Bank of N.T. Butterfield ... (NTB)
Bank of N.T. Butterfield & Son Statistics
Share Statistics
Bank of N.T. Butterfield & Son has 46.94M shares outstanding. The number of shares has increased by -1.23% in one year.
| Shares Outstanding | 46.94M |
| Shares Change (YoY) | -1.23% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 69.14% |
| Shares Floating | 46.63M |
| Failed to Deliver (FTD) Shares | 18 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 201.25K, so 0.43% of the outstanding shares have been sold short.
| Short Interest | 201.25K |
| Short % of Shares Out | 0.43% |
| Short % of Float | 0.43% |
| Short Ratio (days to cover) | 0.93 |
Valuation Ratios
The PE ratio is 7.61 and the forward PE ratio is 9. Bank of N.T. Butterfield & Son's PEG ratio is 1.95.
| PE Ratio | 7.61 |
| Forward PE | 9 |
| PS Ratio | 2.83 |
| Forward PS | 3.2 |
| PB Ratio | 1.61 |
| P/FCF Ratio | 6.75 |
| PEG Ratio | 1.95 |
Enterprise Valuation
Bank of N.T. Butterfield & Son Limited has an Enterprise Value (EV) of 1.69B.
| EV / Earnings | 7.83 |
| EV / Sales | 2.91 |
| EV / EBITDA | 7.67 |
| EV / EBIT | 7.67 |
| EV / FCF | 6.94 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.1.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.1 |
| Total Debt / Capitalization | 8.82 |
| Cash Flow / Debt | 2.69 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.21% and return on capital (ROIC) is 19.32%.
| Return on Equity (ROE) | 0.21% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 19.32% |
| Revenue Per Employee | $449,111.97 |
| Profits Per Employee | $167,027.03 |
| Employee Count | 1,295 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 4.5M |
| Effective Tax Rate | 0.02 |
Stock Price Statistics
The stock price has increased by 22.79% in the last 52 weeks. The beta is 1.08, so Bank of N.T. Butterfield & Son's price volatility has been higher than the market average.
| Beta | 1.08 |
| 52-Week Price Change | 22.79% |
| 50-Day Moving Average | 38.08 |
| 200-Day Moving Average | 37.15 |
| Relative Strength Index (RSI) | 59.97 |
| Average Volume (20 Days) | 190.68K |
Income Statement
In the last 12 months, Bank of N.T. Butterfield & Son had revenue of 581.6M and earned 216.3M in profits. Earnings per share was 4.8.
| Revenue | 581.6M |
| Gross Profit | 0 |
| Operating Income | 220.8M |
| Net Income | 216.3M |
| EBITDA | 220.8M |
| EBIT | 220.8M |
| Earnings Per Share (EPS) | 4.8 |
Balance Sheet
The company has 2B in cash and 98.72M in debt, giving a net cash position of 1.9B.
| Cash & Cash Equivalents | 2B |
| Total Debt | 98.72M |
| Net Cash | 1.9B |
| Retained Earnings | 422.46M |
| Total Assets | 14.23B |
| Working Capital | 4.67B |
Cash Flow
In the last 12 months, operating cash flow was 265.43M and capital expenditures -21.53M, giving a free cash flow of 243.9M.
| Operating Cash Flow | 265.43M |
| Capital Expenditures | -21.53M |
| Free Cash Flow | 243.9M |
| FCF Per Share | 5.41 |
Margins
| Gross Margin | n/a |
| Operating Margin | 37.96% |
| Pretax Margin | 37.96% |
| Profit Margin | 37.19% |
| EBITDA Margin | 37.96% |
| EBIT Margin | 37.96% |
| FCF Margin | 41.94% |
Dividends & Yields
NTB pays an annual dividend of $2.2, which amounts to a dividend yield of 4.57%.
| Dividend Per Share | $2.20 |
| Dividend Yield | 4.57% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 46.71% |
| Earnings Yield | 12.22% |
| FCF Yield | 13.23% |
Analyst Forecast
The average price target for NTB is $40, which is 1.8% higher than the current price. The consensus rating is "Buy".
| Price Target | $40 |
| Price Target Difference | 1.8% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
Scores
| Altman Z-Score | 0.64 |
| Piotroski F-Score | 6 |