Northpointe Bancshares In... (NPB)
Northpointe Bancshares Statistics
Share Statistics
Northpointe Bancshares has 30.34M shares outstanding. The number of shares has increased by null% in one year.
| Shares Outstanding | 30.34M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Institutions (%) | n/a |
| Shares Floating | - |
| Failed to Deliver (FTD) Shares | 662 |
| FTD / Avg. Volume | 0.44% |
Short Selling Information
The latest short interest is 99.25K, so 0.29% of the outstanding shares have been sold short.
| Short Interest | 99.25K |
| Short % of Shares Out | 0.29% |
| Short % of Float | 0.45% |
| Short Ratio (days to cover) | 1 |
Valuation Ratios
The PE ratio is 7.92 and the forward PE ratio is null. Northpointe Bancshares's PEG ratio is 0.05.
| PE Ratio | 7.92 |
| Forward PE | n/a |
| PS Ratio | 2.35 |
| Forward PS | n/a |
| PB Ratio | 0.94 |
| P/FCF Ratio | 23.3 |
| PEG Ratio | 0.05 |
Enterprise Valuation
Northpointe Bancshares has an Enterprise Value (EV) of 1.36B.
| EV / Sales | 7.34 |
| EV / EBITDA | 0 |
| EV / EBIT | 68.83 |
| EV / FCF | 72.69 |
Financial Position
The company has a current ratio of 964.86, with a Debt / Equity ratio of 2.82.
| Current Ratio | 964.86 |
| Quick Ratio | 964.86 |
| Debt / Equity | 2.82 |
| Debt / EBITDA | - |
| Debt / FCF | 69.45 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 11.93% and Return on Invested Capital is 0%.
| Return on Equity | 11.93% |
| Return on Assets | 1.06% |
| Return on Invested Capital | 0% |
| Revenue Per Employee | $378.34K |
| Profits Per Employee | $112.34K |
| Employee Count | 491 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 17.72M |
| Effective Tax Rate | 24.31% |
Stock Price Statistics
The stock price has increased by null% in the last 52 weeks. The beta is 0, so Northpointe Bancshares's price volatility has been lower than the market average.
| Beta | 0 |
| 52-Week Price Change | null% |
| 50-Day Moving Average | 13.88 |
| 200-Day Moving Average | null |
| Relative Strength Index (RSI) | 55.77 |
| Average Volume (20 Days) | 149.24K |
Income Statement
In the last 12 months, Northpointe Bancshares had revenue of 185.77M and earned 55.16M in profits. Earnings per share was 1.83.
| Revenue | 185.77M |
| Gross Profit | 185.77M |
| Operating Income | 0 |
| Net Income | 55.16M |
| EBITDA | 0 |
| EBIT | -3.8M |
| Earnings Per Share (EPS) | 1.83 |
Balance Sheet
The company has 376.3M in cash and 1.3B in debt, giving a net cash position of -926.39M.
| Cash & Cash Equivalents | 376.3M |
| Total Debt | 1.3B |
| Net Cash | -926.39M |
| Retained Earnings | 295.97M |
| Total Assets | - |
| Working Capital | - |
Cash Flow
In the last 12 months, operating cash flow was 19.81M and capital expenditures -1.05M, giving a free cash flow of 18.76M.
| Operating Cash Flow | 19.81M |
| Capital Expenditures | -1.05M |
| Free Cash Flow | 18.76M |
| FCF Per Share | 0.62 |
Margins
Gross margin is 100%, with operating and profit margins of 0% and 29.69%.
| Gross Margin | 100% |
| Operating Margin | n/a |
| Pretax Margin | 39.23% |
| Profit Margin | 29.69% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 10.1% |
Dividends & Yields
NPB does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 12.62% |
| FCF Yield | 4.29% |
Analyst Forecast
The average price target for NPB is $17.25, which is 23.4% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.25 |
| Price Target Difference | 23.4% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
Scores
| Altman Z-Score | null |
| Piotroski F-Score | null |