Shares Outstanding Shares Outstanding n/a Close	58.38M
Shares Change (YoY) Shares Change (YoY) n/a Close	-0.27%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0.16%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	73.98%
Shares Floating Shares Floating n/a Close	56.4M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	37
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.01%

Short Selling Information

The latest short interest is 921.71K, so 1.58% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	921.71K
Short % of Shares Out Short % of Shares Out n/a Close	1.58%
Short % of Float Short % of Float n/a Close	1.63%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	3.33

Valuation Ratios

The PE ratio is 10.54 and the forward PE ratio is 8.99. OceanFirst Financial's PEG ratio is -3.59.

PE Ratio PE Ratio n/a Close	10.54
Forward PE Forward PE n/a Close	8.99
PS Ratio PS Ratio n/a Close	1.53
Forward PS Forward PS n/a Close	2.3
PB Ratio PB Ratio n/a Close	0.62
P/FCF Ratio P/FCF Ratio n/a Close	12.46
PEG Ratio PEG Ratio n/a Close	-3.59

Financial Ratio History

Enterprise Valuation

OceanFirst Financial has an Enterprise Value (EV) of 2.19B.

EV / Sales EV / Sales n/a Close	3.19
EV / EBITDA EV / EBITDA n/a Close	15.09
EV / EBIT EV / EBIT n/a Close	23.75
EV / FCF EV / FCF n/a Close	25.88

Financial Position

The company has a current ratio of 0.1, with a Debt / Equity ratio of 0.74.

Current Ratio Current Ratio n/a Close	0.1
Quick Ratio Quick Ratio n/a Close	0.1
Debt / Equity Debt / Equity n/a Close	0.74
Debt / EBITDA Debt / EBITDA n/a Close	8.67
Debt / FCF Debt / FCF n/a Close	14.88
Interest Coverage Interest Coverage n/a Close	0.42

Financial Efficiency

Return on Equity is 5.88% and Return on Invested Capital is 2.99%.

Return on Equity Return on Equity n/a Close	5.88%
Return on Assets Return on Assets n/a Close	0.75%
Return on Invested Capital Return on Invested Capital n/a Close	2.99%
Revenue Per Employee Revenue Per Employee n/a Close	$705,587.69
Profits Per Employee Profits Per Employee n/a Close	$102,630.77
Employee Count Employee Count n/a Close	975
Asset Turnover Asset Turnover n/a Close	0.05
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	30.27M
Effective Tax Rate Effective Tax Rate n/a Close	23.16%

Stock Price Statistics

The stock price has increased by 16.24% in the last 52 weeks. The beta is 0.96, so OceanFirst Financial's price volatility has been higher than the market average.

Beta Beta n/a Close	0.96
52-Week Price Change 52-Week Price Change n/a Close	16.24%
50-Day Moving Average 50-Day Moving Average n/a Close	16.86
200-Day Moving Average 200-Day Moving Average n/a Close	17.88
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	60.88
Average Volume (20 Days) Average Volume (20 Days) n/a Close	302,859

Income Statement

In the last 12 months, OceanFirst Financial had revenue of 687.95M and earned 100.06M in profits. Earnings per share was 1.65.

Revenue Revenue n/a Close	687.95M
Gross Profit Gross Profit n/a Close	372.12M
Operating Income Operating Income n/a Close	130.66M
Net Income Net Income n/a Close	100.06M
EBITDA EBITDA n/a Close	145.2M
EBIT EBIT n/a Close	130.66M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	1.65

Full Income Statement

Balance Sheet

The company has 123.61M in cash and 1.26B in debt, giving a net cash position of -1.14B.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	123.61M
Total Debt Total Debt n/a Close	1.26B
Net Cash Net Cash n/a Close	-1.14B
Retained Earnings Retained Earnings n/a Close	641.73M
Total Assets Total Assets n/a Close	13.31B
Working Capital Working Capital n/a Close	-9.29B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 92.24M and capital expenditures -7.57M, giving a free cash flow of 84.68M.

Operating Cash Flow Operating Cash Flow n/a Close	92.24M
Capital Expenditures Capital Expenditures n/a Close	-7.57M
Free Cash Flow Free Cash Flow n/a Close	84.68M
FCF Per Share FCF Per Share n/a Close	1.45

Full Cash Flow Statement

Margins

Gross margin is 54.09%, with operating and profit margins of 18.99% and 14.55%.

Gross Margin Gross Margin n/a Close	54.09%
Operating Margin Operating Margin n/a Close	18.99%
Pretax Margin Pretax Margin n/a Close	18.99%
Profit Margin Profit Margin n/a Close	14.55%
EBITDA Margin EBITDA Margin n/a Close	21.11%
EBIT Margin EBIT Margin n/a Close	18.99%
FCF Margin FCF Margin n/a Close	12.31%

Dividends & Yields

OCFC pays an annual dividend of $1, which amounts to a dividend yield of 4.71%.

Dividend Per Share Dividend Per Share n/a Close	$1.00
Dividend Yield Dividend Yield n/a Close	4.71%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	65.36%
Earnings Yield Earnings Yield n/a Close	9.48%
FCF Yield FCF Yield n/a Close	8.02%

Dividend Details

Analyst Forecast

The average price target for OCFC is $21.5, which is 21.6% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$21.5
Price Target Difference Price Target Difference n/a Close	21.6%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	4

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$16.66
Lynch Upside Lynch Upside n/a Close	-5.77%
Graham Number Graham Number n/a Close	33.58
Graham Upside Graham Upside n/a Close	89.93%

Stock Splits

The last stock split was on May 20, 2002. It was a forward split with a ratio of 3:2.

Last Split Date Last Split Date n/a Close	May 20, 2002
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	3:2

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.64
Piotroski F-Score Piotroski F-Score n/a Close	7