	43.44%
50-Day Moving Average 50-Day Moving Average n/a Close	10.89
200-Day Moving Average 200-Day Moving Average n/a Close	11.7
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	56.46
Average Volume (20 Days) Average Volume (20 Days) n/a Close	174,392

Income Statement

In the last 12 months, Northfield Bancorp (Staten Island NY) had revenue of 127.91M and earned 29.95M in profits. Earnings per share was 0.72.

Revenue Revenue n/a Close	127.91M
Gross Profit Gross Profit n/a Close	123.34M
Operating Income Operating Income n/a Close	40.5M
Net Income Net Income n/a Close	29.95M
EBITDA EBITDA n/a Close	48.8M
EBIT EBIT n/a Close	40.5M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	0.72

Full Income Statement

Balance Sheet

The company has 167.74M in cash and 760.05M in debt, giving a net cash position of -592.31M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	167.74M
Total Debt Total Debt n/a Close	760.05M
Net Cash Net Cash n/a Close	-592.31M
Retained Earnings Retained Earnings n/a Close	440.76M
Total Assets Total Assets n/a Close	5.71B
Working Capital Working Capital n/a Close	-2.85B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 31.11M and capital expenditures -1.15M, giving a free cash flow of 29.95M.

Operating Cash Flow Operating Cash Flow n/a Close	31.11M
Capital Expenditures Capital Expenditures n/a Close	-1.15M
Free Cash Flow Free Cash Flow n/a Close	29.95M
FCF Per Share FCF Per Share n/a Close	0.72

Full Cash Flow Statement

Margins

Gross margin is 96.43%, with operating and profit margins of 31.66% and 23.41%.

Gross Margin Gross Margin n/a Close	96.43%
Operating Margin Operating Margin n/a Close	31.66%
Pretax Margin Pretax Margin n/a Close	31.66%
Profit Margin Profit Margin n/a Close	23.41%
EBITDA Margin EBITDA Margin n/a Close	38.15%
EBIT Margin EBIT Margin n/a Close	31.66%
FCF Margin FCF Margin n/a Close	23.42%

Dividends & Yields

NFBK pays an annual dividend of $0.65, which amounts to a dividend yield of 4.65%.

Dividend Per Share Dividend Per Share n/a Close	$0.65
Dividend Yield Dividend Yield n/a Close	4.65%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	85.53%
Earnings Yield Earnings Yield n/a Close	6.2%
FCF Yield FCF Yield n/a Close	6.2%

Dividend Details

Analyst Forecast

The average price target for NFBK is $13, which is 11.2% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$13
Price Target Difference Price Target Difference n/a Close	11.2%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$3.6
Lynch Upside Lynch Upside n/a Close	-69.2%
Graham Number Graham Number n/a Close	16.58
Graham Upside Graham Upside n/a Close	41.83%

Stock Splits

The last stock split was on Jan 25, 2013. It was a forward split with a ratio of 14029:10000.

Last Split Date Last Split Date n/a Close	Jan 25, 2013
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	14029:10000

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.36
Piotroski F-Score Piotroski F-Score n/a Close	8